Samsung Pai what banks. What cards are supported?! Works on the best Samsung smartphones that are worth it

What's happened Samsung Pay, and on which devices the application can be installed will be discussed today in this article. The ability to access payment systems is a common option that phone manufacturers offer their customers. Samsung is a Korean company that is in particular demand among Russian buyers, since the phones of this brand are maximally adapted for our country.

So, let’s take a closer look at how to set up and use the application’s services, where to download it and what gadgets support it this service. Is it possible to disable Samsung Pay and how to do it.

Not long ago, a new payment system, Samsung Pay, was launched in Russia. A unique application made it possible to pay various bills with regular phone. In less than a year, over a million users connected to the service. Thanks to the application, you no longer need to carry plastic cards from banks that work with Pay. You just need to touch your mobile phone to the terminal and the operation will be carried out.

Actually, new system is an analogue of a plastic card, but more modified and convenient. Since we are talking about contactless banking transactions, many users ask the question: do you need the Internet to make payments? The answer is negative, since the program stores a copy of the personal card in the phone and has a built-in special magnetic wave emitter. It is enough to bring the gadget to the terminal so that it can read the card data. The only drawback of the application is the inability to withdraw money from an ATM.

Which Samsung devices support the application?

The main difficulty that limits the use of the application is that some phone models do not have magnetic cards, as a result of which the system does not start or displays a connection error. Below you will find which phones support Samsung Pay, and on which gadgets you can download and install the application. We are talking about the following models:

Before you try to connect the system on a specific phone, it is worth checking whether the model is adapted for Samsung Pay or not. Another significant point is the fact that the platform can only be combined with factory firmware. “Gray” models (Eurotest) are not suitable for this purpose and most likely will not work correctly. You will be able to download and install the application, but when you try to make a transaction, the message “connection error” or “inappropriate SIM card” will appear on the screen.

Which Russian banks support Samsung Pay. List of partners

The list of banks with which the Pay system cooperates today includes about 49 organizations. Not all institutions are exclusively banking. Some services for transferring payments are provided as additional services, for example, such as Yandex Money or Megafon, the Euroset “Kukuruza” card. The largest and most well-known banks support Visa and MasterCard payment systems. These banks include:

• Sberbank of the Russian Federation;
• Rosselkhozbank;
• Tinkoff Bank;
• Gazprombank;
• Binbank;
• Home Credit Bank;
• Raiffeisen Bank;
• Promsvyazbank;
• Bank Otkritie.

The list of Russian banks cooperating with the new payment system does not end there, and anyone can familiarize themselves with this information in detail on the Samsung website. Unfortunately, some types of cards do not work in Crimea, since not all Russian banks are present there.

What cards does the system work with?

Initially, the system worked only with one type of plastic card – MasterCard. Later, as users connected, support for Visa and MIR cards was added.

To obtain more accurate information, company representatives recommend that users from the Russian Federation go to the manufacturer’s website and ask all the necessary questions online.

Where to download, how to connect. What to do if an error occurs during connection?

Upon learning of the existence new opportunity, citizens with a smartphone suitable model they begin to wonder how to install Samsung Pay and where to download the application. First, let's look at the second question. The application can be downloaded from Play Store, which is available on every smartphone. All you have to do is find the service, download and install. You can do this for free.

Registering a SIM card in the system will require certain actions on the part of the user, namely:

1. Check phone availability maximum protection from possible hacking or in case of loss of the device. If it doesn't exist, it needs to be installed. For this purpose, the standard ones are suitable: scanner-verification or password, which will also serve as a PIN code. You will need to remember it, since you will have to use it for every payment transaction.
2. Download the application.
3. Confirm attaching the card and scan it with the device’s camera. Enter all the necessary information about the owner of the plastic manually.
4. Pass the banking test using SMS, where a special code will be attached.
5. The card has now been added and can be used.

This is the procedure Samsung connections Pay can be considered complete, and the payment system is ready for use.

It is important to note that if the system does not activate within 30 minutes, the phone owner can contact a support representative and find out the reason for the delay. Usually the service is activated immediately. Sometimes a message appears that it is temporarily impossible to connect to Samsung Pay, please try again later. This is due to technical violations, therefore, you must act exactly as indicated.

How to use Samsung Pay. How does the payment process work?

Having figured out how to set up Samsung Pay, you can start using it, that is, start paying for purchases. The principle of operation of the application is not much different from the process of using standard bank plastic. In general, it is enough to perform sequential manipulations:

• Turn on your smartphone and the Pay app.
• Place the screen on the terminal.
• Place your finger on the fingerprint sensor.
• Wait for confirmation.

What to do if you forgot your Samsung Pay password

A situation where it is necessary to recover a password from a payment system can only arise if the user initially selects one identification method - entering a digital code. The method is determined immediately before linking the card to the system.

Unfortunately, people often forget the set PIN code, and in this case it becomes temporarily impossible to connect to Samsung Pay and use the system to make purchases. If a problem occurs, customers contact support, but it is not possible to find out the password, since such a function is not available for security reasons. The issue can be resolved in two ways:

1. Reset all settings and data through the application manager in the main menu item. To do this, just select the “Clear data” item.
2. Register in the payment system again, that is, re-enter all information about yourself and bank cards.

Once again, it is worth noting that it will not be possible to restore the PIN code, so when registering in the system it is better to choose different ways identification.

Disabling the service if necessary

Sometimes the owner of a smartphone realizes that this payment system is not suitable for him and contacts the call center with a question - how to disable Samsung Pay?

You won't be able to disable the service without deleting the entire application from your phone. At the same time, the client can choose the option to disable alerts that come to the account. To do this, you will need to go to settings and select the appropriate service. To completely remove it, you must first erase bank card data in the application, and then remove the service itself.

A new modern payment system has started operating in Russia Samsung system Pay, whose main focus is working with mobile phones and smartphones. In Russian it sounds like Samsung Pay and, as you probably already guessed, its author and developer is a South Korean company. Today, the user base of the service has already exceeded 1 million people!

Now your phone is your electronic wallet. Simple, fast, convenient!

What is her “trick”? If we talk in simple words, then the peculiarity of this function is that thanks to it you can not carry a credit card with you, but simply bring your mobile phone to the terminal and pay with it.

How it works in theory

Payment is very simple. To pay, just open the application by swiping up and bring your phone to the bank terminal, confirming the purchase. All user data is stored in encrypted form, and information about virtual cards is transmitted to the terminal, which allows you to keep real data safe. No commission is charged.

Instructions for use

To take advantage of all the benefits of the latest mobile payment system you need to install it first Samsung app Pay to smartphone. To do this we open Google Play Store and using search we find the application. Alternatively, you can follow this link.

1. Click on the “Install” button and wait for the process to complete.
2. Next we launch installed program. First you need to configure it. The first step is to create a virtual Samsung Pay card. To do this, click on the “+” icon (Add card).
3. Now you need to take a picture of the plastic with the main phone camera
4. After this, data verification will start
5. Next, you will need to enter your signature into the program database.
6. If the verification was successful, you will receive an SMS with a confirmation code, which must also be entered in the application window
7. After this, you will receive a message that the card has been successfully added.
8. Now it will appear in your wallet

This way you can add everything to the database bank cards and no longer carry them with you. Now you can go to the store!

We use a virtual card for payment

So, you are standing near the checkout in a supermarket or cafe. How to pay for a purchase or service using Samsung Pay?

1. First you need to swipe up, that is, press your finger at the very bottom of the screen and pull it up:
2. The payment application will open:
3. Then you need to confirm your identity by placing your finger on the fingerprint scanner.
4. Now we bring the Samsung phone to the bank terminal at the moment when the word “Insert card” is lit on it:
5. We enter the last 4 digits of the number, complete the transaction and receive a check. The Samsung Pay payment has been completed successfully and you can put your phone in your pocket!

Let's make sure the smartphone is on the list

The new contactless payment service only works on the following devices:

1. Galaxy S7 (SM-G930F)
2. Galaxy S7 edge (SM-G935F)
3. Galaxy S6 edge+ (SM-G928F)
4. Galaxy Note5 (SM-N920C)
5. Galaxy A7 2016 (SM-A710F)
6. Galaxy A5 2016 (SM-A510F)
7. Galaxy S line (from series 6*)
8. Galaxy A line 2017
9. Galaxy Note 5
10. Gear S3

Galaxy S6 and S6 Edge support payment only by NFC technology. Work via MST is not available on these models.

List of payment systems and banks

At the end of 2016, the Korean company’s service works with VISA and MasterCard payment systems. Samsung Pay is compatible with credit cards from the following banks.

VISA and MasterCard

• ALFA-BANK
• MTS-Bank
• Raiffeisenbank

MasterCard

• VTB 24
• Russian Standard Bank
• Yandex Money
• SBERBANK
• Bank Otkritie
• Bank Saint Petersburg
• BINBANKBank
• Dot
• Bank Tinkoff
• Rocketbank

Unique data protection methods in Samsung Pay

“Tokenization” of data is the first circle of protection of user data. The essence of the method is to replace real user data (numbers, full name of the owner, etc.) with virtual ones. When activating payment in Samsung Pay on the user’s smartphone real number card is replaced with an encrypted one digital code– a “token” that is generated randomly.

The KNOX secure environment is the second circle of protection, which is the whole system security. This reliably protects the smartphone from possible attacks from various malware and constantly monitors for potential threats to user data.

Even if a spyware virus gets onto the device, user data will remain securely encrypted in a protected “container” inside KNOX. Before registration, the security system checks current firmware devices.

If the smartphone is hacked, for example, attacked by viruses or an unofficial firmware version is installed on the device, the user will not be able to register a credit card. If the smartphone is hacked by the user himself to grant administrator rights - Root rights, the KNOX security system will block the Samsung Pay service and its use will be impossible even after re-flashing the device and removing Root rights.

Authorization using a fingerprint or PIN code is the third and final layer of protection. To pay for each specific purchase using the service, mandatory user authorization using a fingerprint or a unique PIN code is used.

Even if your smartphone falls into the hands of criminals, they will not be able to pay for goods via Samsung Pay without the fingerprint of the device owner or a PIN code that is known only to you.

Conclusion

The payment system from the South Korean company allows you to save precious space in your wallet by removing all unnecessary cards, which is very important for those who use the services of several banks at once.

Main Samsung's advantage Pay is the ability to use not only contactless payment terminals (NFC), but also classic magnetic ones (MST).

Video

Just imagine. You stand at the cash register and say that you will pay using your card. The cashier gives you payment terminal and adds in an apologetic tone that contactless payment (PayPass), alas, does not work. “It will work for me,” you answer and bring... your smartphone to the terminal. Magically, the device that does not accept contactless payments cheerfully confirms that the card transaction has been approved. You take your bread and kefir and disappear through the door, leaving the cashier in bewilderment. In this fictional story, everything is real, except for one thing: there is no magic. And if there is, let's figure out how to tame it.

The main highlight of the Samsung Pay payment system for smartphones from the same manufacturer is that it can be used even on old terminals that are not “trained” for contactless payments. Samsung has figured out how to “deceive” them. All old payment terminals have a bank card magnetic stripe reader on the right side, and some Samsung smartphones can emulate such a stripe.

The rest of the scheme is simple: a smartphone with NFC, a special mobile application for Samsung Pay, linking a bank card to it, a high degree of security, eliminating accidental payments and the risk of losing money if the smartphone is lost. A similar payment system operates in approximately the same way in a number of countries. Apple Pay for gadgets of the same name, however, iPhones do not know how to “pretend” to be the magnetic stripe of a bank card and are more finicky in communicating with payment terminals.

How is security ensured?

Already at the time of installation mobile application For Samsung Pay, the smartphone is checked for malicious software. If it is detected, you will not be able to use Samsung Pay.

On a completely “healthy” smartphone, no operations via Samsung Pay can be carried out without placing your finger on the fingerprint scanner on the smartphone or without entering secret code.

Moreover, your bank card data will not be stored on your phone at all. The moment it is linked to the payment system, a random code (token) is generated, which can pass itself off as another bank card when paying. Only Samsung Pay and your bank will know that the token and your real bank card are almost the same thing.

Which cards and which banks can be linked to Samsung Pay?

On the day the service was launched in Russia Samsung collaborated with five banks: MTS Bank, VTB-24, Alfa Bank, Raiffeisenbank, Russian Standard. In addition, you can use cards from the Yandex.Money service. By top Samsung Pay was supported only by the MasterCard payment system, but since December 2016, Visa support has appeared in a number of banks, including MTS Bank.

Which smartphones support Samsung Pay?

At the time of launch in Russia, this payment system does not work for everyone Samsung smartphones, but in the future the number of compatible models will increase. Here is a complete list of gadgets that are ready to replace your bank card:

• Samsung Galaxy S7
• Samsung Galaxy S7 Edge
• Samsung Galaxy S6 Edge+
• Samsung Galaxy Note 5
• Samsung Galaxy A7 (2016 version)
• Samsung Galaxy A5 (2016 version)

Is it possible to pay when Samsung help Pay purchases on the Internet?

No. This payment system only allows the use of payment terminals.

How to start using Samsung Pay?

Firstly, owners of the above listed models need to wait special update systemic software- it will happen in November 2016. We at MTS/Media couldn’t wait that long and persuaded one smartphone to update in September. Now, having gained practical experience, we offer you short instructions.

You can update the software on your smartphone right now, and then home screen The Samsung Pay app icon will appear. Click on it. A page will open that will invite you to become a participant in the launch of the service, one of the first to try to use it in Russia. By clicking on the I want to try button, you will see a window in which you will need to enter unique code IMEI of your phone. This code can be found by dialing the command *#06# in dialing mode and pressing the call button. After entering the IMEI, a special installation file. Go back to the Samsung Pay app and tap Install.

After updating the software, a shortcut appears on your smartphone to launch the Samsung Pay application. You need to launch it and register. At this very moment in mandatory You will need to set a secret code to unlock your smartphone or register a fingerprint for this.

Now you need to click on the image of the bank card to link your own card to the payment system. In the future, there can be up to twelve of them, and you can choose any one for payment. Here we will limit ourselves to one, using the example of an MTS Bank card.

There are two ways to enter your card details: take a photo of it or enter its details manually. We cannot show screenshots: for security reasons, the creation of screenshots is blocked for such operations.

Accepting an agreement with Samsung and the bank is the next mandatory step.

After this, your bank will want to receive confirmation of registration in the service. Press the SMS button to receive a message with a code to mobile number, linked to your bank card.

The received code must be entered in the application.

Literally the final touch: we leave your signature on the screen, which you, at the cashier’s request, can demonstrate on the smartphone screen. Write with your finger or the stylus that came with your smartphone.

How to pay using Samsung Pay?

Open the Samsung Pay application, select any of the linked cards. To activate the payment mode, you need to place your finger on the scanner or enter a secret code.

After displaying on the screen standard icon For contactless payment, you can pay by holding the back surface of your smartphone to the terminal. The smartphone will tell you with a picture exactly how to hold the smartphone, but we will also write it down. If the terminal does not support contactless payment, bring the gadget to the right, where the slot for reading the magnetic stripe of a bank card is located.

If the purchase amount is more than a thousand rubles, the terminal may request a PIN code - enter the PIN of your real bank card, not the code from your smartphone. In very rare cases, terminals request the last four digits of a bank card - they are displayed in the mobile application.

If you wish, you can enable the Simple pay function in your smartphone settings, which allows you to call up a window for payment from the desktop of your gadget and even when the screen is locked.

What else can I recommend? Be sure to watch the cashier's reaction. She (if it is she) will probably say: “This is the first time this has happened to you...”.

The other day (namely September 29), a new modern payment system, Samsung Pay, began operating in Russia, the main focus of which is working with mobile phones and smartphones. In Russian it sounds like Samsung Pay and, as you probably already guessed, its author and developer is the South Korean company Samsung. Today, the user base of the service has already exceeded 1 million people!
What is her “trick”? In simple terms, the peculiarity of this function is that thanks to it you can not carry your bank card (debit or credit card) with you, but simply bring your mobile phone to the terminal and pay with it. Now your phone is your electronic wallet. Simple, fast, convenient!

The contactless payment technology used by the mobile payment service is simple in principle, although ten years ago it could have been considered fantastic. Samsung Pay works as follows. First you do it using your phone and special application“imprint” of your bank card and store it on your phone. When you need to pay in a store, cafe, restaurant or other place, just bring your Samsung smartphone to the terminal. Thanks to the built-in telephone set magnetic emitter that operates at the same frequency as credit card, the payment terminal will actually see it and carry out the transaction in the same way as if you had inserted a credit card into it.

From the above, you, I think, have already understood that the Samsung Pay system does not work with all phone models, but only with those that have a magnetic emitter.

What phones does Samsung Pay work on?

Currently, the following models can work with this option:
— Samsung Galaxy S7 (SM-G930F)
— Samsung Galaxy S7 edge (SM-G935F)
— Samsung Galaxy S6 edge+ (SM-G928F)
— Samsung Galaxy Note5 (SM-N920C)
— Samsung Galaxy A7 2016 (SM-A710F)
— Samsung Galaxy A5 2016 (SM-A510F)
In the future model range Of course it will develop.

On which terminals can I use Samsung Pay?

The payment system works with any terminal that supports NFC (Near Field Communication) technology, which is in many ways similar to BlueTooth, only the connection time is much faster (less than a second).
In addition, thanks to our own Samsung technology MST (Magnetic Secure Transmission), the service can also work with payment terminals that accept bank cards with a contact chip or magnetic stripe.

What cards are supported?!

A significant limitation in the work and development of the technology are several more restrictions.
First, Samsung Pay currently only works with MacterCard cards. The service is not friendly with Visa cards, although the developers promise to add Visa support in the future.
Currently, the list of banks that work with Samsung Pay is small:

JSC "ALFA-BANK" VTB 24 (PJSC) PJSC "MTS-Bank" JSC "Raiffeisen Bank" JSC "Russian Standard Bank" LLC "Yandex"

But in the future, as the service develops, the number of partner banks should increase.

How safe is all this?!

I don't think you need to explain simple truths— everything that has to do with money, big money, is also of interest to criminal structures. And I think it's no secret that this payment service They will also try to hack in order to steal funds from the user’s account. Currently, the following tools are used to ensure security:
Firstly, card data is not transmitted directly. Tokenization is used for this. That is, for each operation a special code is generated - a token. It is transmitted during the transaction. Even if someone can intercept the data transmission, it will not give him anything.
Secondly, each device has a built-in protection system Samsung Knox, which additionally protects the device from hacking attempts and virus attacks. Card data is stored in a system-encrypted container, which is protected and separated from the operating system.
Thirdly, even if an attacker takes possession of your smartphone, he will not be able to use Samsung Pay. the fact is that to carry out the transaction you must also give verification with your fingerprint, for which the built-in fingerprint scanner is used.
As you can see, the protection is organized at a decent level and there is no reason not to trust it yet.

How to use Samsung Pay

To take advantage of all the delights of the newest mobile payment system, you must first install the Samsung Pay application on your smartphone. To do this, open Google Play Store and using the search we find the application. Alternatively, you can follow this link.

Click on the “Install” button and wait for the process to complete.

Now you need to take a photo of your bank card using the main camera of your phone:

After this, data verification will start:

If the verification was successful, you will receive an SMS with a confirmation code, which must also be entered in the application window:

After this, you will receive a message that the card has been successfully added.

Now it will appear in the card database:

This way you can add all your bank cards to the database and no longer carry them with you.
Now you can go to the store!

How to use a virtual card in a store?!
So, you are standing near the payment counter in a supermarket or cafe. How to pay for a purchase or service via Samsung Pay?!
First you need to swipe up, that is, press your finger at the very bottom of the screen and pull it up:

This will open your virtual card:

Then you need to confirm your identity by placing your finger on the fingerprint scanner.

Now we bring the Samsung phone to the bank terminal at the moment when the word “Insert card” is lit on it:

We enter the last 4 digits from the card, complete the transaction and receive a receipt. The Samsung Pay payment is completed successfully and you can put your phone in your pocket!
If you still have questions, watch the video:

P.S.: As a conclusion, I want to say that we should now expect the arrival of another similar system in Russia - Apple Pay from its main competitor - Apple. Also, with the advent of Android 6.0 to the masses, we can expect the arrival of a third similar mobile payment system - Android Pay. It’s hard to say whether superiority in terms of timing will give Samsung devices any advantages. Time will tell.

Add our card to Samsung Pay - and you can pay them in supermarkets and cafes.

What you will need

1. Yandex.Money card - virtual () or plastic ().
2. Suitable device from Samsung.

List of eligible devices

Samsung Galaxy S7 (SM-G930F)

Samsung Galaxy S7 edge (SM-G935F)

Samsung Galaxy S6 (SM-G920F)

Samsung Galaxy S6 edge (SM-G925F)

Samsung Galaxy S6 edge+ (SM-G928F)

Samsung Galaxy Note5 (SM-N920C)

Samsung Galaxy A7 2017 (SM-A720F)

Samsung Galaxy A5 2017 (SM-A520F)

Samsung Galaxy A3 2017 (SM-A320F)

Samsung Galaxy A7 2016 (SM-A710F)

Samsung Galaxy A5 2016 (SM-A510F)

Or newer models

How to add a card to Samsung Pay

1. Open the application Samsung Pay. If this is your first time using it, set up login using your fingerprint or six-digit code.
2. Click Add a map.
3. Enter your Yandex.Money card details.
4. Confirm adding with the password from SMS.
5. Sign on the screen and press Ready: The card will be sent for verification.

It takes a few minutes to check. Wait until the picture of your card appears in Samsung Pay: after that you can pay with your phone.

How to pay

1. Unblock the application Samsung Pay.
2. Select the card you will use to pay.
3. Place your smartphone on the right side of the terminal.
4. Take the check.

Problems with your phone or card

Lock the device through the Find My Mobile service: all data from it will be deleted. Cards that are added to Samsung Pay do not need to be blocked. If you have new SIM card, do not forget to change the linked phone number in Yandex.Money.

Payment doesn't go through

Possible reasons:

• the terminal does not accept contactless payments,
• you've run out of money, you need
• one of the Yandex.Money limits was triggered,
• The Yandex.Money card has expired (for a virtual card it is a year, for a plastic card it is 3 years),
• you pay abroad from an anonymous wallet - then you need to.

If none of the reasons apply, write to us.

The card is no longer valid

Remove old map from Samsung Pay. Get new map on our website or in the application, then add it to your phone.

I don't remember my PIN code

Just change it in the “Cards” section on the website or in the Yandex.Money application.