How to open an account in Yandex wallet. How to withdraw funds from Yandex.Wallet to a bank account. Obtaining the “Identified” status

Electronic money today has become as commonplace as plastic cards. The only difference is that paying for services and purchases from virtual accounts can be much easier and faster, and most importantly, safer than using a bank card. Registration is even easier. Yandex.Money is one of the most popular payment systems. How to open a wallet in the system and how to use it? Let's learn it step by step.

How to create a wallet on Yandex

It's a very simple process. First, let's open home page browser and go to the “Yandex. Money". Wallet registration begins with the “Open wallet” command. Click - we get to the page where you need to enter a login in the system, existing or new, password, number mobile phone, first and last name, captcha. By the way, you need your real first and last name, as shown on your passport; this can be useful when making payments, as well as when restoring access to your wallet if you lose control over it. On the phone will come confirmation code that must be entered in the appropriate window. You must also indicate email address, to which all messages about the account status will be sent. At the same time, the system creates a new account for you to use the account.

Final step

At this stage, all that remains is to accept the terms of the user agreement, and this completes the registration. Yandex.Money announces the opening of an account on next page. Here, already in the left menu, there is a wallet number of 18 digits. In the window in the center there is a congratulations on opening an account and a message that a letter has been sent to the specified e-mail to link it. You will need to go to your email and confirm your address. Now you have an account with Yandex.Money. Registration is a free service.

How to use the wallet

The balance of the new wallet is currently 0 rubles. You can top up your account at any terminal, preferably in stores cellular communication“Euroset” or “Svyaznoy” - all operations there are carried out without commission. On the monitor you need to select the “Electronic money” option, then “Yandex.Money”, enter your wallet number in the window that opens, then deposit money. A message about replenishing your account will be instantly sent to your phone and email.

There is another option - to link a VISA or MasterCard bank card to your account. This can be done on the same page where registration took place. Yandex.Money can be topped up from a card at any time. To link, you need to go to the “Link a card” tab and complete all the steps. The bank will require a password and confirmation via SMS. You can manage your account through mobile applications.

The best solution would be to order a Yandex.Money card on the website. This is not a virtual, but a full-fledged premium MasterCard PayPass, which can be used to pay not only in virtual, but also in offline stores. You must place an order on the system page - and the finished personalized card will be delivered to the user by mail.

What can you pay for with Yandex money?

List possible payments in the system is, without exaggeration, enormous. As soon as registration is confirmed, Yandex money (after topping up your account, of course) can be used:

• to pay receipts for taxes, housing and communal services, traffic police fines;
• to pay for telephony, internet, television;
• for purchases in online stores;
• for purchasing games and communicating on social networks;
• for purchasing books, films, PC programs, antiviruses, etc. online;
• to pay for air and train tickets, tours, hotels;
• to pay for hosting and domains and much more.

Does the user need a Yandex wallet? Rhetorical question: of course, we need it! Like everything that makes life easier and more comfortable. The Yandex.Money payment system is one such opportunity.

Yandex Money - this payment system, with which you can accept earned money via the Internet. This money can be withdrawn to a card or made online purchases around the world. You can also pay taxes utility bills, fines, loans and mobile communications. This service is great for online business.

Let's start registering Yandex money. Go to the official website and click on the “Open wallet” button. There are two ways to register.

From now on, you will be able to receive money into your account; just give the sender the wallet number that was assigned to you.

Important to know! At this stage, you have been assigned the status “Anonymous”. It has a number of limitations. You can store a maximum of 15,000 rubles in your wallet. The limit on payments also does not exceed 15 thousand rubles. And you can withdraw only 5,000 rubles from the card. Also, with this status it is impossible to make purchases around the world. You will not be able to make transfers to other cards and will not even be able to transfer money to another Yandex wallet. If such restrictions do not scare you, then you can use this status.

If you want to use all the features of Yandex Money, then you need to go through identification. After passing the identification, you will be able to store up to half a million rubles in your wallet. You will be able to make online payments up to 250 thousand rubles. and withdraw money from an ATM up to 250,000 rubles. In addition, you can transfer money to cards of other banks. Make transfers to Yandex wallets and transfer money to bank accounts.

If you are planning to do online business and do not want to have financial restrictions, then be sure to get the “Identified” status.

If you do not need such financial volumes, then there is a third status option. It is called “Name”. You can store up to 60,000 rubles on your balance. Make payments up to 60 thousand rubles. You can transfer money to other Yandex wallets. The only inconvenience of this status is that you can only withdraw 5,000 rubles from an ATM.

Personally, I passed the identification and I am completely satisfied with everything. Quite recently I had this situation. I bought money through Yandex e-book in the USA. I did not receive the product and contacted Yandex support. They answered me quickly enough and promptly resolved my question. If I had anonymous status, they would hardly have helped me.

If you have chosen a “personalized” wallet, then just fill out a simple online form. In it you need to indicate your full name, date of birth, series and number of your passport, SNILS.

How to identify a Yandex Money wallet

In the upper right corner, click on the wallet icon. Under the wallet number you will see your status. In my case it is anonymous. Click on it.

Here you can select the wallet you want. Now click on the “Pass identification” button.

Next select convenient way checks.

1. Identification through Sberbank

If you have a Sberbank card and are connected to it “ mobile bank”, then this will simplify the procedure.

Click on this big picture and enter your date of birth. Pay attention to the linked phone. It must match your number. Next, click “Send request”.

You should receive an SMS message from Sberbank with a code on your phone. (Make sure the “Fast payment” option is enabled). You need to send a response message with this very code. 10 rubles will be debited from the Sberbank card for verification. Within 5 days, a notification in the form of a yellow icon will appear at the top next to the balance.

2. Identification via Euroset

If there is no Sberbank, then you can do this at any Euroset salon. Select this method by clicking on the picture.

Now you need to complete all 8 points sequentially. Fill out the application and print it. Then go to the nearest Euroset store with your passport and take 50 rubles with you. Give the documents to the cashier and check all the data he entered.

In a few days, next to the balance will appear yellow icon. Click on it and follow the link to confirm your identification.

Everything is ready, now you can use Yandex wallet without any restrictions!

How to withdraw money from Yandex Money wallet

Yandex Money is modern system for payments via the Internet and more. You can link the card to your phone and pay with it in stores. Now you can make purchases without even taking out your bank card. Just bring your phone to the terminal and the money will be debited from your wallet automatically.

If you have an iPhone, then connect Apple Pay. If modern Samsung Galaxy, then this function will also be available to you. All you need to do is install the mobile application and enable this function.

But before you connect the card, you must first order it. Find “Bank Cards” in the menu and click on it. Select your card option and click “Details”. I use a card for 199 rubles for 3 years. Next, click “Order a card”.

Fill in your full name and click “Continue”. Use the pop-up tips to fill in your home address and click “Proceed to payment”.

Now you need to pay 199 rubles for card servicing. This can be done using any credit card or cash. Just choose a convenient payment method. I will pay with a credit card from another bank. After payment, wait for a notification on your postal address. The finished card can be picked up at the nearest Russian Post office.

Now you can withdraw money from your Yandex Money card up to 250,000 rubles at any ATM. It is more profitable to make purchases with a card, then the commission will be 0%. If you withdraw money from an ATM, the commission will be 3% + 15 rubles.

How to deposit money on Yandex Money - 5 ways

In fact, there are many more ways replenishment of Yandex money, there are about 30 of them. In this example, I will look at the 5 most popular ones.

1 From a bank card
A card from any bank will do. You can top up only 15,000 rubles at a time. If you need to add 60,000 rubles to your wallet, you will have to repeat this procedure as many as 4 times. The commission will be 1%.

2. From your mobile phone balance
Replenishment is only possible from the phone that is linked to the system. This is the most expensive replenishment method. Beeline takes 7.95% + 10 rubles, MegaFon 7.86%, MTS 10.86% + 10 rubles, Tele2 15.86%. Plus, each operator has its own limits.

3. Cash at Sberbank, Euroset and other points
The simplest and free way replenishment of Yandex money. There are dozens or even hundreds of such points in every city. The replenishment fee is 0%. You can find them on the map directly in the Yandex Money admin panel. The only negative is that you need to go outside and walk or drive to the point.

4. Through Sberbank online
You can top up your balance by 10,000 rubles at a time. The commission is 0%.

5. Via QIWI
The maximum replenishment amount is 15 thousand rubles. The commission is 3%.

All these services allow you to deposit money into your account instantly! You can choose a convenient method and top up your account by following this link.

To top up your or someone else’s wallet, you just need to know the wallet number.

How to find out your Yandex.Money wallet number

After registration, you should receive a letter to your email containing information with your wallet number. You can also always see him in the right top corner. Go to Yandex Money and click on this icon.

This is the wallet number to which money will be sent to you.

How to transfer money from a Yandex Money wallet to another wallet

Everything is quite simple. The main thing is to know the account number of the person to whom you need to send money. Go to the “Transfers” menu and enter your wallet number.

Please note that there is a small fee of 0.5% between transfers. Take this point into account. You can protect your transaction with a protection code. Check the box and give this code to the person for whom the money is intended. If you make a mistake and transfer money to someone else’s account and it is protected by this code, then after 7 days the money will be returned. You can set the number of days yourself.

Conclusion

Now you know what Yandex money is and how to use it. For an internet entrepreneur this is very handy tool. 90% of payments on the Internet are made into this payment system.

A reasonable question arises: is this a reliable system? Yandex Money is 75% owned by Sberbank. I think this is a good guarantee of reliability.

If you are going to make money on the Internet, then be sure to register and withdraw your earned money to the card!

Report by Russia 24 TV channel about Yandex.Money.

Welcome to our blog! In the previous article we looked at it, talked about the advantages, disadvantages and how everything works. Today we will continue talking about this payment system. We thought it would be a great idea to tell and clearly show how to create a Yandex Money (YAD) wallet.

If you frequently use online services, purchase different products or perhaps, then we advise you to make several electronic wallets. Since different sellers and many employers prefer different systems: YAD, WebMoney, Qiwi, etc. But today we will talk about Yandex.

Registration and wallet creation

First, go to the Yandex Money page and click the button “Open wallet”.

Registration is possible via social media. networks or Yandex mail. When quickly registering through one of the social networks. networks, you will be asked to enter your phone number, an SMS with a code will be delivered to it, and you can already use your wallet.

If you don’t have an email yet, but want to register using the second method, you need to create one on the Yandex home page.

Function “I don't have a phone” will ask you to come up with Security Question and the answer to it. But we do not recommend using it, because the absence of a mobile number linked to your personal account seriously reduces the level of security.

Congratulations, you have successfully opened your wallet!

You can enter it from anywhere - from another computer or mobile device.

Yandex wallet statuses

There are 3 types of statuses that affect the allowable limits of funds in the wallet, deposits, withdrawals and other services. By clicking on the balance, we find out our current status.

If you have just registered, you will be assigned the “anonymous” status. By clicking on it, a window will open with a description of all statuses and buttons for receiving them.

Let's look at each status in more detail.

1. Anonymous

The client receives this status immediately after registration; for this, you can even do without a passport (as we did above).

Gives the following options:

• storage 15,000 rub.,
• making payments up to RUB 15,000,
• cash withdrawal up to RUB 5,000.

2. Personalized

Gives the following options:

• storage 60,000 rub.,
• making payments up to RUB 60,000,
• cash withdrawal up to RUB 5,000,
• payments all over the world,
• transfers to bank cards,
• transfers to other wallets.

To get this status, you need to be over 18 years old and fill out an online form, here we will need a passport.

3. Identified

Gives the following options:

• storage 500,000 rub.,
• making payments up to RUB 250,000,
• cash withdrawal up to RUB 250,000,
• payments all over the world,
• transfers to bank cards,
• transfers to other wallets,
• transfers to bank accounts,
• cash transfers via Western Union and Contact.

The most important advantage is the protection of funds. In the event of a hack, the stolen money will be returned to your account; to do this, you need to contact support within 24 hours.

This wallet status is perfect for those who want to open a business on the Internet or simply use the full range of services, but for this you need to go through identification.

How to get identified

On this page you will be offered the fastest and most convenient options for your location.

Now let's look at all identification methods.

• “Mobile Bank” from Sberbank

Enter mobile number, to which the bank is linked, and date of birth. An SMS will be sent to your mobile phone, which you need to respond to. 10 rubles will be transferred from the card. to your wallet, in a few days you will be identified.

• Yandex offices (for Moscow, St. Petersburg, Novosibirsk, Nizhny Novgorod and Yekaterinburg)

Download application form, fill it out according to the model, print it out, take your passport and personally go to the office. After a week, you confirm your identification in the menu with the balance.

• Euroset or CONTACT (in Russia)

Citizens of the Russian Federation can apply with a passport and a printed application ( for Euroset, for CONTACT) to the nearest salon or point, make a payment of 50 or 250 rubles. respectively. After this, you also confirm your identification in your personal account.

We did it through Euroset - quickly and conveniently.

• Yandex.Money agents in the CIS (in Azerbaijan, Armenia, Belarus, Kazakhstan, Crimea, Moldova and Ukraine)

Agents are accepted by appointment. Their addresses, contacts and application form. Approach with a passport and a completed application in duplicate; the cost of the service depends on the city.

• Application by mail

Identification may take more than a month!

If for some reason you nevertheless chose this method, which is not typical for an online business, then you will need the following documents: a certified copy of your passport (page spread with photo + registration) and a printed, completed application (it was mentioned above along with the sample).

Sending documents by registered mail to the Moscow head office, the address can be found in the “Contacts” section.

Opening a second wallet

Yandex allows the creation of several wallets from different accounts. All of them will perform the same functions, namely: issue cards, make transfers, make payments. What’s most pleasing is that if you have the first wallet identified, then with the help of it the others (if they are linked to the same number) can also accept this status; this is done through your personal account completely free of charge.

We log into the identified account, open identification copy form, indicate the required wallet and enter your password. Next, go to another wallet, click on balance, and confirm identification.

Yandex Money Card MasterCard

We ourselves use such a card; it is linked to an electronic wallet account.

This is a full-fledged card, we use it to pay on the Internet, in stores, and abroad; cash can be withdrawn from any ATM.

To prevent the security service from blocking your card when making payments abroad, you need to warn them about where you plan to be and for how long by calling or emailing.

We have already said that it is convenient to maintain a budget, since expense transactions in your personal account are displayed in rubles, regardless of the currency in which you pay.

You can order a card in your personal account for almost nothing - service costs 199 rubles for three years! When the validity period comes to an end, you will need to issue new map.

Developers are introducing new technologies, and since 2013, cards have been equipped with PayPass technology. This means that the payment is up to 1,000 rubles. can be done with one touch, without entering a PIN code.

Payments on the Internet are protected, and all operations are carried out using one-time passwords that are sent to your mobile phone (3D-Secure).

Conclusion

Today we got even closer to this popular payment system and learned how to open a wallet that will make your life easier and save a lot of time.

We decided to write another article for you, where we will tell you in detail about the operation of the wallet itself, talk about depositing and withdrawing funds, transfers and other operations.

We wish you financial success and see you soon!

Instructions

The subdomain of the Yandex.Money website is located at https://money.yandex.ru. Please note that to secure the connection, the site uses the HTTPS (TLS) encryption protocol.

If you do not yet have an account in the Yandex.Money system, you need to open one. Click on the “Open account” image and enter the login and password for your Yandex.Mail account, or click “Register” if you are accessing the search engine for the first time and have never used its services. In the first step of the registration form, you need to enter your real last and first name, as well as your desired login for email to Yandex.Mail. In the second step, you need to create a password and confirm it.

After creation account, return to the account opening page, and enter the received e-mail and your password into the input window. You will see a page called “Open an account in Yandex.Money.” Fill in all the required fields on it: payment password – at least 6 characters (try to use letters of different case, numbers, symbols and greater length); recovery code consisting only of numbers (at least 7); your mobile number to restore access if you lose your password; e-mail; date of birth. If you do not provide a mobile phone number, it will be impossible to recover your account password if you lose it.

Write down or remember all data. After all fields are filled in, click the “Open an account in Yandex.Money” button at the bottom of the screen. Your wallet will be created within a few seconds.

Now you need to log into your Yandex electronic account. To do this, go to the main page search engine http://www.yandex.ru. On the left you will see a column containing an electronic authorization form. Enter your login and password (from your account, not the payment password) and click the “Login” button. After that, in the top bar with links to the main Yandex services, select the “Money” link. You will be taken to your Yandex.Money account. Your account and its number in 14-digit format will be displayed at the top left.

Video on the topic

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• go to Yandex money

By spending just a few minutes registering your wallet in the Yandex system, you will become the owner of your personal electronic account on the network. With its help, you can pay for Internet services, top up your mobile phone account, pay for purchases in online stores and carry out various monetary transactions without leaving your home.

Instructions

Go to the main page of the website www.yandex.ru. If you don't have mailbox, and you are not registered on Facebook, VKontakte, Twitter, Odnoklassniki, Mail.ru or Google, register an e-mail by clicking on the link located under the fields for entering your mailbox login and password - “Create a mailbox”. Enter your details (last name and first name) and select . If the login is busy, the system will notify you about this with a corresponding message and offer your possible options, which you can use if you wish. If you have one on one of the listed sites, go to registration by clicking on the corresponding logo (mail.ru, google, etc.).

After registering, log into your mailbox and click on the “Money” tab located at the top of the page. In the window that opens, find the link “Open an account in Yandex.Money” and follow it. Fill out the form by entering: the created payment password, recovery code, your cell phone number (optional), your birthday and the payment password again. The mailbox field will automatically use the email address you are logged into. If you wish, you can change it to another box registered in your name. After filling out the data, click on the link “Open an account in Yandex.Money.”

A message will appear in the window: “Congratulations, you have opened an account with Yandex.Money.” The page will display your account number (wallet) and a proposal to link your bank account.

The Yandex.Money service began its work in 2002, and today is considered the main competitor of the international payment system WebMoney. Most Russian-speaking users prefer the system of the IT company Yandex, or use it in parallel with WebMoney or QIWI.

To open a wallet, you need to create a Yandex mail.

Registering a mailbox in Yandex

If the user does not yet have an account in the service in question, then the first step is to go through quick registration in the system get login and password from email.

After that you can connect and use any Yandex services.

It is worth noting that when filling out a user questionnaire, it is best to immediately link the account to your current number mobile phone.

This is necessary for further confirmation of transactions performed and restoration of access to the account. Since the system does not oblige the user to identify personal number phone, many users select the “I don’t have a phone” tab and indicate only the answer to the verification question.

Opening an account in Yandex Money

For those users who already have a registered email account on Yandex, to open an account, you must:

Basic features of a Yandex account owner and its setup

Electronic wallet statuses

Anonymous

After registration, the wallet is assigned the status “Anonymous”. The owner of this cash account has quite limited opportunities , compared to owners of wallets with subsequent statuses. From an account with unconfirmed personal data, you can make payments only on the territory of the Russian Federation from an issued virtual card (in online stores, top up mobile accounts, make utility payments), or from a plastic card ordered by mail MasterCard cards from Yandex in the country's terminals.

With the status "Anonymous" it is forbidden transfer money to other wallets or receive them from other users of the system, order withdrawal of money to current bank accounts or cards.

Nominal

If the user plans to use this money electronic system To withdraw money earned on the Internet to a bank card, you will have to change your status. To receive a “Name” it will be enough enter your personal information(full name, passport details, TIN). Activation of the new status is immediate. Also, the owner of such a wallet can make purchases in any online stores, even outside the Russian Federation and money transfers inside the system.

Identified

The most advanced status is “Identified”. These are completely different limits and transfer amounts, replenishment of any bank cards and cash withdrawals through ATMs and Yandex.Money MasterCard cards. In addition, it is possible to link your wallet to the WebMoney system.

To identify your identity in the service, you must submit a written application to obtain the appropriate status in person or by mail to the system office, or to a branch of one of the Euroset or Contact partners.

Setting up your personal account

By going to the “Settings” section in your personal account, the user will be able to:

• change the associated phone number;
• order emergency codes (needed if you lose your phone or change your number);
• connect SMS confirmation of monetary transactions;
• subscribe to notifications via SMS (paid service);
• enable or disable email notifications;
• link the required bank card;
• order registration of a virtual or issuance of a personal plastic service card.

Application "Online Payments"

"Yandex.Money: online payments" - convenient application for mobile gadgets
With this free application make payments and transfer cash quite simple. Besides, this software capable of generating one-time passwords for logging into the system.

The program provides great opportunities for managing money, which are no different from using a wallet through a regular Internet browser. Here you can pay:

How to transfer Yandex money to a bank card?

The most popular method of withdrawing money. To order a payment, you don’t even have to link your card to your wallet. The Yandex service produces withdrawals to cards of the main payment systems Visa, MasterCard and Maestro. The minimum amount for making a transfer is 500 rubles. The commission is 3%. If the card is not linked to a wallet, then an additional 45 rubles are charged for each transfer.

To receive Yandex money to a bank card (debit, credit, salary) you need to:

Virtual and plastic cards from the service

This is a rather convenient service of the payment system in question. Any registered user, regardless of the status of the wallet, can issue either a virtual or order the issuance of a personal plastic card.

Virtual card

Features of the Yandex service virtual card:

• It is issued free of charge in the user’s personal account;
• Doesn't have physical media, but is linked to an account in the system;
• It has its own CVC2 code and a certain validity period, which are sent via SMS to the owner;
• Light and fast replenishment a large number ways;
• With its help, you can quickly pay for goods and services on the Internet without commission;
• Any account holder in the Yandex system can register, regardless of the wallet status.

Plastic card

Features of a plastic card from Yandex:

• Issued for 3 years; upon expiration, you must order a new card;
• The cost of servicing a plastic card is 200 rubles (one-time fee for three years);
• Issued and delivered by Russian Post - free of charge;
• Shared account with wallet - all money received into the account is immediately available for use through the card;
• All owners (except for unconfirmed wallets) will be able to pay with the card both in online stores and in supermarkets, shopping centers, cafes, and restaurants. In other words, wherever you can pay with bank cards of the international payment system MasterCard. Owners of anonymous wallets can make monetary transactions only within the Russian Federation;
• This card is protected by a chip and magnetic stripe and supports new technology MasterCard PayPass (you can pay without entering a PIN code).

Yandex.Money is a popular payment system with a simple and intuitive interface, great capabilities, and many partners throughout the country, which simplifies identification.

Using this system, you can easily withdraw money earned on the Internet to any bank card, or spend it directly from your account by ordering a virtual and plastic card of the system.