Which Samsung models support Samsung pay. What cards can be added to Samsung Pay in the Republic of Belarus? What commission does Samsung charge when making transactions through Samsung Pay?

Just imagine. You stand at the cash register and say that you will pay using your card. The cashier hands you a payment terminal and apologetically adds that contactless payment (PayPass), alas, does not work. “It will work for me,” you answer and bring... your smartphone to the terminal. Magically, the device that does not accept contactless payments cheerfully confirms that the card transaction has been approved. You take your bread and kefir and disappear through the door, leaving the cashier in bewilderment. In this fictional story, everything is real, except for one thing: there is no magic. And if there is, let's figure out how to tame it.

The main highlight of the payment system Samsung Pay for smartphones from the same manufacturer is that it can be used even on old terminals that are not “trained” for contactless payments. Samsung has figured out how to “deceive” them. All old payment terminals have a bank card magnetic stripe reader on the right side, and some Samsung smartphones can emulate such a stripe.

The rest of the scheme is simple: a smartphone with NFC, a special mobile application for Samsung Pay, linking a bank card to it, a high degree of security, eliminating accidental payments and the risk of losing money if the smartphone is lost. A similar payment system operates in approximately the same way in a number of countries. Apple Pay for gadgets of the same name, however, iPhones do not know how to “pretend” to be the magnetic stripe of a bank card and are more finicky in communicating with payment terminals.

How is security ensured?

Already at the moment of installing the mobile application for Samsung Pay, the smartphone is checked for malicious software. If it is detected, you will not be able to use Samsung Pay.

On a completely “healthy” smartphone, no operations via Samsung Pay can be carried out without placing your finger on the fingerprint scanner on the smartphone or without entering secret code.

Moreover, your bank card data will not be stored on your phone at all. The moment it is linked to the payment system, a random code (token) is generated, which can pass itself off as another bank card when paying. Only Samsung Pay and your bank will know that the token and your real bank card are almost the same thing.

Which cards and which banks can be linked to Samsung Pay?

On the day the service was launched in Russia Samsung collaborated with five banks: MTS Bank, VTB-24, Alfa Bank, Raiffeisenbank, Russian Standard. In addition, you can use cards from the Yandex.Money service. By top Samsung Pay was only supported payment system MasterCard, but since December 2016, Visa support has appeared in a number of banks, including MTS Bank.

Which smartphones support Samsung Pay?

At the time of launch in Russia, this payment system does not work on all Samsung smartphones, but in the future the number of compatible models will increase. Here is a complete list of gadgets that are ready to replace your bank card:

Samsung Galaxy S7
Samsung Galaxy S7 Edge
Samsung Galaxy S6 Edge+
Samsung Galaxy Note 5
Samsung Galaxy A7 (2016 version)
Samsung Galaxy A5 (2016 version)

Can I pay using Samsung? Pay purchases on the Internet?

No. This payment system only allows the use of payment terminals.

How to start using Samsung Pay?

Firstly, owners of the above listed models need to wait for a special system update software- it will happen in November 2016. We at MTS/Media couldn’t wait that long and persuaded one smartphone to update in September. Now, having gained practical experience, we offer you short instructions.

You can update the software on your smartphone right now, and then home screen The Samsung Pay app icon will appear. Click on it. A page will open that will invite you to become a participant in the launch of the service, one of the first to try to use it in Russia. By clicking on the I want to try button, you will see a window in which you will need to enter unique code IMEI of your phone. This code can be found by dialing the command *#06# in dialing mode and pressing the call button. After entering the IMEI, a special installation file. Re-enter Samsung app Pay and click Install.

After updating the software, a shortcut appears on your smartphone to launch the Samsung Pay application. You need to launch it and register. At this very moment in mandatory You will need to set a secret code to unlock your smartphone or register a fingerprint for this.

Now you need to click on the image of the bank card to link your own card to the payment system. In the future, there can be up to twelve of them, and you can choose any one for payment. Here we will limit ourselves to one, using the example of an MTS Bank card.

There are two ways to enter your card details: take a photo of it or enter its details manually. We cannot show screenshots: for security reasons, the creation of screenshots is blocked for such operations.

Accepting an agreement with Samsung and the bank is the next mandatory step.

After this, your bank will want to receive confirmation of registration in the service. Press the SMS button to receive a message with a code to mobile number, linked to your bank card.

The received code must be entered in the application.

Literally finishing touch: We leave your signature on the screen, which you, at the cashier’s request, can demonstrate on the smartphone screen. Write with your finger or the stylus that came with your smartphone.

How to pay using Samsung Pay?

Open the Samsung Pay application, select any of the linked cards. To activate the payment mode, you need to place your finger on the scanner or enter a secret code.

After displaying on the screen standard icon For contactless payment, you can pay by holding the back surface of your smartphone to the terminal. The smartphone will tell you with a picture exactly how to hold the smartphone, but we will also write it down. If the terminal does not support contactless payment, bring the gadget to the right, where the slot for reading the magnetic stripe of a bank card is located.

If the purchase amount is more than a thousand rubles, the terminal may request a PIN code - enter the PIN of your real bank card, not the code from your smartphone. In very rare cases, terminals request the last four digits of a bank card - they are displayed in the mobile application.

If you wish, you can enable the Simple pay function in your smartphone settings, which allows you to call up a window for payment from the desktop of your gadget and even when the screen is locked.

What else can I recommend? Be sure to watch the cashier's reaction. She (if it is she) will probably say: “This is the first time this has happened to you...”.

It often happens that people go out without cash and credit cards, but they almost always take their mobile devices with them. Maybe that's right. Indeed, in the near future, phones can almost completely replace plastic. Thanks to the emergence of various mobile payment services, people will have the opportunity to pay for their purchases, having with them only a smartphone, inside of which card data is stored. One service that can give a good boost towards this is Samsung Pay.

Briefly about what Samsung Pay is and how it works

Samsung Pay is a mobile payment system of a Korean company. Her main feature is the ability to make payments through terminals equipped to interact with cards with magnetic stripe, which are familiar to many. To do this in modern smartphones Samsung supporting work with the service has been implemented MST technology. With its help, the phone generates AC, thereby creating a field that can change dynamically. It operates at a distance of approximately 8 centimeters from the reader. At the same time, the terminal is confident that the payment is made with a regular magnetic card, so there is no need to re-equip it. Of course, in addition to MST, Samsung Pay supports contactless payment using technology, which, unfortunately, is still not widespread enough.

How Samsung Pay works

The owner of a Samsung smartphone that supports the service adds credit card data to the application, which subsequently ends up in Samsung Knox and remains there in encrypted form. Before making a payment, he selects the desired card, gains access to it by providing his fingerprint or entering a PIN code, brings the device to the terminal and waits for the transaction to complete. During payment, the smartphone transmits to the payment device not the card data, but a 16-digit code called a token, so attackers will not be able to intercept them during the “communication” between the mobile device and the terminal. If they manage to get their hands on the token, it is unlikely that they will be able to do anything with it, since the system will immediately block it if used again.

What devices and phones does the system work on?

Now from using Samsung Pay you can make a payment on one of the following Samsung models Galaxy: S7, S7 Edge, A3(2017), A5(2016/2017), A7(2016/2017), Note 5, S6 Edge+, S6 Edge and S6. Interestingly, on the last two devices, payments are made only using NFC technology. Samsung versions Galaxy A3 and A5 2015, as well as S5 and Note 4, the service is not available. In addition to smartphones, you can use smart watches to make payments Samsung Gear S2 and S3. Please note that Samsung Pay only works on mobile devices With official firmware, not subject to rooting or modification.

Does it work on other devices (not Samsung)

Samsung provides full access to the payment system only to owners of its smartphones. Owners mobile devices other manufacturers cannot use it. If only for the reason that their firmware does not contain Samsung Knox technology, which stores all credit card data in encrypted form.

How to install, configure and use

If you can't find Samsung Pay among pre-installed applications on your device, you need to install special update firmware that adds support for the service. You can download it through the “Phone update” section located in the system settings. After deploying the update, make sure that the application has current version. You can download it from Google Play Store.

Setting up Samsung Pay

The credit card data is located inside the smartphone itself and is not transmitted further to Samsung. Phone in in this case is a kind of impression of a credit card. At the same time, he does not see the card balance and does not communicate in any way with mobile application jar.

Using Samsung Pay

Samsung does not charge any fee for IP using Samsung Pay. Another interesting fact- Internet connection is not required at the time of payment. Authorization occurs using a smartphone. It turns out that in this way you can make payments abroad, while roaming, and even when there is no SIM card in your smartphone.

Contactless payment technologies based on NFC or magnetic field They haven't been working for the first year. Another method of paying for goods is offered by Samsung Electronics together with Sberbank. The article highlights the most frequently asked questions and answers about the Samsung Pay service in Sberbank.

How does Samsung Pay work?

Which Sberbank cards can be connected to Samsung Pay?

Samsung Pay supports the following debit and credit cards Sberbank:

Debit:

World MasterCard Elite Sberbank 1,

MasterCard World Black Edition Premier,

World MasterCard “Gold”,

MasterCard Platinum,

MasterCard Gold,

MasterCard Standard,

MasterCard Standard Contactless,

MasterCard Standard with individual design,

Youth card MasterCard Standard,

MasterCard Standard youth card with individual design.

Credit:

MasterCard Gold,

MasterCard Standard,

Youth card MasterCard Standard.

Video: How Samsung Pay works and why it is convenient:

How to connect to the Samsung Pay service?

Each owner compatible Galaxy smartphone can simply open the Samsung Pay app and enter your Samsung account details to access all features Samsung service Pay in Russia.

Where can I use Samsung?

You can pay for purchases through any payment terminals.

Do I need an internet connection to pay with Samsung Pay?

No, you do not need to connect to the Internet to pay for purchases in stores with Samsung Pay. Your device interacts with the terminal using contactless NFC technologies and MST.

Which Samsung Galaxy phones work with Samsung Pay?

Samsung Pay is available in Russia to users of the following Samsung Galaxy smartphone models:

Samsung Galaxy S7 (SM-G930F)

Samsung Galaxy S7 edge (SM-G935F)

Samsung Galaxy S6 edge+ (SM-G928F)

Samsung Galaxy Note5 (SM-N920C)

Samsung Galaxy A7 2016 (SM-A710F)

Samsung Galaxy A5 2016 (SM-A510F)

Samsung Galaxy S6 edge (G920F) - NFC only, see note below in the text.

Samsung Galaxy S6 (G925F) - NFC only, see note below in the text.

Samsung Galaxy A7 2017 (SM-A720F)

Samsung Galaxy A5 2017 (SM-A520F)

Samsung Galaxy A3 2017 (SM-A320F)

Since the Samsung Galaxy S6 smartphone model is not equipped with Samsung MST technology, payment for goods and services using the Galaxy S6 and S6 edge through the Samsung Pay service is only available at contactless payment terminals.

Smartphones Samsung Galaxy S7 and S7 edge, Galaxy S6 edge+, Galaxy Note5 and smartphones Samsung average price segment Galaxy A5 (2016) / A7 (2016) support contactless payment and are compatible with chip or magnetic stripe payment terminals.

How much does it cost to use Samsung Pay?

Sberbank clients do not pay a commission for payments through the service - it is absolutely free.

How convenient is the Samsung Pay service for a Sberbank client?

Now you don’t have to worry that you left your wallet at home, or that your bank card might be stolen. To make a payment, you need the fingerprint of the smartphone owner and nothing more!

How is Samsung Pay device secure?

No data is stored on your smartphone; only a so-called token is stored there - a special key or payment system. Even intercepting this token prevents fraudsters from obtaining any information about the card.

Benefits of Samsung Pay

Chapter Samsung Mobile in Russia Arkady Graf:

“We are confident that Sberbank clients can appreciate the benefits of the Samsung Pay payment service; it is simple, secure and universal.”

There are more than one and a half million payment terminals in Russia, but only 20,000 support the NFC service. that is, they all work with standard magnetic plastic cards.

Samsung Pay supports both types payment terminals thanks to MST technology. This means that you can pay anywhere except at machines with old version BY.

Samsung Pay allows you to pay for purchases using magnetic secure transfer, so Samsung Pay works on any terminal.

Samsung Pay is safe: During payment, a token is used instead of a card number - your data is securely encrypted
Samsung Pay is accepted everywhere: it can be used to pay in any place where bank cards are accepted

Instructions for working with Samsung Pay

Open the Samsung Pay application, press the start button, select the identification method: fingerprint or digital pincode.
Add your card details, accept the agreement with Sberbank policy and Samsung rules. Well, click SMS to confirm your registration in the system.
Enter the received code in the Special field and add your signature. With a stylus or finger.
You can add the map to your favorites. There is a limit of 10 bank cards on one smartphone.

How to pay for a purchase in a store using Samsung Pay?

Launch the Samsung Pay app using any of the following methods:

moving from bottom to top on the locked screen,

moving from bottom to top on an inactive screen,

moving from bottom to top on the home screen,

or click on Samsung icon Pay on the screen.

On the screen of your Samsung smartphone you will see your cards connected to the Samsung Pay service. Select the card you will use to pay. Log in using your fingerprint by placing your finger on the scanner, or enter your application password (PIN).
Bring your Samsung smartphone to the payment terminal. If the cashier asks you to enter a PIN code, enter the PIN code of your plastic bank card, and if the cashier asks you to sign, put your signature.
You will receive a receipt as if you paid with a regular card. And to your number phone will come SMS notification about a completed transaction.

Attention! Keep your password secret and don't let anyone, even your family members, register your fingerprints with your Samsung Pay device.

We tell, we explain on fingers.

Samsung Pay was launched in Russia at the end of September. And today we started supporting Visa cards. The competitor has finally matured, now the battle will be life and death.

We decided to find out if there is a difference between Samsung Pay and Samsung Pay. What devices are supported? And what goodies you can get for free using Samsung Pay in Russia.

Consider this post FAQ via Samsung Pay. Let's go. What are the differences?

1. Works on the best Samsung smartphones that are worth it

To date payment service The South Korean company supports the following devices:

Samsung Galaxy S7
Samsung Galaxy S7 edge
Samsung Galaxy A5 (2016)
Samsung Galaxy A3 (2016)
Samsung Galaxy Note5
Samsung Galaxy S6 edge (NFC only)
Samsung Galaxy S6 (NFC only)
Samsung Galaxy S6 Edge+

For comparison:
Payment Apple system support 8 gadgets: iPhone 6| 6 Plus, iPhone 6S and 6S Plus, iPhone 7| 7Plus Apple Watch(if there is any Apple smartphone, starting with iPhone 5) and iPhone SE. In other words, the total number compatible devices comparable to the US company's list.

2. Your card is already supported

Today, the Samsung Pay service is available for MasterCard and Visa cards. The following banks became partners:

– MasterCard cards:

Alfa-Bank
Bank "Otkritie"
Russian Standard Bank
Bank "St. Petersburg"
BIN-Bank
VTB 24
MTS-Bank
Raiffeisenbank
Rocketbank
Sberbank
Tinkoff Bank
Dot
Yandex.Money

– Visa cards:

Alfa-Bank
MTS-Bank
Raiffeisenbank

For comparison:
After launching in Russia Apple Pay worked exclusively for the first month only with MasterCard cards from Sberbank. Later, more people joined the system. Since mid-November, support for Visa cards from two banks has appeared: Alfa-Bank and Tinkoff. .

3. You can pay EVERYWHERE, Apple Pay can’t do that

Home Samsung feature Pay lies in the fact that the system works not only with terminals that support contactless payment (NFC technology).

Samsung uses its own technology – MST(from English Magnetic Secure Transmission - magnetic secure transmission), allowing you to pay using your smartphone at almost any terminal that accepts bank cards.

The system can imitate the magnetic stripe of a card! Samsung smartphones that support MST technology create a magnetic field similar to the signal from the magnetic stripe of a bank card. The range of action is about 7–8 centimeters.

It is for this reason Samsung technology acquired the company LoopPay, whose engineers implemented the idea of MST.

For comparison:
Where Nikita in his experiment with trying to pay for groceries with using iPhone#pshelvonmajor, Samsung Pay would do everything right. The payment system of the South Korean company gives the owner a sense of peace of mind; there is no need to peer at the payment terminal to see if there are “PayPass” and “PayWave” icons there. Samsung Pay works wherever bank cards are accepted.

MST is not supported Samsung smartphones S6 edge| S6. However, this a very serious advantage over Apple Pay.

4. Payment is just as secure, if not safer.

The purchase is confirmed using a fingerprint. In other words, even if a smartphone is stolen, attackers will not be able to confirm payment without the fingerprint of the real owner of the device.

In addition, for safety reasons they are used three-level system data protection.

Firstly, "tokenization". Its essence is to replace the client’s real data (card number) with virtual ones. When activating a card for Samsung Pay real number cards are replaced with a special digital random code. That is, when paying, personal information is not used, which means it remains protected.

Secondly, the built-in security system is called Samsung KNOX. Its purpose is to check the smartphone’s firmware before registering a new bank card and when using a payment service. If viruses or modified Samsung firmware KNOX may block Samsung Pay.

If Root is detected on a smartphone, the payment system on the smartphone is completely blocked. Even resetting to original settings won't help. Harsh, but logical.

In addition, Samsung KNOX provides protection Samsung data Pay regardless operating system smartphone.

5. Set up is just as easy and supports everything

Samsung Pay settings are practically no different from those in the Apple product. You can enter card data manually or take a photo. Confirmation new card in the system occurs via SMS notification.

We opened the application, selected a card, and were identified using a fingerprint scanner. If necessary, enter the PIN code of the plastic card at the terminal. Profit!

The Samsung Pay service itself is provided at no additional cost.

6. And here, too, there are interesting offers for users

Using Samsung Pay you can take part in pleasant bonus promotions.

For example, in Moscow “Shokoladnitsa” there is a 50% discount on hot drinks, and “Kinokhod” offers free coupons for cinemas. Get cashback on your VTB24 card. In Samsung stores, using a branded payment service when paying, you can get a discount on branded accessories (15% on Gear Fit2, 15% on Gear VR, 30% on Level On Pro).

In the end. Samsung Pay is more convenient than Apple Pay, period

Only with Samsung Pay can you pay for purchases EVERYWHERE in Russia. You don't need to look for contactless payment terminals. There is no need to arrange weekly tests, as Nikita did, and limit yourself in possibilities. The only exceptions are terminals that require inserting a card and do not support NFC, and an external magnetic stripe card reader is also not available.

Just bring the phone to the magnetic reader - and you're done. It couldn't be simpler. This is what payment from a smartphone should look like in 2016.

It's a shame Apple can't do that. But Samsung are handsome, and that’s the point. Learn, there in Cupertino!

Today, cash is gradually disappearing from use and most purchases are made using plastic cards. Everyone has cards; salaries, stipends, pensions, and so on are credited to them. Each retail outlet must have at least one terminal for payment using a plastic card. Bank cards have become an integral part of our lives and the destruction of cash is only a matter of time.

The next step in technology development is contactless payment. Many cards already support this technology and allow you to make purchases just by tapping the card on the terminal. This technology has served as a catalyst for the emergence of specialized chips and payment systems in devices that we literally never let go of - our smartphones.

In 2016, the Samsung Pay service was launched in Russia, which allows phone owners from Samsung series Galaxy make payments from bank cards without using the bank cards themselves. The article will discuss how Samsung Pay works, how secure it is, and what difficulties users will encounter. Let's compare the technology with competitors' solutions.

System Requirements

First, you should find out which devices Samsung Pay works on. This technology requires not only software innovations, but also hardware ones, so you need to make sure whether your smartphone supports this technology or not.

So, the Samsung Pay payment system works with the following gadgets:

Samsung Galaxy S8;
Samsung Galaxy S7;
(with restrictions);
Samsung Galaxy Note 5
Samsung Galaxy A7
(2017);
Samsung Gear S3.

These are those devices from Samsung that are equipped NFC chips or MST and support modern software.

Unlike Apple products or Google, Samsung Pay seems quite limited because the number of supported devices is much lower. In the case of Apple, we receive support for all smartphones released since 2014 (since 2013, if you connect, and in the case of Google, any gadgets on which you can install the official Android versions 4.4, and there are hundreds of thousands of them in the world.

As is the case with other payment systems, the launch of the payment system was accompanied by a number of restrictions. For example, Sberbank entered into an agreement with by Apple about the exclusive launch and on this reason Samsung lost the opportunity to connect this bank before the contract expires. Now the situation has stabilized and almost all popular banks work with all payment systems.

So, the banks working with Samsung Pay are as follows:

Sberbank.
BinBank.
GAZPROMBANK.
"Otkritie" (Rocketbank).
"Russian Standard".
Tinkoff.
And e-wallet"Yandex.Money".

It is important to understand which cards Samsung Pay works with. To connect to the payment system, you need a card that supports PayPass or PayWave technology. In the case of Visa cards, there are restrictions on the number of banks that work with Samsung Pay. The restrictions can be found on the company's official website.

How to connect?

To start using Samsung Pay, you need to make sure that your gadget supports the payment system and download the application of the same name. When you log into the app, it will ask you to set a password (or fingerprint) for your screen lock. In the future, the pin code or fingerprint will be used to confirm transactions. Then you need to attach the card itself. This can be done in two ways: manually, by entering all the data, or automatically, by pointing the camera at it. The second option works well, but you still have to enter the CVV code yourself. If the card will do application, then this procedure will be immediately followed by a verification from the bank. You will receive an SMS with a code to activate the payment system; without it, you will not be able to make further payments. The last step is to add electronic signature. It is needed very rarely, but when you need it, the card may not be nearby, and that’s when a digital signature will help you out.

Is it safe to use Samsung Pay?

The issue of security is of primary concern to users. New technologies are always scary, especially when it comes to money. Even bank cards themselves were difficult to accept. Regarding safety, things are as follows. In a nutshell, Samsung Pay is the most safe way calculations, it’s much safer regular cards. In more detail, smartphones use a special tokenization system. When a user tries to make a payment, the phone does not use the data from the card, but creates a digital copy of it, unique each time, and shares it with the terminal. The terminal contacts the bank and reports successful payment (unless, of course, you have run out of money). Data about tokens is stored in the gadget itself, so you can pay for something even without the Internet.

We should not forget that each purchase must be confirmed, and for this the user must enter a PIN code or place his finger on the fingerprint sensor. Even if an attacker with a portable terminal sneaks up on you unnoticed, he will not be able to steal a penny from you, since he will not be able to confirm the payment.

But what about viruses and hacking of the operating system? Android is far from being as secure as iOS? It's actually not that bad. Samsung has implemented its own security mechanism into the system, which continuously scans the system for malware and vulnerabilities, and if a virus does get into it, the Samsung Pay service will be blocked and payment data will be erased.

How does Samsung Pay work?

Let's move on to payment. Samsung Pay works just like a regular bank card. Moreover, like any card, and not just one that supports NFC. The fact is that not all terminals in Russia support NFC. Many still work only with magnetic tape, so some phones cannot be used to pay. This applies to iPhone and all devices on Android based, except Samsung. When paying on older terminal models, proprietary MST technology is used. The phone creates a magnetic field similar to that created by a magnetic bank card. The terminal reacts to it and accepts payment. Therefore, the answer to the question “where does Samsung Pay work?” sounds like this: “everywhere.”

Possible problems

Already at the start, when the technology began to be introduced to the masses, users encountered a number of problems.

Take another look at which phones Samsung Pay works on. Users often ignore this simple task and run to complain on forums that the technology does not work as stated.
Make sure your phone has the latest operating system. You need to go to the settings and check the firmware version so that the phone downloads the latest updates.
Even if you have installed latest version operating system, the software may not be suitable for use in your country. For example, Samsung Pay did not work with the S7 until the manufacturer's side necessary work to start the service. It might be worth waiting a bit. Do not forget that you must have the original firmware installed, without root rights. If you hacked the system or bought the phone second-hand, contact the official service center, there you will be restored to the original firmware.
Don't forget that to use any Samsung service you need personal account, which the phone offers to create at the time of launch. If you haven't done so yet, go to Settings and find the Accounts submenu there.
In the case of smartphones from the Galaxy S6 line, payment via MST does not work, so before paying, make sure that the terminal supports contactless payment (usually these have a corresponding icon in the form of waves).

Promotions and discounts

To attract users to new technology, Samsung has agreed with a number of Russian brands to organize advertising campaigns. One of these was the “Pay with your smartphone” campaign. Movie tickets." According to the terms of the promotion, anyone who purchased a ticket in the Kinohod service through Samsung Pay received a 100% discount on their next purchase. There is currently a 50% discount on subway fares on the MCC line. In the US, Samsung has launched an even larger and longer-term campaign. There, every purchase made using the company’s payment service allows you to accumulate points, which can then be spent on other products in Samsung store Rewards. It is unknown when this service will reach Russia.

First impressions and reviews

Many owners of Samsung gadgets really liked the idea of combining a wallet and a smartphone. It's so simple! A smartphone is much more convenient and useful than cash or a card, and most importantly, it is always with us. Early feedback on how Samsung Pay works is encouraging. It’s already been a year since people have been using the payment system and are generally reacting positively to the new (for some, already familiar) experience. The system works in all major shopping centers; you can easily pay for fast food and subway rides using your phone. Many have already forgotten about where their bank card is, because it is no longer needed. Sellers and cashiers do not always respond adequately to technology. Instruction was carried out in all large networks, but somewhere in the covered market you may encounter puzzled looks or even fear, so be careful.

Instead of a conclusion

Samsung Pay has a lot of advantages over regular ones bank cards. This is, of course, a very successful technology that will become more in demand over time. A wallet in your smartphone is exactly what you need to modern man, to make it even easier to part with your money. It's convenient, safe and very fast, and after trying it once, you'll want to try again and again, because now you know how Samsung Pay works and you can do it. Nevertheless, do not forget to carry a card and some cash in reserve at first, because situations vary.

Works with terminals without an NFC chip.
Various payment protection options.
Discounts and promotions.

Does not work on jailbroken devices.
A limited number of smartphones working with the payment system.