Chinese smart watch with support for android pay. Smartwatches with NFC technology accessible to everyone

Wearable devices can do more than just show notifications, track physical activity, and display the time. An increasing number of them allow you to pay for shopping in shopping centers, purchases in grocery stores or bills in restaurants.

Agree, it sounds very tempting to be able to not carry a wallet or credit cards with you, but instead simply bring your smart watch or fitness tracker closer to a contactless terminal to pay for purchases.

Considering that services Apple Pay, Samsung Pay, bPay and Google Wallet are gaining more and more momentum, terminals that support payments using wearable devices will appear in stores more and more often. This is also evidenced by the cooperation of the Mastercard payment system with Ringly smart jewelry and Nymi bracelets.

At this rate, the ability to pay using wearable devices will become more and more accessible and everyday, similar to payments using credit cards - plastic card terminals are now available in all supermarkets, boutiques, restaurants, etc.

Services such as Apple Pay or Google Wallet already allow you to link several accounts to one account at once. Instead of rummaging through a bunch of plastic cards, you just need to select a payment method on the device screen and bring it to the terminal.

Unfortunately, not all manufacturers have yet equipped their gadgets with this technology. We will look at the best wearable devices that support contactless payments and the features of their functionality.

Jawbone UP4

Jawbone is one of the strongest modern companies for the production of wearable devices. They compete staunchly with brands like Samsung and Apple, especially in the health tracking space. In addition to extensive fitness tracking functionality, Jawbone UP4 also allows you to make payments from your American Express account.

To use this feature, you must verify your American Express card in the Jawbone app on your smartphone. After this, you can pay for purchases at any place equipped with a contactless payment terminal. And these are not some highly specialized stores - the number of places that support this technology is growing every day.

IN at the moment Jawbone UP4 supports contactless payments only in the US.

Apple Watch

Apple needs no introduction. Their Apple Watch is one of the best wearables on the market.

However, you might not know that Apple Watch also supports contactless payment technology. This is done thanks to Apple service Pay, uniquely designed for this smartwatch. Currently Apple use Pay is only available in the US and UK.

To start using the technology, you need to link payment cards to your iPhone and confirm your identity. Special application on a smartphone allows you to manage payment methods.

Samsung Gear S2

Another leader in the wearables market, Samsung's smartwatches feature the exclusive Samsung Pay contactless payment service. For now it is only used in the Samsung Gear S2, but will most likely be supported as the Gear S3 approaches its release.

All variants of the Gear S2 are equipped with an NFC chip, whose many functions include the ability to make contactless payments. This technology works similarly to Apple Pay, but Samsung Pay is currently only compatible with Android smartphones.

Nymi Band

Nymi Band is a promising development by a Canadian startup. The bracelet is planned to be used for quick authentication of the carrier in various systems, including contactless payments. It is currently at the testing stage.

However, Nymi Band has a serious scope. The startup has secured the support of the international financial corporation MasterCard, which services plastic cards around the world. This means that Nymi Band can be used wherever there is a contactless MasterCard terminal.

It is also worth noting Nymi Band's unique and advanced approach to security. The bracelet will recognize the owner using biometric data, checking the heart rate pattern for authentication.

Release will begin in the US and UK in the near future. Then we will be able to look at the operation of the service and at the speed of emergence of points that support contactless payment technology and other systems using Nymi Band authentication.

You may not know, but Sony has its own crowdfunding platform in Japan called First Flight. And it was there that they announced Sony Wena.

What immediately catches your eye is that these smart watches are made in the traditional style of wrist chronometers, which already makes them unique from other “geeky” wearable devices.

Sony Wena has three main features: notifications using various vibrations and 7-color LEDs on the bracelet, physical activity tracking using the watch and iOS application, NFC chip for contactless payments using the Japanese payment system FeliCa.

Apparently, Sony intends to seriously gain a foothold in the wearable device market in Japan, in particular by supporting contactless payment technology through a popular payment standard in this country. However, we should not expect Sony Wena to enter the markets of other countries with this function in the near future, since developers will have to adapt the device for other payment systems, as well as compete with other companies.

Alibaba, a Chinese commerce web portal, and Chinese brand wearable devices FiiSmart jointly developed Alibaba Pay Watch - a smart watch for contactless payments.

Alibaba Pay Watch runs on the YunOS operating system, which is based on Android Wear. This means that they provide the rest of the smartwatch functions, although they focus on payments.

Alibaba's mobile payment system is used by about 900 million users. Therefore, it is reasonable to assume that the device will be in great demand in the Asian market. Also, both companies that created Alibaba Pay Watch plan to expand their influence in global markets.

Wearable devices with bPay support

Barclaycard (bPay) is the standard mobile payments, similar to Apple Pay and Google Wallet. There are several different wearable devices that support the bPay service. It is likely that their list will be expanded in the future.

A special feature of Barclaycard is the ability to link a card from any bank to your account. Which is undoubtedly an advantage of this service, allowing users to unite in unified system contactless payments.

Wearable devices are not just smart watches, bracelets and other items worn on the wrist, right?

A prime example is the Lyle & Scott bPay Jacket. This is nothing more than a stylish jacket with an NFC chip sewn into the sleeve. You just need to link the chip to your bPay account and make purchases with literally a wave of your hand.

The jacket retails for $229.00. You can buy it in the Lyle & Scott store in London, and in the online store. However, the bPay service currently only works in the UK.

bPay Band is a bracelet for making contactless payments; it has no other functions. And the purchase of such a device may well be justified, because in the UK more than 300 thousand retail outlets already support payments using bPay. The price of such a bracelet makes it affordable for those who just want to enjoy the delights of contactless payments without buying a smart watch for this.

bPay keychain, sticker and loop

Barclaycard is committed to providing a variety of wearable technology options that enable contactless payments. In addition to the bracelet, there is also a keychain with NFC chip, a sticker for your phone, and a special loop that you can put on your watch strap (including smartwatches that lack this technology).

The main idea is to provide every user with accessible, simple and convenient ways to make contactless payments.

All larger number smart gadgets can be used to pay for anything, be it paying utility bills or paying at grocery stores.

This was to be expected, especially since the heyday new era payment systems were to be expected given the growing popularity of wearable electronics.

It would be nice to be able to grab a cool drink or two after your morning run without having to carry your wallet around with you, wouldn't it? Imagine paying your gas or water bills using your fitness tracker or NFC-enabled smartwatch!

With platforms such as Apple Pay, Samsung Pay, bPay and Google Wallet gaining popularity, it is likely that this technology will be increasingly used in stores and markets.

Not to mention the fact that the large credit company MasterCard now works closely with manufacturers smart technologies Ringly and Nymi on the implementation of contactless payment chips in gadgets.

Soon, paying at the checkout using wearable devices will become commonplace.

This is amazing convenient way pay for anything, and at the same time you don’t have to search painfully for a long time to find your wallet or handbag in order to find the necessary debit or credit card.

Most payment platforms like Apple and Google Wallet allow you to store multiple payment sources under one account, and you can switch between them easily with the press of a button.

The Best Top Wearables That Help You Pay Your Bills

Unfortunately, even the best smart devices are not equipped with technology such as contactless payments. How can you be sure that the device you buy will allow you to pay your purchases or bills?

That is why it was decided to compile a list of models of smart gadgets with the ability to pay bills and purchases.

Jawbone UP4

One of the best wearables for tracking fitness and activity levels is Jawbone. Jawbone fitness trackers can be compared to Fitbit and Apple devices and several other brands.

Jawbone UP4 came into the spotlight precisely because Jawbone UP3 was actively discussed in the blogosphere. Moreover, the criticism was ambiguous, although not without reason. In addition to the usual functions of tracking your activity level, you get the ability to pay from your American Express account.

You can take a look at Jawbone UP3 here:

In order to use the feature, you must first authenticate your American Express card account through the included Jawbone app, which is downloaded to your smartphone. Once you are verified, you can pay any bill at any retailer that accepts American Express.

Of course, wherever you plan to pay contactless, there should be proper equipment to facilitate contactless payments. But as this kind of technology becomes more popular, you'd be surprised how many places will accept contactless payments implemented through smartwatches or fitness trackers.

UP4 contactless payment support is currently only available in the US, but is planned to be rolled out to other countries in the future.

Apple Watch

The Apple Watch needs no introduction. Moreover, not a single device from the category of wearable electronics can compete with them on equal terms - they will always outweigh them in some way.

But you probably didn’t know that the clock is from Apple may accept contactless payments at select retailers. And all thanks to an exclusive service called Apple Pay, which is currently being actively implemented in the US and UK.

The system sends requests to iPhone and Apple Watch, which allow payments directly from the devices.

First, you add credit and debit card information to the app on your device using your phone, and then you have to verify your identity. You can also manage payment sources through your iPhone app.

Once you're ready, you can make a payment with a swipe of your wrist while wearing your Apple Watch. The watch screen displays a preview of the payment source you've selected, which will also show you whether your payment has been processed or declined.

All you have to do is set everything up once, and then pay your bills with peace of mind at participating retailers. And you don't even have to take out your wallet or rummage through your purse.

The list of stores that allow you to pay using Apple Pay is growing every day. There are now a huge variety of brands to choose from, including Best Buy, Disney, GameStop, McDonalds, Sports Authority, Staples, Subway and more. For a detailed list of participating stores, visit Apple's website.

Samsung Gear S2

Following Apple and Google, Samsung has introduced an exclusive contactless payment service, implemented on the best models of wearable electronics, called Samsung Pay.

Samsung Pay is supported on the Gear S2 line.

You can look at this model here:

All Gear S2 models include built-in NFC chips that can be used to make contactless payments - the same technology used in Apple watch and other smart gadgets.

This chip works similarly to other payment systems. You add payment sources through the app on your smartphone and then simply make payments from your watch. Currently, Samsung Pay is only available on select Android devices, with iOS support planned in the near future.

To use this service, simply select models Samsung Gear S2, which support contactless payment technology, in particular, Gear S2 Classic.

Nymi Band

For the Nymi Band fitness bracelet to begin accepting payments in all retail stores. This is because the Canadian startup company that developed this device is currently testing this technology.

After all, Nymi Band was developed with the support of MasterCard, the main sponsor. This means that with Nymi Band you can pay your bills with the support of an NFC chip that allows you to make mobile payments using your MasterCard account.

In the near future, a pilot is launching in the US and UK, which means you'll soon be able to see how the service works as many retailers support contactless payment technology.

Moreover, Nymi Band has another very important function— biometric security system. The fitness bracelet measures your pulse, creates a picture of your heart rate, which allows the system to determine that you are the owner of this device. This way, your heartbeat will act as an authentication system.

This is amazing.

Sony Wena

Believe it or not, Sony has its own crowdfunding in Japan called First Flight. Sony FES smartwatches were one of the first to appear on this platform, and Sony Wena followed suit.

The first thing you will notice about Sony Wena watches is their visual splendor and style. In style, they are more reminiscent of a traditional watch than a smart gadget.

The Sony Wena watch line is focused on three main elements - vibration notifications and seven multi-colored LEDs; tracking your activity level and fitness achievements using an iOS app; and finally, the most important element is the NFC chip, which is designed to process mobile contactless payments through the FeliCa payment system.

Useful reading material:

It is the last function that will interest you the most. FeliCa - popular in Japan payment system, similar to Barclaycard, which is widely used in the UK.

It's possible that Sony will soon move Wena to the States, but don't forget that this will require a lot of work with the mobile payment standards that are used for payments. But don't expect this to happen any time soon.

Alibaba Pay Watch

Alibaba, a well-known trading platform from China, teamed up with FiiSmart, a Chinese wearables manufacturer, to create Alibaba Pay Watch, a contactless mobile payment system.

Both of these Asian companies are looking to strengthen their positions in the US and UK in the near future, so it is possible that these watches will soon be available in the US. In the meantime, this is nothing more than a pipe dream.

But it is worth discussing.

Alibaba Pay Watch supports customized Android version called Yunos or YunOS, which allows you to do a bunch of “smart” things.

Alibaba Pay Watch with 1.63-inch AMOLED Display, Dual-Core CPU (video):

Alibaba's mobile payment system is estimated to have more than 900 million users. So, this thing will certainly be very popular among those in the know.

The most best models bPay-enabled wearable devices

Barclaycard or bPay is a mobile standard, similar to those used by Apple or Google, that was created to standardize mobile payments. Because of this, there are several different wearable devices that take advantage of bPay's mobile payment services.

Additionally, it is likely that we will see many more wearable devices supporting this technology in the near future.

Lyle & Scott bPay Jacket

When you think of wearables, chances are the first thing that comes to mind is either a smartwatch or a fitness tracker. However, not all of the best wearable technology is designed to be worn on the wrist.

Take the Lyle & Scott bPay Jacket for example. This is nothing more than a stylish jacket with an NFC chip built into the right sleeve. You can link this chip to your bPay account and pay for goods or services by swiping your right hand over the payment system device.

Jonathan Briggs, innovation project manager at Lyle & Scott, explains what inspired him and his company to create a jacket that supports contactless payments.

“We are proud to partner with bPay and be able to launch the world's first contactless payment trigger. The jacket can be used to pay at any contactless terminal for transactions up to £30.”

The jacket costs about $150, and for now it can only be purchased at the company store, which is located on Carnaby Street in London, or you can order it through the online store.

bPay Band

One interesting fact What you might not know about Barclays bPay technology is that you can register a debit or credit card with any bank to use the service. You don't have to be a Barclaycard customer to take full advantage of the technology.

This information will be especially useful to you if you purchase the bPay Band as a bracelet for making contactless mobile payments.

Given that bPay is primarily a UK service, it is logical to assume that there are around 300,000 retailers in the UK that accept payments through it. It is not so popular in the USA, but has every chance of conquering the overseas market.

So if you're looking for a more versatile smartwatch, there are other models to consider. However, if you want a great fitness bracelet option for making contactless payments without all the bells and whistles, take a look at the bPay Band. This payment system will not reach Russia soon, but if you often visit Foggy Albion, it might be worth purchasing this gadget for yourself (or at least for your collection!).

bPay Fob and bPay Sticker

We can’t help but mention two more amazing bPay-enabled devices that allow you to make contactless payments: a key fob and a universal sticker.

Ultimately, the key fob can be attached to a key ring and used as a payment key. The sticker can also be pasted anywhere and used as a universal means of payment.

There are many ways to use these contactless payment tools. For example, you could put a sticker on your hat. And then, when you need to pay for something, just take off your hat and swipe it across the terminal. If the idea of ​​putting a sticker on a hat seems silly, you can come up with something more original.

The point is, you can use these tools to create your own brand that mimics even some of the very best wearable tech on this list—at least when it comes to mobile payments.

There are various gadgets in the world with the possibility of contactless payment. Thanks to them, purchasing purchases and services without cash or bank cards has become convenient and simple. This is justified by several factors: speed of operation, safety, versatility.

The most well-known such devices are smartphones equipped with contactless payment via an NFC chip. Paying with a smartphone will no longer surprise anyone, but what about smart watch? Let's look at what contactless payment systems exist today in watches.

GARMIN Pay

The youngest payment system was presented by GARMIN. In 2018, the GARMIN Pay system was built into the new premium line of multi sports watches Phoenix 5 Plus. After this, the world of multisports gadgets acquired a new leader, and fans of individual sports received all the modern functionality in a watch. The entire line is equipped with built-in cards, the ability to listen to music directly from the watch and contactless payment with support for MasterCard and Visa. Thus, GARMIN managed to blur the lines between the world of sports and everyday life, presenting a successful combination of the most advanced technologies in sport and style. Fenix ​​5 is valued for its accurate performance during training and for its ability to look impressive in everyday life. This is why Russian show business stars, TV presenters, businessmen and politicians choose Fenix ​​5 Plus.

The device developers made sure that your funds are protected: GARMIN Pay is located on a separate platform for smart watches, which ensures maximum safety owner data. If you remove the watch from your wrist or turn off the heart rate monitor, you will be required to enter your password again before making a payment. You can also temporarily pause or delete your entire Garmin Pay wallet. You can switch cards directly on the watch.

Samsung Pay

This system was announced and introduced in September 2016, and in April 2017, owners of the Gear S3 series smartwatches were able to pay for purchases using their watch. Samsung Pay in watch Gear S3 works with almost any OS-based smartphone Google Android, and the only limitation is the firmware version. When paying from a smart watch with using Samsung Pay uses a special code without transmitting card data, and KNOX software ensures their protection. Since the company’s devices support several protocols (NFC and MST), you can pay for purchases wherever you can do it with a bank card.

Naturally, the watch is designed for a wide audience. Thus, the Gear S3 performs all the functions of a smartwatch, although I would like to see more convenient functional applications for them.

Apple Pay

Various Apple models Watch also supports contactless payment using the NFC module. As in other similar systems, payment is made in one touch: you need to touch the payment terminal with your watch and double click press the power button. If there are several cards, you can switch between them directly in the watch itself.

To ensure security, the system exchanges information using a special key, which is a one-time token. Apple Pay does not remember the card number and does not download it to servers, so it is difficult to track the data.

Results

Samsung and Apple Pay are systems familiar to many with a fairly standard set of functions. However, the recently introduced GARMIN Pay system based on the fenix 5 Plus sports watch is a real breakthrough. It allowed us to blur the line between a multifunctional sports gadget and a convenient one. modern device for everyday life. High level Safety, reliability and ease of use are a guarantee of each of the above systems. The only question remains in choosing the maximum number of functions and characteristics of the new generation of wearable electronics for active image life.

Smart watches with NFC provide a unique solution that ensures proper identification using radio communications capable of operating at distances ranging from literally one millimeter to tens of centimeters. In particular, the solution allows you to operate exclusively at a frequency of 13.56 MHz, while if the distance to another device is 10 centimeters, data transmission is ensured at a speed of 424 kbps.

What technology does Smartwatch with NFC use? Used in in this case special chips, with their subsequent placement in SIM cards. It is worth noting that the widespread use of these technologies in telephony makes it possible to ensure payment for the purchase of a particular product, as well as services, thus maximizing mobile phone to a separate class of reading devices.

With the advent of the NFC technology era, many operators are trying to use this development, expanding functionality devices. Recently, this opportunity support mobile devices working in operating rooms Android systems, Windows Phone, Symbian, which allows us to guarantee maximum quality and reliability money transfers, pay for services and make many other transactions.

Among the main advantages that distinguish smart watches with NFC are the speed of money transfer and convenience, because one simple unit can replace several separate types of devices, thereby guaranteeing savings on your own monetary assets. You can perform such services in any conditions, for example, depositing is available cash V public transport, metro, wherever such a need arises.

The most popular watch models

It is worth considering the three most popular models watches about manufacturers:

• Apple Watch Sport 42 mm is a smart watch equipped with a shockproof case, with additional moisture protection; high-quality aluminum is used as the material. The screen diagonal is 1.54 inches, the resolution is 312-390 pixels.
• Samsung Gear S2 - belongs to the category of smart watches, with additional protection from moisture and a steel body. The design also includes a high-quality touch screen, 1.2 inches diagonal, resolution 360x360 pixels.
• Sony Smart Watch 3 SWR50 – provide protection against moisture, have a steel body. Diagonal touch screen is 1.6 inches, resolution within 320x320 pixels.

Apple Watch Sport 42 mm on Yandex Market

Samsung Gear S2 on Yandex Market

Sony Smart Watch 3 SWR50 on Yandex Market

Representatives of watches with NFC technology

It is worth considering individual watches with NFC support, which can be easily used today in any conditions. For example, all the latest developments from Apple are equipped with similar technology, offering potential consumers a truly fully functioning unit. One of the first such developments was the Smart Watch 2 mobile device model, which was offered to the market by the famous company Sony.

After a while, the development of Watch2play was born and entered the market Russian Federation it was released by the AK BARS company. In particular, similar solution became an excellent development for the upcoming Universiade, excellently demonstrating all its performance properties. Of course, the first developments could not be fully called “smart watches”, but operational operations were carried out in this direction, which made it possible to turn poorly functioning mobile devices into a real work of modern technology.

Recently, almost everyone mobile development in the indicated direction and were able to equip the phones NFC modules. To pay, you need to bring the device at the required distance to another unit, after which identification and subsequent transaction takes place.