Yandex money register wallet. Personal data and other settings. Transfer from wallet to wallet

If you need to top up your mobile or internet account and you don’t have electronic wallet, then register your wallet in Yandex Money. This is a very reliable and easy-to-manage payment system with which you can easily withdraw money. Registration in Yandex Money is free!

And so that register with Yandex Money It will only take a minute of your time. You can register and create a wallet using an already existing registered one. Email address in Yandex or by creating new address, which will be used not only as a login for payment system Yandex Money, but also in any other services. It is also possible to register a new wallet using your account from social networks, such as: VKontakte, Odnoklassniki, FaceBook, Twitter, My World, Google+.

Creating a Yandex Money wallet without having Yandex mail

If you did not have an E-Mail box from Yandex until now, this will not complicate your registration at all. In order to register a Yandex Money wallet, go to the payment system website using this link: I am Yandex Money.

After you get to the website of the Yandex Money payment system, you will see the “Open wallet” button in the center of the screen, click on it.

In the window that opens, fill out the registration form. Come up with and enter a login to log into Yandex Money, which will also be your E-Mail address. Come up with complex password, which was not used in any other projects. I also do not recommend using your login as a password. Create a password similar to the one shown in the picture. Specify the E-Mail address to which payment notifications will be sent. You can receive notifications to the address that will be created after registering with Yandex Money. In the last field, indicate your real, valid mobile phone number, as it will need to be confirmed. After filling out the form, click on the "Continue" button.

After this, another window will appear in the form, in which you need to enter the code received via SMS to the number specified during registration. You can also create an additional login, which will serve as a phone number. Next, click on the “Open wallet” button.

This completes the registration procedure for the Yandex Money wallet and you can use it for your own purposes. Also now you will have an E-Mail from Yandex, which you can also safely use in the future.

Registering a Yandex Money wallet from an E-Mail from Yandex

If you have already registered an E-Mail address in Yandex or registered in any projects of this search engine, then you can use this address to register a Yandex Money wallet.

To do this, you just need to log in to Yandex and go to the website of the Yandex Money payment system. Registration form in this case will be filled in automatically if you have previously specified all the parameters. If any field is empty, fill it out and click on the “Continue” button!

To complete registration, you will also need to enter a verification code, which will be sent via SMS to the specified number during registration. Enter it in the field and click "Open wallet".

Registration in Yandex Money using social networks

Registration in various projects using social networks has become quite a popular trend. The Yandex Money payment system also allows its users to register using the most popular social networks: Vkontakte, Odnoklassniki, FaceBook, Twitter, My World, Google+. Let's look at registering with Yandex Money using the VKontakte social network. To do this, go to the payment system website using this link: I am Index Money. Click on the button in the center of the screen "Open wallet".

Date of publication: 07/18/2012

Yandex.Money- electronic payment system.
Currency - Russian ruble.
Official website - https://money.yandex.ru
In this article I will tell you: how to open an account in the system (register), how to top up Yandex.Money and how to withdraw money from a Yandex wallet.

How to open an account in the Yandex.Money system. Registration.

I'll try to give it exactly detailed instructions about how to open an account in the Yandex.Money system, because This article can be read not only by advanced Internet users, but also by beginners in this matter.
Only registered Yandex users, namely those who have their own personal email, can have an account in the system.
Registering mail. To do this, go to yandex.ru and click the “Create a mailbox” button:

Fill in all the fields in the newly opened window. The field with your mobile phone number can be left blank, or you can fill it in - it will help if you forget your password. Try to come up with a more complex password, be sure to remember it. Click the “Register” button.
At this point, the first stage is completed, the mail is ready for use.
Opening an account in the Yandex.Money system. If you already had a registered email address in Yandex, you can use that to register your wallet.
Go to the website money.yandex.ru. If you are not logged in to your email, please log in first. Click on the “Open an account” button.

In the window that opens, fill in all fields. Be sure to remember, or better yet, write down your payment password somewhere! All operations will be carried out by entering given password. Don't tell anyone your password.
After filling out the fields, click “Open an account in Yandex.Money.”
The account is open, the web wallet is ready to use. Your account number is located below the logo on the left:

How to top up Yandex.Money.

All methods for replenishing Yandex.Money are listed on this page.

1) Top up your account through Euroset.
My personal opinion: best way replenishment of the YAD (Yandex.Money) wallet is a replenishment through the Euroset communication salon. There is Euroset in almost every city. Topping up your account through Euroset is free of charge without any commission. In order to top up your wallet using this method, you only need to give the cashier the money you want to put in your wallet and your account number. Enrollment is usually completed within a few minutes. Minimum replenishment amount: 50 rubles. Read more.
2) Topping up Yandex.Money via an ATM using bank card.
You can also top up your account using your bank card, if you have one, of course. Replenishment is carried out through an ATM. A detailed list of banks through whose ATMs you can deposit money on Yandex.Money is given on this page. Please note that some banks charge a commission!
3) Topping up Yandex.Money through self-service terminals.
You can also top up your account through self-service terminals, which are located in public places (shops, shopping centers, educational institutions, etc.). The commission percentage is different in all terminals. Money can arrive in your account in a few minutes, and sometimes you can wait several hours.
There are also other ways to replenish your wallet; read about them on the website itself.

How to withdraw money from your Yandex.Money account.

All methods for withdrawing money from a Yandex.Money account are listed on this page
You can choose any method that is most preferable for you.
1) Withdrawal of money to an account in a Russian bank.
This withdrawal method is only possible to the account individual. Please also note that a certain commission is charged. Duration - up to 7 working days.
I used a similar method to withdraw money to a Sberbank card.
Instructions: how to withdraw money from a Yandex.Money wallet to a bank card (in particular Sberbank).
On the page (the link is given just above), select the withdrawal method: “Withdraw to an account in a Russian bank”

Select the account type: Bank or Card. Unfortunately, I don’t know the difference between a bank account and a card account.
I have a Sberbank MasterCard, a bank account. Most of you have a bank account too. But you can always check your account with your bank or call the support service (the number is often indicated on the card itself).
If your bank is listed in the list of banks at the bottom of the page, then you can select the bank there

I have Sberbank, so I immediately select a bank from the lower list of banks. In the window that opens, you must fill in all fields. Example:

2) Withdrawal to a Visa/MasterCard card.
About 2-3 months ago it became possible to withdraw money from a Yandex wallet to a Visa/MasterCard card of any bank using a simplified scheme - to do this, you only need to indicate your card number.

3) Cash withdrawal through the CONTACT money transfer system.
Previously, I withdrew Yandex.Money in exactly this way, since I did not have a bank card.
Cash can be received through any bank that works with this CONTACT system. You can view the list of banks and fill out the form to receive money in cash under this scheme on this page. Filling example:

You can receive money in your hands in 1-3 days. You must present your passport upon receipt and provide the transfer number (will be sent to your phone via SMS).
There are also other ways to withdraw money from your wallet; read about them on the website itself.
Maximum withdrawal amount from the account for unidentified users: 15,000 rubles at a time.

The Yandex.Money service began its work in 2002, and today is considered the main competitor of the international payment system WebMoney. Most Russian-speaking users prefer the system of the IT company Yandex, or use it in parallel with WebMoney or QIWI.

To open a wallet, you need to create a Yandex mail.

Registering a mailbox in Yandex

If the user does not yet have an account in the service in question, then the first step is to go through quick registration in the system get login and password from email.

After that you can connect and use any Yandex services.

It is worth noting that when filling out a user questionnaire, it is best to immediately link the account to your current number mobile phone.

This is necessary for further confirmation of transactions performed and restoration of access to the account. Since the system does not oblige the user to identify personal number phone, many users select the “I don’t have a phone” tab and indicate only the answer to the verification question.

Opening an account in Yandex Money

For those users who already have a registered email account on Yandex, to open an account, you must:

Basic features of a Yandex account owner and its setup

Electronic wallet statuses

Anonymous

After registration, the wallet is assigned the status “Anonymous”. The owner of this cash account has quite limited opportunities , compared to holders of wallets with subsequent statuses. From an account with unconfirmed personal data, you can make payments only on the territory of the Russian Federation with an issued virtual card (in online stores, top up mobile accounts, make utility bills), or from a MasterCard plastic card ordered by mail from Yandex in the country's terminals.

With the status "Anonymous" it is forbidden transfer money to other wallets or receive them from other users of the system, order withdrawal of money to settlement bank accounts or cards.

Nominal

If the user plans to use this cash electronic system To withdraw money earned on the Internet to a bank card, you will have to change your status. To receive a “Name” it will be enough enter your personal information(full name, passport details, TIN). Activation of the new status is immediate. Also, the owner of such a wallet can make purchases in any online stores, even outside the Russian Federation and money transfers inside the system.

Identified

The most advanced status is “Identified”. These are completely different limits and transfer amounts, replenishment of any bank cards and cash withdrawals through ATMs and Yandex.Money MasterCard cards. In addition, it is possible to link your wallet to the WebMoney system.

To identify your identity in the service, you must submit a written application to obtain the appropriate status in person or by mail to the system office, or to a branch of one of the Euroset or Contact partners.

Setting up your personal account

By going to the "Settings" section in your personal account the user will be able to:

• change the associated phone number;
• order emergency codes (needed if you lose your phone or change your number);
• connect SMS confirmation of monetary transactions;
• subscribe to notifications via SMS (paid service);
• enable or disable email notifications;
• link the required bank card;
• order registration of a virtual or issuance of a personal plastic service card.

Application "Online Payments"

"Yandex.Money: online payments" - convenient application for mobile gadgets
With this free application make payments and transfer cash quite simple. Besides, this software capable of generating one-time passwords for logging into the system.

The program provides great opportunities for managing money, which are no different from using a wallet through a regular Internet browser. Here you can pay:

How to transfer Yandex money to a bank card?

The most popular method of withdrawing money. To order a payment, you don’t even have to link your card to your wallet. The Yandex service produces withdrawals to cards of the main payment systems Visa, MasterCard and Maestro. The minimum amount for making a transfer is 500 rubles. The commission is 3%. If the card is not linked to a wallet, then an additional 45 rubles are charged for each transfer.

To receive Yandex money to a bank card (debit, credit, salary) you need to:

Virtual and plastic cards from the service

This is a rather convenient service of the payment system in question. Any registered user, regardless of the status of the wallet, can issue either a virtual card or order the issuance of a personal plastic card.

Virtual card

Features of the Yandex service virtual card:

• It is issued free of charge in the user’s personal account;
• Does not have a physical medium, but is linked to an account in the system;
• It has its own CVC2 code and a certain validity period, which are sent via SMS to the owner;
• Light and fast replenishment a large number ways;
• With its help, you can quickly pay for goods and services on the Internet without commission;
• Any account holder in the Yandex system can register, regardless of the wallet status.

Plastic card

Features of a plastic card from Yandex:

• Issued for 3 years, upon expiration, must be ordered new map;
• The cost of servicing a plastic card is 200 rubles (one-time fee for three years);
• Issued and delivered by Russian Post - free of charge;
• Shared account with wallet - all money received into the account is immediately available for use through the card;
• All owners (except for unconfirmed wallets) will be able to pay with the card both in online stores and in supermarkets, shopping centers, cafes, and restaurants. In other words, wherever you can pay with bank cards of the international payment system MasterCard. Owners of anonymous wallets can make monetary transactions only within the Russian Federation;
• This card is protected by a chip and magnetic stripe and supports new technology MasterCard PayPass (you can pay without entering a PIN code).

Yandex.Money is a popular payment system with a simple and intuitive interface, great capabilities, and many partners throughout the country, which simplifies identification.

Using this system, you can easily withdraw money earned on the Internet to any bank card, or spend it directly from your account by ordering a virtual and plastic card of the system.

Electronic money today has become as commonplace as plastic cards. The only difference is that paying for services and purchases from virtual accounts can be much easier and faster, and most importantly, safer than using a bank card. Registration is even easier. Yandex.Money is one of the most popular payment systems. How to open a wallet in the system and how to use it? Let's learn it step by step.

How to create a wallet on Yandex

It's a very simple process. First, open the main page of the browser and go to the “Yandex. Money". Wallet registration begins with the “Open wallet” command. Click - we get to the page where you need to enter a login in the system, existing or new, password, mobile phone number, first and last name, captcha. By the way, you need your real first and last name, as shown on your passport; this can be useful when making payments, as well as when restoring access to your wallet if you lose control over it. On the phone will come confirmation code that must be entered in the appropriate window. You must also indicate email address, to which all messages about the account status will be sent. At the same time, the system creates a new one for you account to use the account.

Final step

At this stage, all that remains is to accept the terms of the user agreement, and this completes the registration. Yandex.Money announces the opening of an account on next page. Here, already in the left menu, there is a wallet number of 18 digits. In the window in the center - congratulations on opening an account and a message that a letter has been sent to the specified e-mail to link it. You will need to go to your email and confirm your address. Now you have an account with Yandex.Money. Registration is a free service.

How to use the wallet

The balance of the new wallet is currently 0 rubles. You can top up your account at any terminal, preferably in stores cellular communication“Euroset” or “Svyaznoy” - all operations there are carried out without commission. On the monitor you need to select the “Electronic money” option, then “Yandex.Money”, enter your wallet number in the window that opens, then deposit money. A message about replenishing your account will be instantly sent to your phone and email.

There is another option - to link a VISA or MasterCard bank card to your account. This can be done on the same page where registration took place. Yandex.Money can be topped up from a card at any time. To link, you need to go to the “Link a card” tab and complete all the steps. The bank will require a password and confirmation via SMS. You can manage your account through mobile applications.

The best solution would be to order a Yandex.Money card on the website. This is not a virtual, but a full-fledged premium MasterCard PayPass, which can be used to pay not only in virtual, but also in offline stores. You must place an order on the system page - and the finished personalized card will be delivered to the user by mail.

What can you pay for with Yandex money?

List possible payments in the system is, without exaggeration, enormous. As soon as registration is confirmed, Yandex money (after topping up your account, of course) can be used:

• to pay receipts for taxes, housing and communal services, traffic police fines;
• to pay for telephony, internet, television;
• for purchases in online stores;
• for purchasing games and communicating on social networks;
• for purchasing books, films, PC programs, antiviruses, etc. online;
• to pay for air and train tickets, tours, hotels;
• to pay for hosting and domains and much more.

Does the user need a Yandex wallet? Rhetorical question: of course, we need it! Like everything that makes life easier and more comfortable. The Yandex.Money payment system is one such opportunity.

Yandex Money Wallet is an electronic payment system with which you can accept money earned via the Internet, withdraw it to a card, make purchases in stores, and pay conveniently mobile communications, housing and communal services, fines, etc.

In this article we will figure out how to create your own Yandex.Wallet and how to use it correctly. We will learn how to accept and send payments, learn how to put money into a wallet and withdraw it to a card in order to withdraw it from an ATM with a minimum commission!

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How to register Yandex Wallet

To create a wallet you will need mobile phone. You should indicate your personal number, since all transactions with money are carried out after SMS confirmation. When registering, use your real first and last name, otherwise it will not be possible to raise the status of your wallet and increase the limit to more than 15 thousand rubles per month, and there is a risk of blocking.

To register, you must go to the main page. A list of services provided by the system will appear above the search bar. Click the “More” button and select “Money” in the column, after which the registration page will open.

There are two ways to register:

Video: how to create a Yandex Money wallet - step by step instructions registering a new wallet

How to find out your Yandex Money wallet number

On home page Yandex. Money indicates the assigned wallet number, consisting of 14 digits. To see it, you need to hover over the line on the right top corner, displaying the account status. Next to the national currency icon there is an arrow, when you click on it, a pop-up menu appears - the account number is indicated there.

Personal account Yandex Money

After completing the registration stage, you will be taken to personal page user in the Yandex Money system. The profile contains a menu located on the left. It indicates the main operations that can be performed using an electronic wallet: management, settings, attached bank cards, payment for services, transfers between accounts.

How to download Yandex Wallet to your phone

The Ya.Money application allows you to make money transactions from your smartphone. For the application to work, just connect to Wi-Fi or use mobile internet. To install a wallet, you need to go to App Store or Play Market and write “Yandex money” in the search bar.

Select “Ya.Money” from the list of results and click the “Download” button. The application page provides detailed information about the capabilities of the system, as well as user reviews.

Just like on a computer, to log into the mobile application you need to enter your username and password. For registered users, only authorization is required. Those who do not have an account will need to register.

The main page of the application is a menu with a list of wallet services. To pay for services, fines or receipts, you need to select the appropriate icon. IN mobile version There is a hint system that is understandable for new users. The bottom menu contains a list of online stores that give a discount to those who have installed the Ya.Money application.

After installing the application on your smartphone, the payment system automatically issues an electronic bank card. This makes it possible to make purchases with one touch using technology contactless payment. However, this feature is only available in modern models phones (with NFC chip).

There is another way to download the Yandex Money application - from the official website. This is easy to do: select the type of device (Android or iPhone), select “Money” in the list of products, indicate the phone number and wait SMS messages with a link to download the mobile version.

6 ways to deposit money into Yandex Wallet

In order to start using the service, you need to top up your personal wallet account. There are several popular ways to deposit money, including without paying a commission:

1. Using a bank card. This option is available to clients of any bank. The replenishment fee will be 1%. The disadvantage of this method is set limit in the amount of 15,000 rubles. For example, to replenish your wallet with 60,000 rubles, you will need to deposit money four times;
2. Top up using your phone balance. You can deposit money only from the number that was linked to the payment system during registration. The size of the transfer commission depends on the communication provider: Beeline - 7.95%, MTS - 10.86%, Megafon - 7.86%, Tele2 - 15.86%. In addition, some operators charge an additional 10 rubles for the operation;
3. Depositing cash through a cash desk at Euroset and Sberbank. This replenishment method is not the fastest, but it is free. In every city in the country there are offices of these organizations where you can replenish e-wallet. There is no fee for depositing money;
4. Using online banking or the Sberbank Online mobile application. The maximum available amount for a one-time replenishment is 10,000 rubles. The commission is 0%.
5. Through payment service QIWI. Wallet replenishment is possible through terminals or in your personal account. When transferring money from QIWI to Yandex Wallet, a commission of 3% is paid. You can deposit 15,000 rubles at a time.
6. From a Webmoney wallet. This is the most profitable way, the rate is 1k1, that is, without commission. To transfer WMR or WMZ to a Yandex money wallet, use an exchanger after linking your Yandex wallet to Webmoney (confirmation of transactions via SMS must be enabled). You can monitor the most favorable rate in exchangers at

When using these methods, money is credited to your personal account instantly. To replenish your or someone else’s wallet, you only need to know the number; no other documents are required.

Transfer money from a bank card to Yandex Wallet

The method of replenishing Yandex Wallet from a bank card is the most convenient and one of the most profitable. Other options for depositing money involve paying a commission from 1% to 15%. But there are a number of requirements for the card to make a payment:

• Wallet replenishment is possible only with Visa, MasterCard or Mir cards;
• The card must belong to a bank in Russia, Ukraine, Georgia, Latvia, Turkey, Lithuania, Estonia or a CIS country;
• The card must support electronic payments.

Yandex Money also sets conditions for completing the transaction:

• The transfer amount and the number of deposits depend on the status of the electronic wallet (anonymous, personal, identified);
• After transferring money, there must be an amount in the user’s account that does not exceed the permissible limit.

A bank card can be used to deposit money either into your own or someone else’s wallet. The commission for all transfers is 1%.

Depositing money from a bank card to your wallet

1. Go to your Yandex Money personal account;
2. Select the “Top up” button at the top of the profile (next to the balance);
3. We choose the first method “From a bank card”.

Next, fill out the form with your card details. The number, expiration date, owner's name and CVC code are indicated here. Specify the amount and click the “Top up” button. The system redirects the user to the payment page. In order to complete the payment, enter a code that is sent to the phone number linked to the bank card. The balance is replenished within a few minutes. In some cases, the money arrives in about a day.

Topping up someone else's wallet from a bank card

1. Log in to your Yandex account;
2. In the left menu, select the “Money transfers” section;
3. In the form that appears, fill in the sender’s card details;
4. We indicate information about the recipient: wallet number, email or phone number. In addition, you can write a message to the recipient;
5. On the bank page we confirm the transaction.

The standard commission for transferring money to other wallets is 49 rubles, but in some banks it may be higher. If you top up your wallet with 4,000 rubles or more, there will be no commission

How to pay with Yandex Wallet

The article has already mentioned that you can pay for almost any goods and services from the Yandex Money wallet. All users of the electronic payment system are divided into two groups: individuals and official sellers.

The purchase of goods from individuals, as well as payment for their services, is used in work on copywriting exchanges, in joint purchases, or trading through social media. The second category of sellers are officials. These include online stores, communication providers, mobile operators, and they are connected to the system.

Most online stores also offer customers to pay for purchases using electronic money, including from a Yandex.Money wallet.

Payment can be made in two ways:

1. Select a service from the Yandex.Wallet menu list. To do this, you will need to log in, select the “Goods and Services” section on the main profile page, find the required item in the list, and click on it: a replenishment and payment form will appear. We enter the data and confirm the payment.
2. Payment for goods on the online store website. Having selected a product, add it to the cart on the online store website and complete the purchase. Among the proposed payment methods, choose Yandex Money. After which the system will automatically go to the payment system page where payment for the purchase occurs.

If this payment method is not provided in the online store, the user can always pay for the purchase with a virtual card, which can be issued in his personal account. In addition, the payment service offers users to order a full-fledged plastic card linked to a Yandex Money wallet.

Payment for services via Yandex. Money happens as follows:

1. Go to the user profile;
2. Click “Payment for services”;
3. Select the category of interest in the service catalog;
4. Enter the data and amount;
5. We confirm the payment and complete the transaction.

Cancel electronic payment impossible. When entering data you need to be as careful as possible. The Yandex Money service is not responsible for transfers to unscrupulous sellers, or sending funds to non-existent wallets.

How to identify a Yandex Money wallet

Immediately after registration in the Yandex Money payment system, each wallet is automatically assigned anonymous status. This status limits the use of the system’s capabilities: you cannot make purchases around the world or transfer money to your own card.

To remove restrictions, you need to make a personal wallet and go through the identification procedure. Identification allows the owner of an electronic wallet to store an amount of up to 500,000 rubles. In addition, you can transfer money to bank accounts, withdraw funds through an ATM, make online payments up to 250,000 rubles at a time.

Wallet status appears in the upper right corner. In order to pass identification, you need to go to the left side menu and go to “Settings”. In this section, select “Identification”, after which a page will open showing the types of wallets.

“Named” status is assigned to a wallet after a survey and partially raises the limits on storing funds and transactions. To do this, follow the link “Fill out the form”. We enter and save personal data.

Select “Pass identification” on the Yandex Money page. There are two ways to identify a wallet:

1. By using mobile banking from Sberbank;
2. In the Euroset communication salon.

The first method is the most convenient and fastest. The user must have " Mobile bank"connected to the card. You will need to fill out some information about yourself and transfer about 10 rubles to your wallet account.

1. Conditions for identification through Sberbank:

• The user is a citizen of the Russian Federation;
• The card was issued by Sberbank;
• The balance exceeds 10 rubles;
• Mobile Bank and Yandex Wallet are linked to the same phone number.

2. Identifying your wallet through Euroset will take a little longer. To do this you need:

• Select “Identification” via Euroset on the page;
• Fill out and print the application;
• Contact any Euroset office with an application and passport;
• Give documents to the cashier and pay for identification - 50 rubles;
• After the operator enters the data, check the accuracy of the filling and sign;
• Login to Yandex. Money with personal computer, point the cursor at the balance and click “Confirm identification”.

3. There is a third, least popular method - wallet identification through the Yandex Money office. This option involves the same actions as when identifying in Euroset. To do this you need:

• Download the application on the Yandex.Money website;
• Visit the office and hand over the application with your passport to the operator for making copies;
• After a week, confirm your identification using the link that will appear next to the balance in your wallet.

Only those users who have an official Yandex Money representative office in their city can identify a wallet in this way.

How to transfer money from a Yandex Money wallet to another wallet

Making transfers from one wallet to another is quite simple. To transfer money you will need the recipient's wallet, phone or email.

In the left menu, select the “Translations” section. In the form that opens, enter the number of the wallet to which the money is sent and indicate the amount. We confirm the transfer using the code from the SMS message.

The user can protect the operation with a protection code. This function allows you to save money in your account if an error was made in the sender's data. The protection code must be communicated to the recipient: only after entering these numbers will the funds be credited to his account. If the transfer was protected and the recipient's number was entered incorrectly, the amount will be returned to the sender's account within 7 days.

When transferring money from one wallet to another, Yandex Money retains a commission of 0.5%.

Withdrawing money from an electronic wallet

Let's highlight the main ways to withdraw money from your wallet:

• Via Yandex Money card(most convenient way). To get a card, you need to go to the menu and select the “Bank Cards” section. The system will offer several card options, select a plastic one and click “Order card”. Before completing the operation, we pay for the annual service and enter the shipping address. Once the card is ready, you can pick it up at your Russian Post office;
• Transfer funds to a bank card linked to the wallet. In the form for sending money you need to indicate the card details, email recipient and withdrawal amount;
• Transfer of money to an individual's bank account. This feature is only available to authenticated and named users;
• Transfer to the account of legal entities. When sending, you must indicate the recipient’s TIN, as well as account details;
• Sending money to a credit account of any bank(to repay loans);
• Transferring money to another payment system(Qiwi, Western Union, Unistream, etc.)

Yandex.Money card with wallet balance

As mentioned above, Yandex Money allows the user to issue a plastic card. Electronic wallet and card have different numbers, but they have a common balance. Essentially, a map is physical media electronic money in the wallet. The user can withdraw funds and pay with this card in cafes, shops, etc.

The card is issued for three years. The cost of its maintenance is 249 rudders. The limits on card transactions are the same as on the Yandex wallet:

• For anonymous wallets: payment for goods – 15,000 rubles, cash withdrawal – 5,000 rubles per day;
• For registered wallets: payment for goods – 60,000 rubles, cash withdrawal – 200,000 rubles per month;
• For identified wallets: payment for goods – 250,000, cash withdrawal – up to 3,000,000 per month.

The card is ordered in your Yandex Money personal account. Within five working days it will be produced and sent to the post office at the address specified in the order form.

You can activate the card only in your personal account of the Yandex payment system. The activation link will be provided in the email. Cash withdrawals are carried out through ATMs of any banks. Up to 10,000 ₽ per month can be withdrawn without commission, then the commission is 3%.

The owner of a Yandex Money card can pay and withdraw cash anywhere in the world. It is in rubles, but when making a purchase in foreign currency, the amount is converted and debited from the account in the equivalent of rubles.

Commissions for transactions with the Yandex.Money wallet

Yandex service. Money is an intermediary in making transfers and payments. The size of the commission depends on the terms of cooperation of the payment system with partners.

The amount of commissions for transactions with an electronic wallet:

To top up your account:

• From a bank card – 1% of the top-up amount;
• From the balance of a mobile phone - Beeline - 7.95%, MTS - 10.86%, Megafon - 7.86%, Tele2 - 15.86%.

To withdraw funds from an electronic wallet:

• Contact system – from 4% to 5%;
• Bank cards - Sberbank 1%, other banks up to 3%;
• Bank account – 3% +15 rubles;
• Phone balance – from 0.5% to 1% + 3 rubles;

To transfer money:

• Payment systems QIWI, WebMoney – 3%;
• Bank cards – 3% + 45 rubles;
• Between two Yandex wallets. Money – 0.5%.

There is no commission for paying for goods in online stores. An additional 2% is charged when paying utility bills, and 1% for traffic police fines. Detailed information You can find out about the limits and commission amounts on the Yandex website. Money.

Let's sum it up

Payment system Yandex. Money is convenient and easy to use. More than 22 million people choose this service. In order to become the owner of an electronic wallet, it is enough to create an account in Yandex. By mail. Using the system, you can make purchases, pay for services and transfer funds. In addition, the electronic wallet is convenient for users who earn money on the Internet. All payments and personal data of people are reliably protected from fraudsters. Confirmation of the quality of the services provided is the fact that 75% of Yandex shares. The money belongs to Sberbank. For clients of this bank there are a number of additional bonuses, including a small commission for transactions with an electronic wallet.

Write in the comments whether you use the Yandex.Money wallet and how you rate the convenience of this payment system.