• How to create a WebMoney electronic wallet for a beginner. Webmoney payment system: Step-by-step registration and wallet creation

    WebMoney is commonplace. They are well aware of why this payment system is needed, what opportunities it provides and how to ensure the security of their data and cash. For those who are just about to start working with the WebMoney service, this article will be very useful.

    From this material you will learn:

    • Advantages of the WebMoney system;
    • How to create a wallet;
    • How to pay via WebMoney;
    • How to ensure the security of payment information.

    So, let's start getting acquainted with this payment system.

    A few words about the payment system

    For many network users who work with Internet money, WebMoney evokes only good emotions. In fact, this payment system is the most widespread in the world, in Russia and Ukraine as well. The number of grateful users is growing rapidly, and this is not surprising!

    A wide range of services and goods available for payment via WebMoney is attracting more and more customers. The low interest rate for making payments and transfers pleases employers on the Internet, as well as freelancers.

    Security is the hallmark of the payment system. Here the user has four ways to manage wallets, which will be discussed below. Various systems Protection for entering the site and making payments is also provided. A one-time SMS password, an e-num protection system or password-protected electronic keys will ensure the secure storage of the user’s money.

    Some aspects of the WebMoney payment system will be discussed in more detail during wallet registration.

    Registering a WebMoney wallet

    Open the main website of the WebMoney service. It looks like this – webmoney.ru or webmoney.ua depending on the user’s country. Go to the main page and see brief overview website and payment system, as well as some news. On the right top corner Click on the orange “Registration” button.

    Please note that registration in the system takes place in four steps - specifying your phone number, personal data, checking your phone number and assigning a password to log in. The first step is entering a number mobile phone. Attention, use valid number cell phone to successfully complete registration in the system. To your device mobile communications SMS will be sent with confirmation passwords.

    The second step when creating account in WebMoney is to indicate personal data. These include the user’s date of birth, current address email, as well as selecting a security question and indicating the correct answer to it. Proceed further by clicking on “Continue”.

    Check the boxes if you want to receive newsletters or information about promotions from the payment system on email or remove them if you don't need them. Next, you should double-check that all data is entered correctly and proceed to the third step - confirming your phone number.

    It is worth noting that this service is paid. A new user will have to pay for forwarding one SMS message to any of the specified numbers. If you have a smartphone and a program for reading QR codes, you can scan the code and simply click on send message. After waiting for the delivery report, you can safely click on “Continue”.

    Let's move on to the last point, namely assigning a password. You should come up with it yourself secure password using various characters, lowercase and capital letters and numbers. How longer password, the more reliable it is. You can also use special services password generators. They will create a secure password for you without much effort on the part of the user.

    Using WebMoney

    Having completed the registration process in this payment system, we find ourselves on the main page of the service. It looks like the screenshot below. What do we see here? The message window allows you to conduct a dialogue with other system participants and receive notifications from it. At the top right you can see your 12-digit WMID. On the left there are buttons for managing the system - funds, correspondents, you will also find payments and a market there, the ability to borrow funds. At the very bottom of this column there is an account settings button and a logout button.

    What is WMID? No, this is not a wallet to which you can receive funds and transfers. This is the internal user ID. To make it easier to understand, WMID is similar to ID on social networks, for example, VKontakte. Using WMID, you can add a correspondent on the corresponding page. Just enter your user ID and security code. You will see information about the owner of the WMID - add him to the list of correspondents. Now you can communicate with a person, make and accept payments.

    Creating wallets

    Even if you receive a personal WMID, you will not be able to make payments or receive transfers to WebMoney! To do this, you need to create a wallet. How to do this? Go to the "Wallets" tab in the left column.

    Now you should click on the plus next to the words “Finance”. The system will open a wallet creation page for you. At this stage, you need to select the type of wallet, otherwise its currency. As you can see, WMR corresponds to the ruble, WMZ to the dollar, WME to the euro, and WMX to cyber currency (bitcoin). Select the required currency, review the agreement, and then click the create button.

    A user can create more than one wallet. Register as many currency wallets as you need. You can also create multiple wallets in the same currency to use your funds as efficiently as possible.

    Account Settings

    The wallet creation process is complete. Now let's take a closer look at the user profile settings. To enter the settings menu, click the corresponding button at the bottom of the control column. Here the user has access to profile and security settings, the ability to install and configure access to WebMoney applications for mobile devices, as well as the ability to connect the payment system with social networks(“VKontakte”, “Odnoklassniki”, “Mail.ru”, “Facebook”, “Yandex”, etc.).

    Profile Settings

    In this subcategory of settings you can edit and add information about the user. Here you can see WMID, user passport, levels, phone and email, as well as settings for account management methods.

    Let's talk more about the certificate. What is it and why should it be done? This is a digital certificate based on the user's submitted data. The certificate serves as a level of client identification, as does the status of the wallet in the Yandex Money system. The more data is known about the user, the higher the certificate he can receive. Accordingly, the best certificate provides more opportunities to its owner. Here are just some of the advantages of a formal certificate over an anonymous one.

    For ordinary users There are several certificates. Anonymous, formal, initial and personal certificates open up everything they need. If a person decides to conduct business through the WebMoney system, then he may need a certificate of a seller, service, guarantor or operator in case of cooperation with the system.

    A formal certificate can be obtained without leaving your computer. All you need to do is upload scanned documents and fill in the fields correctly. But with the initial and personal certificates the situation is more complicated. To do this, you need to visit the official office of WebMoney or one of its representatives. This information can be found on the website.

    To obtain a formal certificate, you need to provide all personal information - full name, passport details, registration, as well as postal address, upload copies of documents to the website and wait for the certificate to be issued.

    Recently, it is possible to obtain higher certificates without visiting representatives. Detailed instructions is outlined in the help on this page - http://wiki.WebMoney.ru/projects/WebMoney/wiki/Certificates

    In principle, for basic operations with the system (depositing and withdrawing funds), a formal certificate will be quite sufficient. When you receive it, it will be displayed in your profile settings as follows:

    Ways to manage WMID

    This point should be given special attention to each user. The security of his data and funds depends on which management method a person chooses. Let's take a closer look at them.

    The old names were replaced by new ones, but the methods remained the same. Immediately after registration, the user works in the system through Keeper Standard - a simplified web version of WebMoney. By choosing control via WinPro or WebPro Keepers, you get full spectrum services and access to them. It is worth noting that to connect WebPro you must have a personal certificate.

    WinPro is a way to manage your own WMID using a program installed on a PC. For it to work successfully, you will need to download the program, upload electronic keys and create a separate password for this control method. Let's do this.

    Click on the underlined “Enable” button next to the WinPro control method. We see that to continue the intended actions, you must log in with confirmation. Click on the link and you will be taken to the authorization page.

    You can confirm authorization by entering a code from an SMS received to your cell phone. It is also possible to secure your account and all actions in it through the e-num protection system. How to activate it?

    Creating e-num protection

    Since you will need to download the e-num application for your mobile device, let's do it right away. Let's look at the example of an operating room Android systems. Let's go to Play Market and download official application, after which we launch.

    In the first window we see the “Register now” button - click on it. At the next stage, we indicate your email address (preferably the same as in WebMoney) and mobile phone number. Enter the security code and continue.

    The next point is confirmation mailbox. Open your email and you will see a letter confirming your registration in the e-num system. Click on confirmation. Then we return to the application and enter the code from the message received on the phone in the field.

    The final stage will be authorization in the system. Enter your email and account activation code in the last window (will also be sent via SMS). Do not delete it; you will need it if you lose access to the application. It is recommended to set a security code or graphic key for the e-num application for greater security.

    Linking two accounts is quite simple. Go to the security tab in your WMID settings. Then in the e-num line, click on connection. Enter your details in the system, confirm in mobile application through a question and answer - and e-num will begin to be used as protection.

    We also recommend adding this security system to “Confirmations”. Thus, attackers will not be able to log into your WebMoney account, much less make payments without your confirmation through the mobile application.

    Changing the control method (continued)

    The application of this security system is designed very competently and conveniently. If at the time of going to this page your smartphone was online (the Internet), then the application itself will notify you of such actions and offer to receive a response number. Enter it in the appropriate field and confirm your entry.

    On next page you need to come up with a password for a new way to manage WMID. Remember that the password for the site will remain the one you specified during registration! So, let's introduce a new one strong password and duplicate it. Click on the green button!

    Key generation. These are electronic keys for managing your account in the system. They need to be downloaded as a single file, which weighs almost nothing. Attention! Proceed ONLY after successful download electronic keys.

    Let's start installing the WebMoney Keper WinPro program. Download installation file The Russian version can be found at http://download.WebMoney.ru/wmk_ru.exe.

    We agree with all points, including license agreement. Be sure to download the plugin required for correct operation(just agree in the dialog box). After installation is complete, open the application.

    When starting the program for the first time, given that the user is working with it for the first time, there is no need to specify the electronic key file. They will be useful if you need to restore access to the identifier. At this stage, it is enough to enter your personal WMID and password from this method management.

    Remember an important detail: the password for the electronic key file is the same as for WinPro. When reinstalling the system or trying to log in from another computer, even when re-equipping your own, the program will require electronic keys.

    When you first start, an error may occur, as in the picture. Don't be scared possible problems. This is the usual confirmation of your actions. To do this, you need to go to your email and copy the registration code from the letter from the WebMoney support service. You can go to the page specified in the error description directly from it or from an email.

    Enter the code in the required field, and also enter the captcha correctly. WMID should be filled in automatically. Click the activation button. Agree that you really want to activate Keeper on your equipment. Activation is now completed successfully!

    That's it - Keeper is created. Now you can manage electronic money through the program on your PC. All functions the usual way and even more are now available to you, a person who until recently did not even have an account in WebMoney.

    Let's summarize. The WebMoney monetary system is the undisputed leader among its competitors. Registering an account and receiving certificates does not take much time. Using all security measures will ensure the safety of your personal data and funds. Several control methods allow you to choose the most convenient option for you. Use WebMoney wisely and have fun!

    Now I bring to your attention instructions for creating your own wallet in the WebMoney electronic payment system. For today electronic WebMoney wallet This is the most popular wallet of all electronic money systems.

    How to open a WebMoney wallet

    Let's go to and press Registration:

    By default, on the registration page you are listed as individual, if you are registering a legal entity, then change it, enter your phone number and click Continue:

    On this page, fill in your personal data: date of birth, country of residence, current email address, select Security Question and enter the answer to it, consent to the processing of personal data (check the box) and click Continue:
    Check the correctness of your personal data and if everything is correct, click Continue:

    An email will be sent to the email address you provided during registration with a link to confirm your registration, follow this link:

    An SMS message with a code was sent to your phone number that you specified during registration, enter it in the appropriate field and click Continue:

    Create a password for your account and enter it into the appropriate field, repeat it (then be sure to write it down in a safe place), enter the captcha (the characters from the picture) and click OK:

    Congratulations! Now you have an account in the WebMoney electronic payment system, but you still do not have a wallet. It's time to open your WebMoney wallet.

    Immediately after registering your account, the system will automatically prompt you to create a WebMoney wallet. This will be your first WebMoney wallet. Select the type of currency of the wallet you are creating. For example: WMZ is the equivalent of USD (dollar), WMR is the equivalent of RUB (ruble), WME is the equivalent of EUR (euro), etc. Agree to the terms of the agreement by checking the box and clicking Create:

    So, you and I got the first dollar wallet WMZ, its number always starts with Z and then 12 digits, just like the number of a ruble wallet always starts with R and then also 12 digits. By analogy, you can create other WebMoney wallets (in other currencies) that you need.

    How to get a formal WebMoney certificate

    After registering in the system, you automatically have a pseudonym certificate. You already have access to the basic functions of the system, but there are restrictions on the replenishment and withdrawal of funds from your wallets; in order to remove these restrictions, the system provides whole structure certificates, each of which is like the next stage of registration, after which you will receive more and more opportunities to work in the system.

    I recommend that you do not delay and immediately proceed to the second stage of registration, namely, obtain a formal WebMoney certificate, which will provide you with wider functionality in your work and make available any money transfers, as well as deposit/withdrawal of funds from your electronic wallets.

    In the left vertical menu click Settings, and then in the window that appears Submit an application for a formal certificate:


    On the page that opens, fill in all your data, including passport details. There is no reason to worry here, because this is your wallet, like a bank account. After filling in all the data, click Next:

    Creation electronic wallet in the WebMoney system will allow you to start working on the Internet. This can be compared to buying a wallet, because the money you earn needs to be put somewhere. In real life, we put them in our wallet; when working on the Internet, you also need to put your salary somewhere. Next we will look step by step , Let's write down your wallet number to deposit or withdraw money.

    To create your own wallet on the Internet you need:

    1. Go to the website of the webmoney.ru system and register on it.

    2. After successful registration, proceed to creating your own electronic wallet.

    How to register on the WebMoney website

    To register, you will need (Email) and a mobile phone at hand. The registration process will take you no more than 10 minutes, then I will describe how to correctly register on the WebMoney website.

    1. On home page In the upper right corner, click on the Registration button.

    2. After this, a new window will appear, you will be asked to enter a phone number, do so. You will be sent an SMS with a confirmation code. Subsequently, the system will send you passwords to confirm the transfer of money and make payments. In general, the phone number is entered for security purposes so that no one can steal or spend your money without your knowledge. Enter your number and click the continue button.


    3. Will appear again new page, where you need to enter your personal data. If you are going seriously and for a long time, then I recommend that you indicate all the data as in your passport. Don't worry, no one except you will be able to see or somehow find out this data. At the end, you need to select a security question and give an answer to it, take this seriously, you never know if you forget your password, then this data will help you log into the site. After that, click on the Continue button.


    4. On the page that opens, you need to check whether you filled out the required form fields correctly, if everything is fine, click Continue, or go back and correct what is needed.


    5. Next stage registration means checking your Email, you have already been sent a letter with a code, you need to check your email, copy the received code and enter it on the website in the appropriate window. Below you see an example of a letter to your email.


    6. Now enter this long one registration code to the WebMoney website page and click Continue.


    7. We are almost done, all that remains is to check your mobile phone and come up with a password. Next we check the phone. You will receive an SMS, you do not need to send any messages, the WebMoney system will send you an SMS itself. Enter the received code into the required box and click Continue.


    8. Well, come up with everything good password so that no one can hack it and indicate it in the window that appears. If you later feel that your password is too simple, you can change it as many times as you like. Click OK.


    That's all, as you can see, there is nothing complicated. Now you are a full participant in the WebMoney system. In order to start using electronic money, you need to create a wallet or several wallets.

    Just a couple of clicks and you will have your own wallet on the Internet. It will expand your opportunities, allowing you not only to earn money without leaving your home, but also to spend it by paying for various goods and services, including Internet access and a mobile phone. So let's get started.

    1. In the menu bar, select the Wallets section, and then click on the create button, as shown in the figure below.


    2. After that, you need to select the type of wallet (, WMR, etc.) that you want to create. I’ll say right away that I created all the available wallets for myself at once, because you never know what currency you will need. Next, accept the terms of the agreement and click create.


    3. If everything is done correctly, and it’s difficult to make a mistake here, then you will see a screen like this.


    Remember, the created wallets can no longer be deleted and they will remain with you forever, but, as they say, they don’t ask for food, so I think they won’t bother you. Beginners often ask where and. It can be seen below, under the name, wallet numbers consist of a letter and 12 numbers. For example, Z250496547658 will be the number of your dollar wallet.

    What's next? I recommend that you study the possibilities of this payment system, because they are not limited only to storing money earned on the Internet and withdrawing it to real life, you can spend WebMoney directly on the Internet, and today you can buy almost everything with it.

    In order to register for WebMoney, you will need a mobile phone, passport data and your email.

    Let's get started

    Go to the webmoney.ru page and click in the upper right corner on “ Registration“.

    After clicking, you are taken to a registration page and you immediately need to enter your mobile phone number.

    Security Question. Remember it. If you lose your SIM card, restoring access will be possible through a security question.

    In the next window it’s exactly the same, only you will need to confirm your mobile phone.

    After two confirmations, all you have to do is create your own password to your webmoney wallet.

    After this, you can log into your webmoney wallet.

    After logging in, you will most likely want to create wallets for yourself. But here you will encounter the following error (this concerns the wmr wallet, in the screenshot below).

    It all has to do with what you have pseudonym certificate. To transfer money and create wallets, you will need to get formal certificate.

    Click “ Continue“.

    After this, you will see a window with your data. Some need to be double-checked and some need to be filled out.

    In the next window you can enter identification number taxpayer. It is not required, so you can skip it.

    If you filled out everything correctly, you will see that the data has been accepted.

    Now if you try to create a wallet, you can see that now we have no errors.

    That's it! Now you know how to register in webmoney.

    UP! On May 16, 2014, just 10 days after publication, a number of changes to laws related to electronic payments come into force (see. Federal law dated 05.05.2014 No. 110-FZ “On amendments to certain legislative acts Russian Federation”).
    In short, now (from May 16, 2014) you cannot create a wmr wallet and carry out some operations in your webmoney account, regardless of citizenship. This is all due to the fact that your account is not verified. To confirm it, you need (mandatory) to send a scan of your passport in order to confirm your identity.

    In this step-by-step instructions for the site, we will continue the topic of finance and learn how to create a variety of wallets in the WebMoney system. But first, let's consider our potential capabilities and mandatory initial conditions.

    To create a WebMoney wallet, you need:

    1. Register for WebMoney - see step by step instructions“ ” (it’s better to open in a new window using the right mouse button).

    2. Authorize (log in) to your WebMoney personal account using a secret Login and Password, and, sometimes, the personal mobile phone number registered in the previous step (see the previous instructions on our website).

    Which WebMoney wallet should I open?

    Each user answers this question individually. Someone needs a dollar WMZ wallet to work with foreign sites, someone needs a ruble WMR wallet to pay for goods and services on the Runet, well, someone cannot do without a euro - WME or a hryvnia - WMU account.

    In particular, almost all online stores on the Russian-language Internet accept WebMoney, therefore, it is better to immediately create several different wallets, which will definitely come in handy in the future.

    On at the moment The following WebMoney wallets are available for creation:

    WMZ - equivalent to USD (dollar);
    WMR - equivalent to RUB (ruble);
    WME - equivalent to EUR (euro);
    WMU - equivalent to UAH (hryvnia);
    WMB - equivalent to BYR;
    WMG - equivalent to 1GG;
    WMX is the equivalent of 0.001 BTC (bitcoin).

    How to create a WebMoney wallet: step-by-step instructions

    To begin with, let us once again recall the direct address for switching to WebMoney - http://webmoney.ru/

    1. Go to the “Wallets” section (the very first icon/link in your personal account):

    3. Select from the drop-down list the equivalent of the wallet that you need to create (see the table of options above), check the box agreeing to the rules of the system - “I accept the terms of this agreement”, click “CREATE”.

    4. We are transferred to the main section personal account, where there is already a green inscription stating that: “The WM wallet was successfully created!”

    5. To continue creating additional wallets for other currency equivalents, you must again go to the “WALLETS” section and do the same steps in the same order. The only caveat is that if you have already created wallets, you have to select the “+Add more” function

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