A watch with a bank card payment function. Google Pay: How to set up NFC payments on your smartwatch Everything you need to know about Android Pay

Progress brings not only smart technologies, but also concepts associated with them. Terminology is not always clear to the audience. Today's review relates to one of the proposed features in smart watch. Smart watches with NFC in the article.

What is NFC

Manufacturers offer many gadgets with this function. Initially it was only in smartphones, and then smoothly moved to more mobile watch. Initially, the development belonged to three technology giants: Nokia, Samsung and Philips. It was planned to develop an interface that would trigger when two devices were close to each other.

NFC – short-range contactless communication within one information field. The technology allows data to be transmitted over short distances.

Peculiarities

Performs three functions:

The watch functions as a plastic card;
The tags are read (as is the case with interactive advertising);
Bluetooth data transfer function.

Where is it used?

Spheres for payment

Pay for purchases in the store
Book a ticket or hotel room
Pay for parking and even public transport.

All you need to do for this is to bring the watch to the payment terminal and wait until the operation takes place. The owner will then receive a success notification. From the user's point of view, this is very convenient, since no password is required.

Requirements

Android pay app;
An active account, possibly from Google;
Linking a bank card from which payment for services will be made;

What is the difference between NFC and Bluetooth?

What is smart about the technology that distinguishes it from the bluetooth that many are used to? In fact, the differences are dramatic. Bluetooth is designed to communicate from one device to another. This is where its functionality is limited. The connection speed using NFC technology is 0.1 seconds.

D7 smartwatch: consumer-oriented functionality

Chinese company No.1 launched into the smart market new model smart gadgets- watch No.1 D7. The model has a round touch display with a diagonal of 1.3 inches. The body of the device is made of metal.

Technological characteristics:

Operating system: Google. Android4. – simple, used in budget smartphones, does not require a lot of energy resources, which prolongs the work.
RAM capacity: 1 GB;
Flash memory capacity: 8GB;
Battery capacity 500 MA;
Interface support: wireless connection, Bluetooth, NFC;
Synchronization with smartphone;

What they can do:

Smart watch D7 is equipped with all standard smartphone applications: alarm clock, stopwatch, timer, calendar, gallery, etc.
Sleep monitoring;
Motion sensor;
Heart rate measurement;
Reception and transmission of SMS messages;
Weather notifications;
Voice control.

Sony 3s WR50

Although these watches can hardly be classified as budget watches, they are quite interesting for electronics lovers. The body is made of plastic. The peculiarity is that the device can work autonomously from a smartphone if it is forgotten at home or is dead. Display rectangular shape It looks stylish, does not stick out, and is complemented by a beautiful strap. The device runs on Android wear, analyzes the current situation and the user’s route, gives useful recommendations, and displays useful information. The owner of such a gadget will never miss anything interesting.

Let's take a closer look at the technical side:

Control: touch and voice input;
Processor: ARM -47. Clock frequency: 1.2 GHz, number of cores: 4.
RAM capacity: 512 MB;
GPS navigation;
NFC function;
Battery capacity: 420 MA.
Screen diagonal: 1.6 inches;
Detachable strap.
The device is equipped with a built-in microphone.

Huawei Watch 2 sport

This sports watch is as ergonomic as possible. They are distinguished from the developer's first model by lowered ears. For users, this solution will make it more convenient to carry the device on their hand and play sports in comfort. From the technical side, the innovation is also useful: the heart rate monitor works more clearly during training. When working in normal mode The device can work up to 2 days without recharging.

Specifications:

Operating system support: Android from version 4.3. OSI-9 support;
Display: touch;
Number of microphones:2;
Protection from water and moisture;
Supports wireless connection and NFC;
RAM capacity:
Total memory: 4GB;
Battery capacity 420 MA;
Implemented noise suppression;
SIM card support;
Model design: black;
The belt is replaceable, plastic;
The case is plastic;
Mobile Internet is not supported.

Possibilities

Choice of dials;
Installation of applications is allowed;
Pedometer;
Heart rate monitor;
Motion sensor;

The leader among watches with NFC

What are the best smartwatches with NFC? The gold in the rating rightfully goes to the Apple wath 2 smartwatch. Their first appearance dates back to 2015. Over the past time, the company has worked diligently on the shortcomings and removed the “crude” aspects. The model is thought out to the smallest detail, simple in functionality and well assembled. Touch display rectangular in shape, but all corners are impeccably smoothed.

Sapphire crystal remains traditional; it protects the watch from scratches. By the way, in this model not only the watch is smart, but also the screen itself. It detects pressure. The large round factory button is not an empty decoration. She returns home. By scrolling through it, the user can edit the image scale to his taste, as well as scroll down and up the displayed lists. On the side you can find another button. She adjusts the volume and calls up the contact list.

Just yesterday you were proud of a mobile application linked to a virtual wallet, and today watches with NFC are conquering the world of financial payments. The technology of short-range contactless connection has long been used in electronic badges and mobile phones, and now it’s the turn of wearable gadgets. It is enough to bring such a device to a distance of about ten centimeters from the terminal - the payment is completed. Let's see what manufacturers and operators will please us with on this front, and most importantly, how accessible it all is.

NFC chip in Samsung and Apple watches

After the advent of contactless payments in the iPhone and Galaxy, it was not difficult to predict the introduction of this feature in other products from competing giants. And already in 2015, the first ones equipped with a chip came out NFC watch Samsung Gear S2 and Apple Watch. Devices are tied to their corporate payment systems: “Korean” - to Samsung Pay, “apple” – to Apple Pay. Since the fall of 2016, these services . Here is a list of credit institutions that, as of May 2017, work with both of them:

Alfa-Bank;
VTB 24;
Sberbank;
Opening;
Raiffeisenbank;
Russian standard;
MTS Bank;
"Saint Petersburg";
Rocketbank;
Promsvyazbank;
Tinkoff Bank;
Yandex.Money;
Binbank.

Except that Samsung Pay is supported by Tochka Bank. Mastercard – everywhere without restrictions. Alfa-Bank's Visa card is loyal to both services, cards from AK BARS Bank, RosEvroBank and Promsvyazbank - only to Korean, and Gazprombank - to Apple. As for the price, the most simple version An Apple Watch costs about 20,000 rubles, and a Samsung Gear S2 will cost about five thousand less.

Apple Watch
Samsung Gear S2

Classic with NFC

Can be equipped with quartz or simple mechanical watch The NFC chip, since its own power is not required for its operation, receives energy from the reader through inductive coupling. The microcircuit does not even have to be placed in the case; a strap is also suitable for this.

Mondaine chose exactly this option when creating the Helvetica No. 1 model in collaboration with MasterCard. A joint release of the payment giant and the Swiss company Hublot is also being prepared, and in partnership with the Italian luxury manufacturer Bulgari, the first ever mechanical smartwatch, Diagono Magn@sium, was released. Another participant in all these projects is the WISeKey company, which offered WIS.WATCH software, developed with the participation of Kaspersky Lab, specifically for protecting wearable gadgets.

Bvlgari Diagono Magnesium

But the average consumer does not live by luxury alone. Visa and the Swiss brand Swatch introduced at the end of 2015 smart watches with NFC costing about $90. The new product was first tested in the Middle Kingdom, where it was linked to the UnionPay system. The product was named Swatch Bellamy in honor of the science fiction writer who predicted the appearance of credit cards back in the 19th century. The device does not connect to the Internet or smartphone, and the only smart functionality it has is contactless payments. That is, it is an ordinary, albeit high-quality quartz model.

Russian credit institutions are also joining the new trend. Since the summer of 2015, Alfa-Bank has been offering its customers AlfaPay watches, produced to its order by the Austrian company Watch2pay. The price of a fashionable gadget is 6,000 rubles. Anyone who has an Alfa-Bank salary card or has opened the “Maximum”, “Comfort” or “Optimum” service package can buy it. The device comes with a smart card, which is inserted into its body. This is what turns quartz classics into watches with NFC, because inside the card there is the same near-field communication chip.

AlfaPay

What is the use of NFC on a watch?

Contactless payments mean the same comfort and security as a card with a magnetic stripe. However, there are a couple of moments when watches with payment functionality look preferable.

Firstly, they are always on hand. A person who has the habit of constantly wearing a watch rarely forgets or loses it; this happens much more often with a wallet and credit card. That is, your finances will always be with you, even if you jump out of the car or apartment without a jacket and empty-handed.

Secondly, such devices become a kind of barrier separating the seller from your bank card. Since there is no need to take out a credit card, or even take it with you, no one will see its details. Personal financial security is taken to the next level as NFC watches can be used to pay even in the most unsavory establishments and situations.

You can make a purchase or order a service using a smart gadget in any place where there is a contactless terminal. They are already available in many stores of such chains as Magnit, Victoria, Auchan, Atak, Dixie, Eldorado, Mediamarkt, M.Video, Azbuka Vkusa, as well as Starbucks coffee shops and McDonald's eateries. The number of such places is constantly growing. Sberbank, for example, plans to ensure the acceptance of contactless payments at all points of its counterparties during 2017.

Prospects for watches with NFC

Among Apple Watch owners, the payment functionality still ranks fifth in terms of frequency of use – these statistics were collected in Cupertino after a year of sales. The new option gives way first of all to time counting, then there are already familiar features like listening to music, chatting and emailing, and one of the more recent “goodies” is fitness tracking. However, with the emerging trend NFC chip In watches, it will soon become as indispensable an attribute as the camera in smartphones. Well, why not, if it is smaller than a fingernail, does not require its own power supply and has little effect on the cost of the device.

According to MasterCard forecast total amount financial transactions made through various payment accessories will exceed $500 billion by 2020. These devices themselves, according to the developer’s analysts network equipment Cisco, at that time there will be about 50 billion units. It's no surprise that Panasonic Avionics is already working on installing contactless terminals on board aircraft. Obviously, smart watches with an NFC module will occupy, if not the largest niche, then a very noticeable one in the new trend.

There are various gadgets in the world with the ability contactless payment. Thanks to them, purchasing purchases and services without cash or bank cards has become convenient and simple. This is justified by several factors: speed of operation, safety, versatility.

The most well-known such devices are smartphones equipped with contactless payment via an NFC chip. Paying with a smartphone will no longer surprise anyone, but what about smart watches? Let's look at what contactless payment systems exist today in watches.

GARMIN Pay

The youngest payment system was presented by GARMIN. In 2018, the GARMIN Pay system was built into the new premium line of multi sports watches Phoenix 5 Plus. After this, the world of multi-sports gadgets acquired a new leader, and fans of individual sports received all the modern functionality in a watch. The entire line is equipped with built-in cards, the ability to listen to music directly from the watch and contactless payment with support for MasterCard and Visa. Thus, GARMIN managed to blur the lines between the world of sports and everyday life, presenting a successful combination of the most advanced technologies in sport and style. Fenix 5 is valued for its accurate performance during training and for its ability to look impressive in everyday life. This is why Russian show business stars, TV presenters, businessmen and politicians choose Fenix 5 Plus.

The device developers made sure that your funds are protected: GARMIN Pay is located on a separate platform for smart watches, which ensures maximum safety owner data. If you remove the watch from your wrist or turn off the heart rate monitor, you will be required to enter your password again before making a payment. You can also temporarily pause or delete your entire Garmin Pay wallet. You can switch cards directly on the watch.

Samsung Pay

This system was announced and introduced in September 2016, and in April 2017, owners of the Gear S3 series smartwatches were able to pay for purchases using their watch. Samsung Pay in watch Gear S3 works with almost any OS-based smartphone Google Android, and the only limitation is the firmware version. When paying from a smart watch with using Samsung Pay uses a special code without transmitting card data, and KNOX software ensures their protection. Since the company’s devices support several protocols (NFC and MST), you can pay for purchases wherever you can do it with a bank card.

Naturally, the watch is designed for a wide audience. Thus, the Gear S3 performs all the functions of a smartwatch, although I would like to see more convenient functional applications for them.

Apple Pay

Various Apple models Watch also supports contactless payment using the NFC module. As in other similar systems, payment is made in one touch: you need to touch the payment terminal with your watch and double click press the power button. If there are several cards, you can switch between them directly in the watch itself.

To ensure security, the system exchanges information using a special key, which is a one-time token. Apple Pay does not remember the card number and does not download it to servers, so it is difficult to track the data.

Results

Samsung and Apple Pay are systems familiar to many with a fairly standard set of functions. However, the recently introduced GARMIN Pay system based on the fenix 5 Plus sports watch is a real breakthrough. It allowed us to blur the line between a multifunctional sports gadget and a convenient modern device for everyday life. High level Safety, reliability and ease of use are a guarantee of each of the above systems. The only question remains in choosing the maximum number of functions and characteristics of the new generation of wearable electronics for active image life.

To some, the very idea of a smart watch format seems useless, while others can no longer live without these things. Recently I said that for me personally, a fitness bracelet is of no use, but there are many people who are helped by these gadgets. In general, it’s time for a new review of the smartwatch market, because 2018 brought many interesting new products.

I have combined all the models described below in a table listing the main characteristics - https://docs.google.com/spreadsheets/d/1O39yMiURI9q5kDArT6orZ7BdmX7LyOW_mp8455W1llU/edit?usp=sharing.

How are smart watches useful?

Firstly, this is a clock and you can see the time on it. Secondly, they report notifications, “track” all your activity using GPS, monitor your health and sleep quality, allow you to pay for goods via NFC, support your own applications and are equipped with voice assistants, some can be used as a phone without the phone itself .

How are they different from fitness bracelets?

If we simplify everything, then the simplest bracelets can only show the time (or even have no screen at all), notifications (without details, in the form of icons), and also track activity and sleep. Well, the watches have large touch screens, full operating systems, support third party applications, show messages and photos in full, are often equipped with GPS, NFC and, sometimes, even slots for a SIM card.

In short, bracelets “track” walks and workouts, and smart watches are multifunctional gadgets worn on the wrist.

However, as often happens, the formats begin to mix. Remember how once it was possible to clearly distinguish between a smartphone and a communicator, then the concepts merged into one and the term “smartphone” survived. Some wearable devices are difficult to classify as one type or another. For example, a fitness bracelet with big screen and its own OS, with a minimum number of available applications, without GPS and NFC - but still more functional than conventional micro bracelets.

How to choose a smart watch?

First, decide on the platform. Now there are four of them:

watchOS: Apple's operating system for the Apple Watch with convenient fitness apps and advanced health monitoring, allowing the watch to work autonomously, without a phone.

Wear OS: Google's OS, formerly known as Android Wear. Many applications, voice assistant, wireless payment, battery life.

TizenOS: used in Samsung smart watches, has a beautiful design, supports its own payment system Samsung Pay. The downside is that there are few apps.

Fitbit: proprietary OS, few applications, Fitbit Pay payment system (does not work in the Russian Federation).

Garmin: proprietary OS, few applications, Garmin Pay payment system (works in the Russian Federation).

All platforms except Apple's work with both Android and iOS.

Secondly, decide on the design (there are round dials, there are rectangular ones, there are compact gadgets, there are not so many), additional options(do you need the ability to make calls, a SIM card slot, is it important to have GPS and NFC). Of course, the more sophisticated the watch, the more expensive it is, so in the end it all depends on the amount you are willing to pay.

The best current models

Apple Watch 3, from 22,000 rub.

Arguably the best smartwatch you can buy today. Unless, of course, you have an iPhone. Not much different from the second generation, perhaps more powerful iron, a more durable battery and LTE support for some models. But an eSIM software SIM card is used, so such modifications are useless in Russia. The watch supports GPS, is protected from moisture (can be submerged to a depth of 50 meters without problems), and perfectly monitors activity, sleep, and heart rate. The battery charge lasts on average for a couple of days. I would also like to note a huge selection of straps for every taste.

LG Watch Style, from RUB 11,000.

A beautiful watch based on Wear OS with water protection (IP67) and a convenient bezel for control. No NFC, no GPS, no heart rate sensor, battery life (up to a day) is not particularly impressive. But beautiful, thin, productive (Snapdragon Wear processor). And relatively inexpensive.

LG Watch Sport, from 25,000 rub.

A massive watch with a larger screen and, importantly, a larger battery, GPS, LTE (in select markets), NFC and an on-board heart rate sensor.

Fitbit Versa, from RUB 20,500.

A new model that just went on sale. Offers a square screen, nice design, compact size. Platform - Fitbit OS. There is NFC, 2.5 GB of memory for storing music, and a heart rate sensor. High-quality tracking of activities and workouts (the watch automatically determines the start of the workout and its type, duration, intensity, and gives individual recommendations). The lifespan from one charge is pleasing - up to 3-4 days. Water protection is also claimed (immersion up to 50 meters; the watch can be used for swimming and “tracking” workouts in the pool).

However, some will consider the design frivolous and will also complain about the lack of GPS. Well, the choice of applications is meager, as are the capabilities of the software in general.

Fitbit Ionic, from RUB 17,000.

Previous model from Fitbit. Compared to Versa, it is equipped with a less capacious battery (2-3 days), software runs slower, and is more bulky. And probably not the most beautiful, but that’s a matter of taste.

Samsung Gear Sport, from RUB 17,000.

Advanced watches for lovers of an active lifestyle. Stand out high-quality screen, suitable for swimmers (automatically tracks workouts in the pool), supports GPS and NFC. However, I would like a more capacious battery; the existing one lasts for a maximum of two days.

Samsung Gear S3, from RUB 20,000.

One of the best smart watches today. Runs on Tizen OS. Good screens, convenient control due to the bezel (ring on the dial), always-on display option (animated clock is always displayed), reliable activity tracking. There are GPS and NFC. Two models are available - Classic and Frontier. Both are protected from water and dust (IP68), and the latter are also protected from shock + support 3G/LTE (but they use eSIM, like Apple, so the connection will not work in Russia). The batteries last for 3-4 days of battery life. The disadvantage is that both models are bulky and heavy.

Garmin Forerunner 735XT, from RUB 27,000.

Smart watches on its own platform from a manufacturer that is dedicated to creating gadgets for travelers and athletes. First of all, they stand out for their record battery life - up to 11 days. They also perfectly track all types of activities (including triathlon), are suitable for swimming, are protected from impacts, and support control of the player on the phone. They always display the time in monochrome on a large screen (it is not touch-sensitive, by the way). There are GPS and NFC. Proprietary Elevate technology continuously monitors your heartbeat and provides accurate readings of calories burned.

Garmin Vivoactive 3, from RUB 24,000.

Very similar to the 735XT in features, only with a touch screen. The battery is weaker - up to 7 days, but this is still much better than competitors. The watch also features altimeter support for tracking altitude changes.

Sony Smart Watch 3, from 7000 rub.

These watches may be considered rustic, but they are cute and inexpensive. Level functionality - NFC, GPS module, IP68 dust and moisture protection. Cons: up to two days of battery life, no heart rate monitor, weak vibration motor, old version of Android Wear OS (the model is no longer new).

Asus ZenWatch 3, from 12,000 rub.

This watch based on Wear OS 2.0 primarily stands out for its design - thin and stylish, in a metal case. Work on the base Snapdragon processor 2100, protected from dust and moisture according to the IP67 standard, inexpensive. But: they lack a heart rate monitor, GPS and NFC, the choice of straps is meager, and their fastening is non-standard.

Huawei Watch 2, from RUB 20,000.

Like its competitors, the line is divided into two models - Classic and Sport. Although they look identical, apart from the straps. And the sports model is more advanced - there is a modification with LTE support (no electronic SIM cards, a regular nanoSIM slot). Watch characteristics - Snapdragon Wear 2100, 4 GB of memory, GPS, heart rate sensor (can calculate VO2), IP68 water and dust protection. OS - Wear OS 2.0. The battery life is so-so - 1.5-2 days, and the screens are also small by today's standards.

Polar V800 HR, from RUB 25,000.

This is the very option when it is difficult to separate a fitness bracelet and a smart watch. What we have in front of us is rather a smart fitness bracelet on its own platform. The gadget supports all mobile operating systems and is designed for activity tracking in various sports (GPS, training profiles, tips for improving the effectiveness of activities, swimming, Strava segments, etc.). Cons - 12 hour battery active work, monochrome screen 128x128. Continuous heart rate monitoring is possible, but only using the included external Bluetooth sensor.

Xiaomi Huami Amazfit Smartwatch 2, from RUB 12,000.

A similar gadget from the “not yet a watch, and no longer a bracelet” series. But it’s high quality and cheap, as is the case with Xiaomi. It looks nice, lasts up to 3-5 days on a single charge, supports GPS, calculates heart rate, and is suitable for swimmers. The color screen offers decent readability in bright sunlight, there are plenty of watch faces to choose from, and MP3 support. For sports enthusiasts - 11 training profiles, calculation of oxygen absorption (VO2 max), exercise efficiency, load level and recovery time.

IWO Smart Watch IWO 2, from RUB 5,500.

I'll finish the review with a cheap copy of the Apple Watch. It happens, yes. And for very little money. And reviews of the device are generally good. The device is protected from splashes of water (but not recommended for swimming), is equipped with an IPS screen, connects to a phone via Bluetooth, can make calls, has a thermometer, heart rate monitor, voice recorder, and MP3 player. The battery lasts for 1-2 days.

P.S. All the above smart watch models are combinedin the table with their maincharacteristics -

An increasing number of smart gadgets can be used to pay for anything, be it paying utility bills or paying at grocery stores.

This was to be expected, especially since the heyday new era payment systems were to be expected given the growing popularity of wearable electronics.

It would be nice to be able to grab a cool drink or two after your morning run without having to carry your wallet around with you, wouldn't it? Imagine paying your gas or water bills using your fitness tracker or NFC-enabled smartwatch!

With platforms such as Apple Pay, Samsung Pay, bPay and Google Wallet gaining popularity, it is likely that this technology will be increasingly used in stores and markets.

Not to mention the fact that the large credit company MasterCard is now working closely with smart technology manufacturers Ringly and Nymi on the implementation of contactless payment chips in gadgets.

Soon, paying at the checkout using wearable devices will become commonplace.

This is amazing convenient way pay for anything, and at the same time you don’t have to search painfully for a long time to find your wallet or handbag in order to find the necessary debit or credit card.

Most payment platforms like Apple and Google Wallet allow you to store multiple payment sources under one account, and you can switch between them easily with the press of a button.

The Best Top Wearables That Help You Pay Your Bills

Unfortunately, even the best smart devices are not equipped with technology such as contactless payments. How can you be sure that the device you buy will allow you to pay your purchases or bills?

That is why it was decided to compile a list of models of smart gadgets with the ability to pay bills and purchases.

Jawbone UP4

One of the best wearables for tracking fitness and activity levels is Jawbone. Jawbone fitness trackers can be compared to Fitbit and Apple devices and several other brands.

Jawbone UP4 came into the spotlight precisely because Jawbone UP3 was actively discussed in the blogosphere. Moreover, the criticism was ambiguous, although not without reason. In addition to the usual functions of tracking your activity level, you get the ability to pay from your American Express account.

You can view the Jawbone UP3 here:

In order to use the feature, you must first authenticate your American Express card account through the included Jawbone app, which is downloaded to your smartphone. Once you are verified, you can pay any bill at any retailer that accepts American Express.

Of course, wherever you plan to pay contactless, there should be proper equipment to facilitate contactless payments. But as this kind of technology becomes more popular, you'd be surprised how many places will accept contactless payments implemented through smartwatches or fitness trackers.

UP4 contactless payment support is currently only available in the US, but is planned to be rolled out to other countries in the future.

Apple Watch

The Apple Watch needs no introduction. Moreover, not a single device from the category of wearable electronics can compete with them on equal terms - they will always outweigh them in some way.

But you probably didn't know that Apple watches can accept contactless payments at some retail stores. And all thanks to the exclusive service under called Apple Pay, which is currently being actively implemented in the US and UK.

The system sends requests to iPhone and Apple Watch, which allow payments directly from the devices.

First, you add credit and debit card information to the app on your device using your phone, and then you have to verify your identity. You can also manage payment sources through your iPhone app.

Once you're ready, you can make a payment with a swipe of your wrist while wearing your Apple Watch. The watch screen displays a preview of the payment source you've selected, which will also show you whether your payment has been processed or declined.

All you have to do is set everything up once, and then pay your bills with peace of mind at participating retailers. And you don't even have to take out your wallet or rummage through your purse.

The list of stores that allow you to pay using Apple Pay is growing every day. There are now a huge selection of brands including Best Buy, Disney, GameStop, McDonalds, Sports Authority, Staples, Subway and more. For a detailed list of participating stores, visit Apple's website.

Samsung Gear S2

Following Apple companies and Google, Samsung introduced an exclusive contactless payment service, implemented on the best models of wearable electronics, called Samsung Pay.

Samsung Pay is supported on the Gear S2 line.

You can look at this model here:

All Gear S2 models include built-in NFC chips that can be used to make contactless payments, the same technology used in Apple watches and other smart gadgets.

This chip works similarly to other payment systems. You add payment sources through the app on your smartphone and then simply make payments from your watch. Currently, Samsung Pay is only available on select Android devices, with support for iOS planned in the near future.

To take advantage of this service, simply select Samsung Gear S2 models that support contactless payment technology, in particular, the Gear S2 Classic.

Nymi Band

For the Nymi Band fitness bracelet to begin accepting payments in all retail stores. This is because the Canadian startup company that developed this device is currently testing this technology.

After all, Nymi Band was developed with the support of MasterCard, the main sponsor. This means that with Nymi Band you can pay your bills with the support of an NFC chip that allows you to make mobile payments using your MasterCard account.

A pilot is launching in the US and UK in the near future, which means you'll soon be able to see how the service works as many retailers support contactless payment technology.

Moreover, Nymi Band has another very important function— biometric security system. The fitness bracelet measures your pulse, creates a picture of your heart rate, which allows the system to determine that you are the owner of this device. This way, your heartbeat will act as an authentication system.

This is amazing.

Sony Wena

Believe it or not, Sony has its own crowdfunding in Japan called First Flight. Sony FES smartwatches were one of the first to appear on this platform, and Sony Wena followed suit.

The first thing you will notice about Sony Wena watches is their visual splendor and style. In style, they are more reminiscent of a traditional watch than a smart gadget.

The Sony Wena watch line is focused on three main elements - vibration notifications and seven multi-colored LEDs; tracking your activity level and fitness achievements using an iOS app; and finally, the most important element is the NFC chip, which is designed to process mobile contactless payments through the FeliCa payment system.

Useful reading material:

It is the last function that will interest you the most. FeliCa is a popular payment system in Japan, similar to Barclaycard, which is actively used in the UK.

It's possible that Sony will soon move Wena to the States, but don't forget that this will require a lot of work with the mobile payment standards that are used for payments. But don't expect this to happen any time soon.

Alibaba Pay Watch

Alibaba, a well-known trading platform from China, has teamed up with FiiSmart, a Chinese manufacturer of wearable electronics, to create Alibaba Pay Watch, a contactless payment system. mobile payments.

Both of these Asian companies are looking to strengthen their positions in the US and UK in the near future, so it is possible that these watches will soon be available in the US. In the meantime, this is nothing more than a pipe dream.

But it is worth discussing.

Alibaba Pay Watch supports customized Android version called Yunos or YunOS, which allows you to do a bunch of “smart” things.

Alibaba Pay Watch with 1.63-inch AMOLED Display, Dual-Core CPU (video):

Alibaba's mobile payment system is estimated to have more than 900 million users. So, this thing will certainly be very popular among those in the know.

The most best models wearable devices with bPay support

Barclaycard or bPay is mobile standard, similar to the one used by Apple or Google, which was created to standardize mobile payments. Because of this, there are several different wearable devices that take advantage of bPay's mobile payment services.

Additionally, it is likely that we will see many more wearable devices supporting this technology in the near future.

Lyle & Scott bPay Jacket

When you think of wearables, chances are the first thing that comes to mind is either a smartwatch or a fitness tracker. However, not all of the best wearable technology is designed to be worn on the wrist.

Take the Lyle & Scott bPay Jacket for example. This is nothing more than a stylish jacket with an NFC chip built into the right sleeve. You can link this chip to your bPay account and pay for goods or services by swiping your right hand over the payment system device.

Jonathan Briggs, innovation project manager at Lyle & Scott, explains what inspired him and his company to create a contactless payment jacket.

“We are proud to partner with bPay and be able to launch the world's first contactless payment-enabled trigger. The jacket can be used to pay at any contactless terminal for transactions up to £30.”

The jacket costs about $150, and for now it can only be purchased at the company store, which is located on Carnaby Street in London, or you can order it through the online store.

bPay Band

One interesting fact What you might not know about Barclays bPay technology is that you can register a debit or credit card with any bank to use the service. You don't have to be a Barclaycard customer to take full advantage of the technology.

This information will be especially useful to you if you purchase the bPay Band as a bracelet for making contactless mobile payments.

Given that bPay is primarily a UK service, it is logical to assume that there are around 300,000 retailers in the UK that accept payments through it. It is not so popular in the USA, but has every chance of conquering the overseas market.

So if you're looking for a more versatile smartwatch, there are other models to consider. However, if you want a great fitness bracelet option for making contactless payments without all the bells and whistles, take a look at the bPay Band. This payment system will not reach Russia soon, but if you often visit Foggy Albion, it might be worth purchasing this gadget for yourself (or at least for your collection!).

bPay Fob and bPay Sticker

We can’t help but mention two more amazing bPay-enabled devices that allow you to make contactless payments - a key fob and a universal sticker.

Ultimately, the key fob can be attached to a key ring and used as a payment key. The sticker can also be pasted anywhere and used as a universal means of payment.

There are many ways to use these contactless payment tools. For example, you could put a sticker on your hat. And then, when you need to pay for something, just take off your hat and swipe it across the terminal. If the idea of putting a sticker on a hat seems silly to you, you can come up with something more original.

The point is, you can use these tools to create your own brand that mimics even some of the very best wearable tech on this list—at least when it comes to mobile payments.

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