Setting up and using Android Pay. How to enable the Google Pay payment system on Xiaomi smartphones Xiaomi mi6 android pay is not supported

Allowing contactless payments. But before the owners of Android smartphones had time to rejoice at the new possibilities, many of them were faced with a problem. The application was successfully installed on the device, but when trying to launch, the smartphone displayed the following message: “Google Pay is not supported on this device. We were unable to verify that your device meets the security standards set for Google Pay. The reason may be that it has root access configured, the operating system bootloader is unlocked, or a non-original ROM is installed.”

Interestingly, as usual, those who suffered were those who prefer to have not just a phone for communication, but a convenient and productive tool for solving various kinds of everyday tasks. As you probably already guessed, these are those who received Root rights to their smartphone and installed modified firmware with high-quality translation into Russian, while unlocking the bootloader (check out). What’s even more interesting is that, for example, for Xiaomi smartphones, even the official weekly build for devices of this popular brand does not pass verification in Google Pay - the application only agrees to work with stable versions of MIUI, which are updated every few months.

How to use Magisk?

Solving the problem with Google Pay:


** If you do not want to install Magisk and other third-party software, there is an easier way to hide Root rights and/or unlocked bootloader from Google Pay: you need to replace two lines (manufacturer name and smartphone model) in the build.prop file(for example, using

September 2015: Google launches its own contactless payment system, Android Pay. Russia is one of those countries where this technology is supported. It's 2018 and Google is rebranding. Now the company's own payment system is called Google Pay or even shorter: G Pay.

So, it’s high time to tell you how to set up Android Pay on a Xiaomi smartphone. Unfortunately, it is immediately necessary to warn owners of Xiaomi smart phones - not all of them have access to this technology. The following will describe why this happens.

Prerequisites

The main and necessary condition for using Android Pay technology on a smartphone is the presence of an NFC module, designed primarily for making contactless payments, as well as official firmware with an Android version of at least 4.4, without the activated ability to use root user rights.

• If there is no NFC module, further study of the information will only broaden your horizons, but downloading and installing the application is pointless;
• It’s worth thinking about buying a more modern gadget;
• You need to decide what is more important: a smartphone with root rights or the ability to use a modern payment system.

Such stringent requirements for the phone and operating system settings are justified by the fact that we are talking about your money, and the company is worried about their safety.

Life hack for hackers, as well as for those who are not afraid to experiment with their phone. You can install the Magisk utility, which allows you to “not show” Android Pay open access to system administrator rights...

Typically, a password set to lock the smartphone screen, a locked bootloader and the absence of root rights for the phone can guarantee the integrity of personal data and its inaccessibility to an attacker. Finding out whether a Xiaomi smartphone supports Android Pay is very easy.

Smartphones with NFC support

Below is a list of Xiaomi smartphones that will work with Google Pay:

• Mi 2A
• Mi 5, Mi 5S, Mi 5S Plus
• Mi Note 2
• Mi MIX, Mi Mix 2, Mi Mix 2S

As you can see, there are no Redmi models, unfortunately.

Banks working with Android Pay

In addition to the need for an NFC module, the payment system must also be supported by the bank itself that services your card.

VISA and MasterCard are suitable for payment; MIR format cards are not yet supported.

The list of banks working with the Google payment system is as follows:

• Sberbank
• Alfa-Bank
• Raiffeisenbank
• Bank "Otkritie"
• Dot
• Tinkoff
• Rosselkhozbank
• Binbank
• Russian Standard
• Promsvyazbank
• "AK Bars" Bank
• MTS Bank
• Yandex.Money

This list is not final and most likely has ceased to be relevant. Therefore, if you do not find your bank in the list, call the hotline, perhaps it already supports G Pay.

Software installation and configuration

Installation

First you need to download the application of the same name from the Play Market. Don't forget that today it is Google Pay (G Pay).

Next, on Xiaomi smart phones you need to move a couple of “sliders” in the settings. So, we find the menu: “settings” - section “wireless networks” - “more” (additional functions), “NFC”. After that, look for the item “location of security element”. Here you need to select the “use HCE Wallet” option.

It would be a good idea to check whether the newly installed application is configured to autostart.

At this point, the software installation can be considered complete. The next step is setup.

Settings

Setting up Android Pay involves entering information about available payment cards. So, let's launch the application. Now the program will ask for information about the Google account that you plan to use. If the operating system database contains information about only one account, it will be the one that will be used by default. From the account data, the program receives information about the payment card, and during registration it requests the cvv code of the payment card as confirmation. If, when registering a Google account, your bank card details were not entered into the system, it’s time to do it now!

Click the “+” icon in the lower right corner and indicate “add a debit or credit bank card.” Now you can either scan the card using the built-in camera, or enter the data manually (correctly and without errors!).

Attention! To register, you will need to enter the cvv code of the card. In this case, it is a reasonable necessity.

To complete registration, you may need to enter a code from an SMS message from the cardholder bank.

Next, 30 rubles will be debited from the bank card account, which will be returned to the account after a while. This is also a necessary authorization procedure; a similar mechanism is used in many global payment systems.

In exactly the same way, you can “link” other bank cards to G Pay and select them, as needed, to make payments.

After all the above manipulations, your smartphone received the function of making contactless payments in stores, subways and other public places - naturally, where the appropriate terminal is installed.

Brief manual

The first question after installing and configuring Android Pay is how to use the program. This is not at all difficult, but you need to consider the following circumstances:

• You can pay only where there is a terminal of the appropriate type. In principle, now they are everywhere - in almost every supermarket, as well as in the subway. But still... every rule is confirmed by an exception. Therefore, it is possible that the seller’s terminal does not support contactless payment or does not work correctly. Now, in most cases, there are certain stickers at the checkout counters with the logo of supported payment systems;

• If the program database contains data from two or more cards, one of them must be specified as the main one. By default, payment will be made from this card. Or - you need to select the desired card, and only then bring the device to the terminal;
• Of course, you first need to unlock your smartphone, and only then bring it to the terminal. Of course, you may need to enter a PIN code, depending on the terminal settings and the requirements of the bank that issued the card. All these are basic rules for using the contactless payment system, but it was necessary to remind them!

This information is enough to start using G Pay.

If something went wrong...

It happens that there is no doubt whether Xiaomi supports Android Pay. In addition, the program was successfully installed, the payment card details were entered, but for some reason the payment did not occur. In such a situation, we check the following, literally point by point:

Permissions

Go to the OS settings, look for the “security” section. Next, select the menu items: “permissions”, then other “permissions”. Here you need to enable all the sliders for the G Pay app.

Battery

We find the settings in the “Battery and Performance” section and remove all restrictions for the program we need.

Another possible malfunction in the application is that the payment amount exceeds 1000 rubles. Such payments are not yet processed through the payment system.GPay.

If all the comments are taken into account, we try again to bring the gadget to the terminal and make a payment.

However, given everything that was said earlier, you should not rely entirely on the contactless payment function in your smartphone. This technology has not yet become widespread and it is always necessary to secure yourself with cash or a bank card.

Security and privacy

In conclusion, a few words about the protection of information and personal data. According to the Google team, the Google Pay system does not transmit real payment card data when making a payment. The transaction uses temporary virtual card data, which, even if it gets to the attacker, will not help him in any way.

Android Pay is a modern technology introduced in 2015 by Google and is gradually gaining popularity around the world. Its main task is to make purchases in stores without the traditional use of plastic cards. How does all this work and how to set up Android Pay on Xiaomi?

A little history

In general, contactless payment technology is not new. Visa has payWave, and MasterCard has payPass. If your plastic card supports contactless payment, and the terminal in the store is configured to accept it, all you need to do is, while the terminal is waiting for the card, touch it to the reading module for a few seconds and wait for authorization with the payment system server. In some cases, depending on the terminal settings, you may need to enter a PIN code.

This is exactly how everything worked until Androd Pay technology appeared. In fact, it only takes your card data (even if it is not equipped with a contactless payment module) and transmits it to the terminal using its own means. The main requirement for a smartphone is the presence of an NFC module. It is thanks to him that data is exchanged between devices.

How to set up Android Pay

It is worth noting that Android Pay is not supported on Xiaomi budget (and sometimes mid-range) segments that do not meet certain rules:

• operating system Android 4.4 and higher;
• there is an NFC wireless communication module;
• you must have a Google account;
• the smartphone should not have root rights (administrator rights);
• you live in a country in which this service operates.

For example, you won’t be able to set up Android Pay on Xiaomi 4x precisely because of the lack of an NFC module, although the smartphone is quite good and very popular in Russia. The same applies to the popular models Xiaomi Mi 5x and Xiaomi Mi A1. But if all the points are met, go to Google Play and download the Android Pay application.

After this, you need to configure the device for the program to work correctly.

First of all, go to the smartphone settings and in the “Additional settings” section, activate the switch near the NFC item.

After this, the “Security element location” element will become available. Make sure that the “HCE Wallet” item is selected.

The next step is to grant all access and maximum permissions to the application.

To do this, go to the settings of your smartphone and in the “Permissions” section, click on the “Autorun” item. Among the available applications, look for Android Pay and activate the switch next to it.

There, in the “Permissions” section, click on the “Other permissions” item and select the Android Pay application.

A list of all permissions required for the program will open. Click on each of them and give full access.

The last thing left to do regarding the smartphone settings is to make some changes to the power section.

We look for the item “Battery and performance” and select “Application activity” in it.

In the list that opens, you must select “No restrictions.” This will allow you not to save energy used by this program in the background, and therefore keep it always ready.

The Android Pay payment system was launched and has been operating since 2015 in the world and Russia became the eleventh country where this service began operating. Android Pay is a contactless payment system and with the help of this system you can link a standard bank card to an online application to pay for purchases using a smartphone and smartwatch. In simpler terms, Android Pay turns your smartphone into a real bank card and allows you to touch your smartphone to payment terminals - a great alternative instead of holding a whole bunch of bank cards.

On which Xiaomi phones does the Android Pay system work?

Android Pay only works on Xiaomi smartphones with an NFC chip installed in the device itself, which runs under the control of a green robot no higher than version 4.4, or better yet, the new version 5, 6, and 7. There is an essential condition for stable operation: on mi- Smartphones must have special firmware installed from the company and must not have Root rights, plus the bootloader must be locked. Typically, these actions are performed when replacing the firmware.

A nuance on Xiaomi smartphones:

In order for payment using NFC to work correctly on a Xiaomi device, you need to check 2-3 boxes in the settings. By default, these checkboxes are disabled for device security reasons.

How to set up Android Pay:

So, how to set up Android Pay on Xiaomi? To do this, go to Settings and go to the “More” tab in the “Wireless Networks” panel. After that, scroll down to the “NFC” section and check the boxes next to the “NFC” item. Next, click on the “Security element location” field and select “Use HCE Wallet” on the phone screen. For better reliability, you can install the Android Pay application in the Startup system.

How to install?

How to install Android pay on Xiaomi? For example, let's take Android pay Xiaomi mi5: to install the application, you must download the application on a smartphone that supports Android 4.4 and newer versions, as well as on a watch that supports Android Wear 2.0. This means that if the device was released in 2013 and later, then it will support this program. It is important that the phone itself has a built-in NFC chip - thanks to this chip the payment is made.

According to a Google representative, if the device allows it, you can simultaneously use Android Pay and Samsung Pay, as well as Apple Pay.

Installation of the program:

1. Go to Google Pay online store and download Android pay Xiaomi.
2. Open this application. Take a photo of your card and include your home address.
3. Confirm the terms of use of the downloaded application, and also confirm your bank card details using the code from the SMS message.
4. The procedure takes three minutes. Then you can hide the card and pay with your smartphone in a matter of seconds.
5. After completing the program download process, the service should be connected and configured.

To do this, you need to perform several sequential steps:

Check the operation of the NFC sensors on your device, which is responsible for contactless communication between the terminal and the smartphone. Open the “wireless networks” item in the “Settings” panel and see if there is a checkmark next to “NFC”. If it is not there, connect the module. If there is no such column, the device may not be equipped with the necessary equipment.

Check your operating system version in the phone menu, “Device information” column. The graph must comply with the Android KitKat4 system, or be released a little later.

The process of setting up a payment program also includes adding cards to the payment application. It is from the cards of the issuing bank that the funds necessary for purchases will come.

1. Open the installed application and click on the plus in the lower corner, then click “Add a new card” and enter the card details manually/take a photo of it.
2. After this we complete the installation.
3. Now send the code to your mobile phone to confirm this binding.
4. Allow the application to use the card. Ready!

Now you can pay using this service. Check out the short instructions on how to do this.

Or:

Follow these steps:

1. Open Android Pay and follow the instructions.
2. Go to settings and make sure NFC is enabled.
3. If required, set a screen lock: password, PIN, pattern and fingerprint.

How to use:

And finally, how to use Android pay on Xiaomi? It is necessary that the NFC option is installed and activated on the smartphone (it is sometimes disabled). If you have several cards in your wallet, you can choose the one with which it is more profitable for you to make a purchase. If there is only one card, then you do not need to enter the program, but simply bring your smartphone to the working terminal, as you do with classic cards that support this type of payment.

Payment through the Android Pay system is available almost everywhere where there are terminals that support such contactless payments. In Russia these are almost all supermarkets and shopping centers.

For payment via NFC to take place successfully, you need to unlock the device and bring it to the terminal for 2-3 seconds until a message about payment for the purchase and an image of a working card appears. Of course, sometimes the cashier may ask you to enter your PIN and sign the receipt. It all depends on the settings of the bank that issued the card and the payment terminal.

1. If you have connected several cards to the device, you must select one of them as a permanent one. To pay with another card, you need to open the application on your phone and select the card you need to pay.
2. You can pay using Android on some apps and websites. In such cases, the “Pay for purchase via Android Pay” button will appear on the product payment page.

In principle, this can be done anywhere, as long as the terminal supports the PayPass and PayWave system. To do this, bring your phone to the terminal and pay; for purchases up to 1000 rubles, you will not need a PIN code, but sometimes you will be asked to indicate it or sign. If the operation is successful, you will hear a confirmation signal. Then you will receive an SMS with the remaining money in your account, if such a service is connected.

Why doesn't Android pay work on Xiaomi Mi5s and Mi6?

There can be many reasons why Android pay does not work on Xiaomi. For example, the phone has not passed Google's mandatory security certification. But, more often than not, you simply configured the program incorrectly.

You can get Android Pay working in two steps. The first is to select the default wallet HCE Wallet. Open Settings - Wireless Networks - at the bottom of the list click on the "Default Wallet" item.

The second step is to add Android Pay to the list in the Security app:

1. Open "Security".
2. Autostart.
3. Permissions.
4. Find Android Pay and check the box.

Usually the problem can be solved this way.

Is it safe?

During payment, a one-time code is created, and the card data is not used. Even if someone intercepts the information, it will give nothing to the attacker. So it's quite safe.

Xiaomi Mi5s on Yandex Market

Xiaomi Mi6 on Yandex Market

Xiaomi Mi8 6/64GB on Yandex Market

Quite a large number of people do not like to pay in cash, and here the well-known bank cards come to the rescue. But carrying absolutely all plastic cards with you all the time is problematic, and again progress has pleased me with its innovations. Namely, Google, having created the Google Pay service, which allows pay in most stores using smartphones. How to set up Google Pay on Xiaomi and which phones support this useful feature and what is required for this?

What is Android Pay: advantages and disadvantages

Android Pay provides a unique contactless payment system, with which the user can pay for both online and physical purchases in a few clicks. At the same time, not only a smartphone is suitable for payment, but also a smart watch, which is very convenient.

First you need to download the same name official application from Google Play and just add your cards there.

You can be sure that the security in this program is at its best and not be afraid for your funds. The same cannot be said, unfortunately, about third-party applications from unknown developers who easily steal all personal information.

The main advantage of such contactless payment, of course, is known to everyone:

1. There is no need to carry your cards everywhere;
2. Put it in different bags and at the most inopportune moment realize that you forgot your credit card;
3. It is enough to have only a smartphone at hand and make purchases in stores that provide mini-terminals.

There are also disadvantages. Do not forget that if you lose your smartphone, you face the risk of your funds being stolen. It's easy for attackers to get into Google Pay if they have your phone. The user may also encounter the following disadvantages:

• An official one is required. The system will not work on custom versions.
• Must be missing. Alas, you will have to make a choice: either expanded functionality thanks to the “Superuser” mode, or contactless payment.
• Inactive bootloader. You can find out how to do it in our articles.

Xiaomi phones with NFC module

It’s worth saying right away that for contactless payment the smartphone must have a very important detail– NFC module (chip). And here is the main catch, since not all Xiaomi phones support this chip. The budget line, namely Redmi, does not have a module. Only the owners are lucky:

• Mi Mix, Mi Mix 2/2s, Mi Mix 3;
• Mi 5 series;
• Mi 6 series;
• Mi 8, 8SE, 8EE, 8 Youth Edition, Mi 8 Pro;
• Mi Note 2, Mi Note 3, Mi Note 4;
• The entire Mi 9 line.

How to properly set up Google Pay on Xiaomi

You purchased a new smartphone, supporting NFC chip and works mainly on , 6 (the payment system is available from version 4.4 and higher), but you don’t know how to properly start making contactless payments?

Please read the information below carefully, which has only three sections.

Install and configure GPay

As noted above, a special program called Google Pay (or Android Pay) is required. It is downloaded and installed in the standard way, like any game, for example. Once the installation is successfully completed, open the application.

We photograph the required card using the built-in camera. Next, we confirm all the data using the code from the SMS message. This, in fact, is where the “implantation” of the card into the phone ends. The next step is to turn on the server itself.

Activate NFC

Since I previously described an article about unlocking the bootloader and obtaining root rights, I will not be able to show you my screenshots with the sequential implementation of all points. For example, I’ll take English-speaking ones :)

By default, contactless payment is disabled, and this is done for security reasons. To activate it you need to follow a few simple steps:

1. Find the icon on the main screen "Settings", click;
2. Scroll to the bottom of the page and click "More", where we see the point "Wireless Networks";
3. Next, check the box next to « NFC» , open a mini-menu called "Element Location" and exhibit "Using HCE Wallet". It is also possible upon request add the application to startup.
4. And the final touch: if you did not give special permissions to the application during installation, you will have to do this now. Go to point "Permissions", open Google Pay and we give him access to the chip components.

If you do not have a screen lock set: text password, pattern, the payment system will definitely ask you to set it. Otherwise, the phone will not function as a card.

Making the first payment

And let’s start with a little practice: how to pay with a smartphone for the first time? Everything here is extremely simple. First you need to select one main (main) card. If this is not done immediately, When paying you will have to log into the application and from there carry out the operation.

But with the default card selected You just need to bring your smartphone to the terminal and the money will be debited instantly. Unfortunately, this does not always happen: if the purchase amount is large enough, the cashier will ask you to enter a PIN code or sign the receipt. And, of course, your country must support contactless payment. It’s the same with shops, because there PayWawe and PayPass are required.

Don’t forget that you can pay this way for online purchases by clicking on a special button on the payment page.

Unfortunately, situations are common when, when withdrawing funds, a notification appears indicating that the payment system is not supported on the device. The most common thing is the lack of an NFC chip. The only way out in this situation is to purchase a new appropriate smartphone. But what if the module is available, but payment does not occur?

First of all, check if the smartphone is in “perfect factory” condition. This means the absence of root rights and an unlocked bootloader. If at least one of these things is present, Android Pay is 100% likely not to work!

Another common problem: the smartphone has not passed Google's security certificate verification. To resolve the problem, we recommend that you provide all your data as accurately and truthfully as possible and, if necessary, contact the official support service.

If you have an unlocked bootloader, you need to use . This program will hide the presence of bootloader activation and even obtaining root rights.

Video: how to enable Google Play on custom firmware with ROOT

Answers to popular questions

No, you do not need to enter a special code or tell it to the cashier. Only after payment you can receive a message about your account balance.

As you can see, setting up NFC on Xiaomi is quite easy if you put in a little effort and carefully read the instructions provided. Safety, comfort, and ease of payment perfectly compensate for the time spent and technical efforts put into setting up the service. Any questions? Feel free to write to us in the comments. Good luck!