• Samsung phone payment system. Samsung Pay: which devices are supported and how to use it. Samsung Pay is equipped with a three-level security system

    January 2019

    The use of payment systems is a function that almost all phone manufacturers are trying to launch in their product line. And the Korean company Samsung is no exception. Its program is maximally adapted to the Russian user and is gaining popularity very quickly. How to use Samsung Pay, what are the capabilities of the application, what gadgets and cards support it?

    What is Samsung Pay?


    Quite recently, a modern specialized payment system was introduced on the territory of the Russian Federation, the main functional purpose of which is contactless payment from Samsung. In less than a year, the number of users was more than 1 million people. The specificity of the program is that you no longer need to carry plastic cards from banks that support Pay. Simply bring your mobile phone close to the terminal or other payment device, and the transaction will be completed. In fact, the device is now a reliable financial assistant and custodian of its owner’s funds. Let's figure out how to use the system and what devices this program is supported on.

    How does Samsung Pay work?

    The application accepted by the mobile payment service falls into the category of contactless banking transactions. Most users are wondering: do you need the Internet to make such transactions? The program works according to the following principle. First, a person makes a copy of his personal bank card in the application of his device and saves it in his gadget. The service offers its users several options for confirming the completion of banking transactions to move funds from the buyer’s card.

    When you need to pay for any product or pay for a service, you just need to ensure contact between the phone and the device that reads the information from it. Samsung initially contains a magnetic wave emitter that transmits these flows at a distance. The terminal and payment card are adapted to operate on the same frequency, which is why the device sees information and reads it seamlessly at a contactless level. The transaction will take place according to the same algorithm as if the user’s plastic card was inserted into the terminal.

    The main problem limiting the operation of the application is the lack of magnetic cards in some phone models - the system only supports smartphones of this configuration.

    The advantage of Samsung Pay is the versatility of the service - it is supported by absolutely all terminals whose operation is regulated in the Russian Federation. Even if we are talking about an outdated version of the device, the unique experience of Korean specialists is used - it will ensure uninterrupted magnetic transmission of information. Devices compatible with the service form an artificial imitation of magnetic wave oscillations and create a field that is completely identical to the signal supplied by the magnetic strip present on a plastic card.

    But really, where the program is powerless is ATMs. They involve internal immersion of the card, and it is impossible to pay using the method discussed in the article.

    What cards does Samsung Pay support?


    In addition to the phones themselves, Russian banking organizations may also be a limitation to the operation of the system. Unfortunately, at the current time there are only a few participants in the program - mostly large companies with large authorized capital. Initially, the system read only MasterCard payment cards, but later support for Visa and MIR cards was added (support for MIR system cards for Samsung Pay is currently provided by Rosselkhozbank, Otkritie Bank, PJSC CB Center-Invest and Chelindbank).

    Representatives of the Samsung company recommend that Russian users of smartphones with this platform check information about the list of cards on the manufacturer’s official website. There are often cases when a person already has such a card, but he does not know about its capabilities.

    How to add a card to Samsung Pay?

    To register a card in Samsung Pay, you will need to follow these steps sequentially, after first accessing the standard settings of the device:

    1. Make sure your phone has protection or install it. A scanner-check or a password, which will be a code, will do. You need to remember it, since you will have to use the digital combination after each operation.
    2. Download this application.
    3. Confirm the “attach card” option, then scan it with your phone camera. Enter the rest of the information manually.
    4. Pass the banking test via SMS message with a code attached.
    5. The card has been added, it is now possible to pay Samsung Pay through any payment terminal.

    Which banks work with Samsung Pay?

    In 2018, the official list of Samsung Pay banks actively cooperating with the application included 49 organizations. Not all of them are purely banking structures - this list includes, for example, Yandex Money, Megafon, and the Euroset Kukuruza card.

    The most popular banks in the Russian Federation that support Samsung Pay (both Visa and MasterCard are supported):

    1. Sberbank
    2. Rosselkhozbank
    3. Tinkoff Bank
    4. Gazprombank
    5. Binbank
    6. Bank Home Credit
    7. RaiffeisenBank
    8. Promsvyazbank
    9. Bank Otkritie

    The above is an incomplete list - you can find all organizations supporting this payment service on the official Samsung website on the corresponding page.

    Which phones support Samsung Pay?

    What devices does Samsung Pay work on? Unfortunately, today not all owners of Samsung phones can download the program and make payments using this method. The option is available and works on the following Samsung devices:


    1. Samsung Galaxy S9
    2. Samsung Galaxy S9+
    3. Samsung Galaxy S8
    4. Samsung Galaxy S8+
    5. Samsung Galaxy S7 Edge
    6. Samsung Galaxy S7
    7. Samsung Galaxy S6 Edge+
    8. Samsung Galaxy S6
    9. Samsung Galaxy S6 Edge
    10. Samsung Galaxy Note 8
    11. Samsung Galaxy Note 5
    12. Samsung Galaxy A8
    13. Samsung Galaxy A8+
    14. Samsung Galaxy A7 2017
    15. Samsung Galaxy A5 2017
    16. Samsung Galaxy A3 2017
    17. Samsung Galaxy A7 2016
    18. Samsung Galaxy A5 2016
    19. Samsung Galaxy J7 2017
    20. Samsung Galaxy J5 2017
    21. Samsung Gear S3 Classic
    22. Samsung Gear Sport
    Pay attention! Before you try to connect Samsung Pay, check the specific version of the listed models - there may be devices among them that are not adapted for this application. The manufacturer, in turn, promises that in the very near future this list will expand and be replenished with new models.

    The service developers warn that the platform is only compatible with the original factory firmware. All phones classified as “gray” in Russia, even if their model is included in the list of compatible versions, most likely will not be able to work correctly with Samsung Pay. The program is successfully downloaded to the device, but any attempt to complete a transaction will display a “connection error” message on the screen.

    Payment security

    Korean manufacturers, of course, took the reliability factor into account, protecting their users in several areas at once:

    1. During the transaction, all personal information about the client is stored in the device - the Samsung Pay payment system does not transfer it to the terminal. He only sees numbers. Tokenization is one of the most reliable security mechanisms.
    2. Any purchase made will be supported by a fingerprint or a special code. The first option completely eliminates the possibility of counterfeiting, so it is more preferable.
    3. The program works on phones that initially have a high-quality antivirus program installed that blocks all illegal operations. If an attempt is made to hack the system, all personal data and bank card numbers will be deleted automatically.

    Video on the topic

    Load any MTS Money card into the Samsung Pay app on your Samsung Galaxy smartphone and pay for everyday purchases wherever bank cards are accepted. Regardless of where you are - in a grocery store, in a boutique or in your favorite cafe - you can pay for any purchase using your smartphone and MTS Money cards.

      What is SAMSUNG PAY service?

      The Samsung Pay payment service allows you to quickly, easily and securely pay for purchases using your mobile phone and MTS Money bank cards in any payment terminals with one touch of your smartphone, using contactless payment (NFC) and magnetic stripe (MST) technologies. The Samsung Pay app is launched by simply swiping your finger up on your smartphone screen. A fingerprint is required to authorize each purchase. When making a transaction, instead of your bank card number, a token is used - a special digital value randomly created by the payment system (MasterCard and Visa).

      Samsung Pay works even with those terminals that do not support contactless payment, due to the fact that Samsung phones can emulate a magnetic stripe signal.

      Which MTS Money bank cards can be loaded into the SAMSUNG PAY application?

      Which devices support SAMSUNG PAY?

      • Samsung Galaxy Note8
      • Samsung Galaxy S8
      • Samsung Galaxy S8+
      • Samsung Galaxy S7 edge
      • Samsung Galaxy S7
      • Samsung Galaxy S6 Edge+
      • Samsung Galaxy S6 (NFC only)
      • Samsung Galaxy S6 Edge (NFC only)
      • Samsung Galaxy Note5
      • Samsung Galaxy A7 (2017)
      • Samsung Galaxy A5 (2017)
      • Samsung Galaxy A3 (2017)
      • Samsung Galaxy A7 (2016)
      • Samsung Galaxy A5 (2016)
      • Samsung Galaxy J7 (2017)
      • Samsung Galaxy J5 (2017)
      • Samsung Gear S3 classic
      • Samsung Gear S3 frontier

    • How to download the Samsung Pay app on your smartphone?

      1. Update the software on your smartphone.
      2. Once the software on your smartphone is updated, the Samsung Pay icon will appear in the application menu.
      3. Register in the application to add an MTS Bank Bank card.

    • How to load MTS cards into the SAMSUNG PAY application?

      1. If you are adding your first card, click on the card symbol. If this is not the first card, click "Add".
      2. Enter your MTS bank card details using the camera or manually. Click Next.
      3. Accept the terms of the agreement with MTS Bank by clicking “Accept all”.
      4. Click on the “SMS” button to confirm registration. An SMS with a confirmation code will be sent to the phone number linked to your MTS Bank card.
      5. Enter the code received via SMS and click “Submit”.
      6. Enter your signature* using your finger or stylus. Click "Save".
        * A signature may be required if the store cashier wants to compare the signature on the card and on the receipt.
      7. Map added! You can add up to 12 bank cards to one device.

    • How to pay for a purchase using MTS Money and SAMSUNG PAY cards?

      1. Open the Samsung Pay app.
      2. If you have multiple bank cards loaded in the Samsung Pay app, select the card you want to pay with.
      3. To pay for your purchase, scan your fingerprint or enter your personal digital code on your smartphone screen.
      4. If the terminal displays a contactless payment sign, bring your smartphone to the terminal screen. Otherwise, bring your smartphone to the part of the terminal where the magnetic stripe reader is located.
      5. If the purchase amount is more than 1000 rubles, enter the PIN code of your bank card at the payment terminal.
        *In some cases you may need to enter the last four digits of your card. The numbers are visible on the screen of your smartphone with the mark “Last. 4 digits for the cashier.”
      6. The payment process is complete!
      7. Feel the convenience of paying for your everyday purchases with MTS Money cards and the Samsung Pay service!

    • Is it safe to use the SAMSUNG PAY service?

      Samsung Pay is secure, firstly, because it uses a tokenization system that replaces the original number of your card with a virtual one (token). Only the bank and the payment system have information about linking the token to your card, and they are reliably protected.
      Secondly, thanks to the secure Knox environment. Before registering for Samsung Pay, your phone will be scanned for malware. If malware is detected, Samsung Pay will not put your bank card details at risk.
      Thirdly, mandatory confirmation of each purchase using a fingerprint or personal digital code.

      • Can I use Samung Pay to pay for purchases online? / Can I pay online using Samsung Pay?
        No, you can't. Samsung Pay is intended only for simple payments in regular (offline) stores.
      • What happens to Samsung Pay data if I return my phone to service?
        At the service center, all information (Samsung account, Samsung Pay, including card details, etc.) will be deleted. After using the Samsung Pay service, you will need to configure it (enter your Samsung account and card details) again.

      • Samsung pay – how does it work and what is it? This is a payment system, using which you can add several bank cards to your smartphone and pay with them in stores both with a contactless payment system and in terminals using a magnetic stripe, as well as buy goods in online stores.

      To pay for goods using the Samsung Pay app, you only need a smartphone. This eliminates the need for the user to carry plastic cards with them.

      Basic operating principles

      Samsung pay technology, in addition to supporting NFC payments, consists of transferring card data directly to the magnetic stripe reader, so the terminal thinks that a bank card has been physically swiped. That is, the main difference from other payment services is magnetic tape emulation. This technology is called MST (Magnetic Secure Transmission). The application supports up to 10 bank and discount store cards. To add a card to the application, you will need a phone number on which the card is registered with the bank; a confirmation SMS will be sent to it. After adding the card, you can pay with it by bringing your gadget to the terminal, as with regular contactless payment. In this case, the smartphone screen must be unlocked, you select the desired card, then each operation must be confirmed with a password or fingerprint; on some devices you can use iris confirmation. After payment, you will receive a receipt, as with a regular purchase in cash or by bank card. When adding a card to the application, it is not scanned, only its data is entered. Samsung does not use your personal information when paying, but only a kind of virtual “imprint” from the card, which contains a randomly generated digital code - a token. When using the Samsung Pay service, no commission is charged.

      Does Samsung Pay work without the Internet?

      Samsung pay stores all payment information inside your device in encrypted form. At the time of payment, the service accesses the storage and uses the necessary data to process the payment. The Internet is not necessary for these operations. It is only needed at the stage of adding cards to the device, and when paying you can even use a phone without a SIM card. Only a message about a successful transaction will come when your smartphone finds the network.

      When will Visa cards work with Samsung Pay?

      When the Samsung Pay service first appeared in Russia, MasterCard was the main partner, and Visa tried to create its own similar system. But today, most Visa cards of Russian banks are supported by the Samsung Pay service:


      The full list can be viewed on the website www.visa.com, and you can also find out whether your bank works with the Samsung Pay service directly on the Samsung page.

      Samsung Pay works on which devices: in Russia and Ukraine.

      Users of non-Samsung gadgets cannot use the Samsung Pay service. In its devices, Samsung uses its own Samsung Knox card data encryption technology, which other manufacturers do not have.

      Owners of the following Samsung Galaxy models can use the Samsung Pay service in full:

      • S7 Edge;
      • A3 (2017);
      • A5 (2016, 2017);
      • A7 (2016,2017);
      • Note8;
      • Note5;
      • J5 (2017);
      • J7 (2017).

      Owners of S6 and S6 Edge have restrictions on using Samsung pay: they can only pay via NFC.

      Google Pay and Apple Pay services operate in Ukraine, and Samsung Pay is only planned to be launched.

      Does Samsung Pay work on gray phones?

      Users often try to save money by buying smartphones in foreign online stores and auctions: eBay, Aliexpress and the like. Sometimes a manufacturer makes different “fillings” of devices for different regions. Different processors can be installed, different numbers of frequencies are supported. The main risk is whether the phone will work on Russian cellular networks at all. Almost always, such gadgets are not Russified; to install the Russian language, they have to be reflashed. According to user reviews, American versions of smartphones support cards of Russian banks and the Samsung Pay application works on them. There are complaints about versions for Arab countries; Samsung Pay is not supported on them.

      While reflashing a gadget for some tasks, the user encounters other problems. The most serious of them is that the smartphone will stop turning on and turn into a so-called “brick”, so it is necessary to soberly assess the risks when buying gray phones.

      Are you the proud owner of one of the latest Samsung models and want to enjoy all the benefits of a flagship? One of them will be the possibility of contactless payment thanks to the NFC module. But in order to take advantage of new technologies, a smartphone must meet certain technical parameters and work with a specialized application. From the article you will learn which devices Samsung Pay works on and which models have a contactless chip.

      What is Samsung Pay

      Samsung Pay is a universal and simple technology that allows the owner to make contactless payments. With its help, the consumer can buy goods in any store where the appropriate payment terminal is installed. Nowadays, such equipment is available in almost every establishment, with the only exception being remote regions of Russia. The operating principle of the service is to use special NFC and MST microchips.

      They are able to imitate a signal from a bank card at a short distance, which contributes to a high level of security. Even if the seller has an outdated reader that only accepts credit cards with a magnetic stripe. The MST module creates a magnetic field around the mobile device, like a credit card.

      As a result, the terminal receives the signal and makes a calculation. Despite this, many sellers still do not believe in such technologies and are skeptical about this method of paying for goods. This combination of two modules sets Samsung Pay apart from other analogues and competitive services and puts it in first place, because with the help of a smartphone you can make a purchase anywhere.


      Therefore, the application has many advantages:

      1. Easy to use. To work, you do not need to install special options or configure them additionally.
      2. High data exchange speed. Information is transferred from the transmitter to the reader on the terminal and the connection is established in a matter of seconds. You no longer need to wait for change from the seller, which eliminates queues in stores.
      3. Ease of use. All you need is to have a mobile device in your pocket.
      4. Transaction security. The developer provides the maximum level of protection of personal data. The exchange of information takes place at a minimum distance and within a few seconds, this leaves no chance for fraudsters to intercept the details. No one except the owner of the smartphone will be able to make a payment, because a fingerprint must be scanned as confirmation of payment. If the total amount exceeds 1000 rubles, then you need to confirm the payment again by entering a security PIN code on the terminal itself. Information about bank cards is stored on a separate chip, which is not tied to any application, which prevents infection by virus programs. And if you lose your smartphone, you can use a special utility to block it remotely and not lose money.


      How to install Samsung Pay on your phone

      There is no need to install or download the application; it is automatically included in the startup software in every original smartphone from the manufacturer, but there are exceptions. In this case, you can download the utility on the official Samsung portal or in any online software store. The program itself does not charge money for use and is provided free of charge. After downloading, the installation process will automatically start. Next, you will need to configure the mobile application for correct operation:

      To attach a credit card, it is important to consider that the bank that issued it is one of the partners of the service developer, otherwise it cannot be attached to the utility. To connect the plastic, follow the instructions:

      The functionality of the utility does not end there; you can attach a discount or discount card from a partner company to the service. To do this, just select the appropriate item in the main window and scan the barcode on the back of the plastic using the camera.

      How to use the application

      Once the service is configured and cards have been added to the virtual wallet, you can safely go to the store for shopping. The transaction process is as follows:

      1. Select the desired credit card for the transaction and move your mobile device a few centimeters close to the reader terminal.
      2. From this point on, a counter is started to confirm the payment transaction with a fingerprint. There are thirty seconds for everything, when 10 seconds remain on the display, the system will offer to increase the waiting time by pressing the corresponding button.
      3. After this, a beep will sound as confirmation of the transaction. Subject to the availability of funds on the consumer’s balance sheet.
      4. Be sure to pick up your check.


      What phones does Samsung Pay work on?

      Before you start using it, please keep in mind that the technology is not available for all mobile devices. This is due to the fact that the manufacturer began to install the NFC and MST module only on modern smartphone models. The service is currently available for the following company products:

      1. The family of gadgets marked S is from S6 to S9, but the S6 phone only has an NFS microchip installed, and it cannot imitate the magnetic strip of a bank card, like other models.
      2. A5 and A6 smartphones released since 2016. Earlier models do not support the new contactless payment technology.
      3. Galaxy Note with 5 or 8 version.
      4. J5 or J7 gadgets released no earlier than 2017.
      5. Smartwatch - Gear Sport or Gear S#3.


      All other models from Samsung are outdated and budget, unable to support the contactless transaction method. Before purchasing a smartphone, carefully study the technical specifications. The manufacturer has several requirements for compatibility:

      1. The phone must be equipped with an NFS microchip.
      2. It must have the original firmware and the latest software installed.
      3. You must register an account in the Samsung Account system.
      4. The bank card must be supported by the service.

      Is it possible to install Samsung Pay on another phone?

      If you have a mobile device from another manufacturer, then you won’t be able to use Samsung Pay directly. Don't be upset, there is a way out:


      There is only one requirement: the smartphone software must be at least Android 4.4.

      What cards can be linked?

      An important question arises: which credit cards are compatible with the contactless payment service. Now the Samsung company cooperates with many domestic banking organizations. At any time you can check whether the card is suitable for use on the manufacturer’s official portal. Here you can enter the name of the bank and a reliable answer will instantly appear on the display. Currently, Samsung has more than 60 partner companies, and this list is updated periodically.


      Here, on the developer’s portal, you will find a list of stores whose discount cards work in the system.

      The article examined in detail the features of the Samsung Pay application, and also found out what devices it works on. Using the service, you can pay for purchases using a mobile device of a well-known brand.

      Today, cash is gradually disappearing from use and most purchases are made using plastic cards. Everyone has cards; salaries, stipends, pensions, and so on are credited to them. Each retail outlet must have at least one terminal for payment using a plastic card. Bank cards have become an integral part of our lives and the destruction of cash is only a matter of time.

      The next step in technology development is contactless payment. Many cards already support this technology and allow you to make purchases just by tapping the card on the terminal. This technology has served as a catalyst for the emergence of specialized chips and payment systems in devices that we literally never let go of - our smartphones.

      In 2016, the Samsung Pay service was launched in Russia, which allows owners of phones from the Samsung Galaxy series to make payments from bank cards without using the bank cards themselves. The article will discuss how Samsung Pay works, how secure it is, and what difficulties users will encounter. Let's compare the technology with competitors' solutions.

      System Requirements

      First, you should find out which devices Samsung Pay works on. This technology requires not only software innovations, but also hardware ones, so you need to make sure whether your smartphone supports this technology or not.

      So, the Samsung Pay payment system works with the following gadgets:

      • Samsung Galaxy S8;
      • Samsung Galaxy S6 (with restrictions);
      • Samsung Galaxy Note 5
      • Samsung Galaxy A7
      • (2017);
      • Samsung Gear S3.

      These are those devices from Samsung that are equipped with NFC or MST chips and support modern software.

      Unlike Apple or Google products, Samsung Pay seems quite limited because the number of supported devices is significantly lower. In the case of Apple, we get support for all smartphones released since 2014 (since 2013, if you connect, and in the case of Google, we support any gadgets on which you can install the official Android version 4.4, and there are hundreds of thousands of them in the world.

      As is the case with other payment systems, the launch of the payment system was accompanied by a number of restrictions. For example, Sberbank entered into an agreement with Apple for an exclusive launch and for this reason Samsung lost the opportunity to connect this bank before the contract expired. Now the situation has stabilized and almost all popular banks work with all payment systems.

      So, the banks working with Samsung Pay are as follows:

      • Sberbank.
      • BinBank.
      • GAZPROMBANK.
      • "Otkritie" (Rocketbank).
      • "Russian Standard".
      • Tinkoff.
      • and the Yandex.Money electronic wallet.

      It is important to understand which cards Samsung Pay works with. To connect to the payment system, you need a card that supports PayPass or PayWave technology. In the case of Visa cards, there are restrictions on the number of banks that work with Samsung Pay. The restrictions can be found on the company’s official website.

      How to connect?

      To start using Samsung Pay, you need to make sure that your gadget supports the payment system and download the application of the same name. When you log into the app, it will ask you to set a password (or fingerprint) for your screen lock. In the future, the pin code or fingerprint will be used to confirm transactions. Then you need to attach the card itself. This can be done in two ways: manually, by entering all the data, or automatically, by pointing the camera at it. The second option works well, but you still have to enter the CVV code yourself. If the card is suitable for the application, then this procedure will be immediately followed by a verification from the bank. You will receive an SMS with a code to activate the payment system; without it, you will not be able to make further payments. The last step is to add an electronic signature. It is needed very rarely, but when you need it, the card may not be nearby, and that’s when a digital signature will help you out.

      Is it safe to use Samsung Pay?

      The issue of security is of primary concern to users. New technologies are always scary, especially when it comes to money. Even bank cards themselves were difficult to accept. Regarding safety, things are as follows. In a nutshell, Samsung Pay is the safest payment method, much safer than regular cards. In more detail, smartphones use a special tokenization system. When a user tries to make a payment, the phone does not use the data from the card, but creates a digital copy of it, unique each time, and shares it with the terminal. The terminal contacts the bank and reports successful payment (unless, of course, you have run out of money). Data about tokens is stored in the gadget itself, so you can pay for something even without the Internet.

      We should not forget that each purchase must be confirmed, and for this the user must enter a PIN code or place his finger on the fingerprint sensor. Even if an attacker sneaks up on you unnoticed with a portable terminal, he will not be able to steal a penny from you, since he will not be able to confirm the payment.

      But what about viruses and hacking of the operating system? Android is far from being as secure as iOS? It's actually not that bad. Samsung has implemented its own security mechanism into the system, which continuously scans the system for malware and vulnerabilities, and if a virus does get into it, the Samsung Pay service will be blocked and payment data will be erased.

      How does Samsung Pay work?

      Let's move on to payment. Samsung Pay works just like a regular bank card. Moreover, like any card, and not just one that supports NFC. The fact is that not all terminals in Russia support NFC. Many still work only with magnetic tape, so some phones cannot be used to pay. This applies to iPhone and all Android devices except Samsung. When paying on older terminal models, proprietary MST technology is used. The phone creates a magnetic field similar to that created by a magnetic bank card. The terminal reacts to it and accepts payment. Therefore, the answer to the question “where does Samsung Pay work?” sounds like this: “everywhere.”

      Possible problems

      Already at the start, when the technology began to be introduced to the masses, users faced a number of problems.

      • Take another look at which phones Samsung Pay works on. Users often ignore this simple task and run to complain on forums that the technology does not work as stated.
      • Make sure your phone has the latest operating system. You need to go to the settings and check the firmware version so that the phone downloads the latest updates.
      • Even if you have installed the latest version of the operating system, the software may not work in your country. For example, Samsung Pay did not work with the S7 until the necessary work was carried out on the manufacturer's side to launch the service. It might be worth waiting a bit. Do not forget that you must have the original firmware installed, without root rights. If you hacked the system or bought the phone second-hand, contact the official service center, where they will restore the original firmware for you.
      • Don't forget that to use any service from Samsung, you need a personal account, which the phone prompts you to create at launch. If you haven't done so yet, go to Settings and find the Accounts submenu there.
      • In the case of smartphones from the Galaxy S6 line, payment via MST does not work, so before paying, make sure that the terminal supports contactless payment (usually these have a corresponding icon in the form of waves).

      Promotions and discounts

      To attract users to the new technology, Samsung has agreed with a number of Russian brands to organize advertising campaigns. One of these was the “Pay with your smartphone” campaign. Movie tickets." According to the terms of the promotion, anyone who purchased a ticket in the Kinohod service through Samsung Pay received a 100% discount on their next purchase. There is currently a 50% discount on subway fares on the MCC line. In the US, Samsung has launched an even larger and longer-term campaign. There, every purchase made using the company's payment service allows you to accumulate points, which can then be spent on other products in the Samsung Rewards store. It is unknown when this service will reach Russia.

      First impressions and reviews

      Many owners of Samsung gadgets really liked the idea of ​​combining a wallet and a smartphone. It's so simple! A smartphone is much more convenient and useful than cash or a card, and most importantly, it is always with us. Early feedback on how Samsung Pay works is encouraging. It’s already been a year since people have been using the payment system and are generally reacting positively to the new (for some, already familiar) experience. The system works in all major shopping centers; you can easily pay for fast food and subway rides using your phone. Many have already forgotten about where their bank card is, because it is no longer needed. Sellers and cashiers do not always respond adequately to technology. The training was carried out in all major chains, but somewhere in the indoor market you may encounter puzzled looks or even fear, so be careful.

      Instead of a conclusion

      Samsung Pay has many advantages over regular bank cards. This is, of course, a very successful technology that will become more in demand over time. A wallet in a smartphone is exactly what a modern person needs to make parting with their hard-earned money even easier. It's convenient, safe and very fast, and after trying it once, you'll want to try again and again, because now you know how Samsung Pay works and you can do it. Nevertheless, do not forget to carry a card and some cash in reserve at first, because situations vary.

      • Works with terminals without an NFC chip.
      • Various payment protection options.
      • Discounts and promotions.
      • Does not work on jailbroken devices.
      • A limited number of smartphones working with the payment system.
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