Samsung pay payment system. Will I be able to use a physical card to pay if I remove the card from Samsung Pay? Watch with Samsung Pay

To pay via payment Samsung terminals Pay uses two technologies - Near Field Communications (NFC) and Magnetic Secure Transmission (MST). Surely many Android users already familiar and used NFC technology. However, it is not yet so popular for contactless payments. According to Samsung, only 10% of terminals and bank cards support NFC. This is precisely what caused the failure of Google Wallet and this is what we have to face Apple Pay.

Magnetically safe transmission (MST) works on a different principle. The device is equipped with a special induction loop that creates a magnetic field that can be recognized by the MAG reader of a standard terminal. The generated magnetic field is similar to the signal from a regular bank card, therefore, when performing transactions, Samsung Pay deceives the terminal and makes it think that the seller swiped a regular bank card.

The range of MST is approximately equal to the radius of NFC and is about 7-8 centimeters. It is for this technology that Samsung acquired the company LoopPay, which initially appeared thanks to a project on Kickstarter. Samsung representatives at the conference said that their payment service will allow you to pay for goods in approximately 90% of all terminals.

By the way, they also established partnerships with MasterCard, Visa and other companies that will help expand support for card types and payment services. Of course, since MST imitates a regular bank card, there should be no compatibility problems.

To make transactions using Samsung Pay on Galaxy smartphones S6 and Galaxy S6 Edge, the user will need to swipe up from the bottom of the smartphone to be identified using the fingerprint scanner. After this, you just need to bring your smartphone to the payment terminal and make a purchase. The process is quite simple and identical to Apple Pay. As for security, all data is stored not in the smartphone itself, but on Samsung servers. After the transaction, a unique key is generated, which should prevent fraud.

Despite all the advantages, the technology is still not perfect. Approximately 10% of terminals will not be able to work with MST. And it’s impossible to understand which terminal the technology will work with and which it won’t without trying it.

Initially Samsung technology Pay will launch this summer in the US and Korea, and later in Europe, China and several other countries. However, there is no specific information yet. Currently, only the Galaxy S6 and Galaxy S6 Edge are supported smartphones, as they are the only ones equipped with MST. It is not yet known whether Samsung Pay will appear on devices with an NFC chip.

What Samsung Pay is and on which devices you can install the application will be discussed today in this article. The ability to access payment systems is a common option that phone manufacturers offer their customers. Samsung is a Korean company that is in particular demand among Russian buyers, since the phones of this brand are maximally adapted for our country.

So, let's take a closer look at how to set up and use the application's services, where to download it and what gadgets support it this service. Is it possible to disable Samsung Pay and how to do it.

Not so long ago, a new payment system Samsung Pay. A unique application made it possible to pay various bills with regular phone. In less than a year, over a million users connected to the service. Thanks to the app, you no longer need to carry it with you. plastic cards banks that work with Pay. You just need to touch your mobile phone to the terminal and the operation will be carried out.

Actually, new system is an analogue of a plastic card, but more modified and convenient. Since we are talking about contactless banking transactions, many users ask the question: do you need the Internet to make payments? The answer is negative, since the program stores a copy of the personal card in the phone and has a built-in special magnetic wave emitter. It is enough to bring the gadget to the terminal so that it can read the card data. The only drawback of the application is the inability to withdraw money from an ATM.

Which Samsung devices support the application?

The main difficulty that limits the use of the application is that some phone models do not have magnetic cards, as a result of which the system does not start or displays a connection error. Below you will find which phones support Samsung Pay, and on which gadgets you can download and install the application. We are talking about the following models:

Before you try to connect the system on a specific phone, it is worth checking whether the model is adapted for Samsung Pay or not. Another significant point is the fact that the platform can only be combined with factory firmware. “Gray” models (Eurotest) are not suitable for this purpose and most likely will not work correctly. You will be able to download and install the application, but when you try to make a transaction, the message “connection error” or “inappropriate SIM card” will appear on the screen.

Which Russian banks support Samsung Pay. List of partners

The list of banks with which the Pay system cooperates today includes about 49 organizations. Not all institutions are exclusively banking. Some provide payment transfer services as additional services, for example, Yandex Money or Megafon, the Euroset “Corn” card. The largest and most well-known banks support Visa and MasterCard payment systems. These banks include:

• Sberbank of the Russian Federation;
• Rosselkhozbank;
• Tinkoff Bank;
• Gazprombank;
• Binbank;
• Home Credit Bank;
• Raiffeisen Bank;
• Promsvyazbank;
• Bank Otkritie.

The list of Russian banks cooperating with the new payment system does not end there, and anyone can familiarize themselves with this information in detail on the Samsung website. Unfortunately, some types of cards do not work in Crimea, since not all Russian banks are present there.

What cards does the system work with?

Initially, the system worked only with one type of plastic card – MasterCard. Later, as users connected, support for Visa and MIR cards was added.

To obtain more accurate information, company representatives recommend that users from the Russian Federation go to the manufacturer’s website and ask all the necessary questions online.

Where to download, how to connect. What to do if an error occurs during connection?

Upon learning of the existence new opportunity, citizens with a smartphone suitable model they begin to wonder how to install Samsung Pay and where to download the application. First, let's look at the second question. The application can be downloaded from Play Store, which is available on every smartphone. All you have to do is find the service, download and install. You can do this for free.

Registering a SIM card in the system will require certain actions on the part of the user, namely:

1. Check phone availability maximum protection from possible hacking or in case of loss of the device. If it doesn't exist, it needs to be installed. For this purpose, the standard ones are suitable: scanner-verification or password, which will also serve as a PIN code. You will need to remember it, since you will have to use it for every payment transaction.
2. Download the application.
3. Confirm attaching the card and scan it with the device’s camera. Enter all necessary information about the owner of the plastic manually.
4. Pass the banking test using SMS, where a special code will be attached.
5. The card has now been added and can be used.

This is the procedure Samsung connections Pay can be considered complete, and the payment system is ready for use.

It is important to note that if the system does not activate within 30 minutes, the phone owner can contact a support representative and find out the reason for the delay. Usually the service is activated immediately. Sometimes a message appears that it is temporarily impossible to connect to Samsung Pay, please try again later. This is due to technical violations, therefore, you must act exactly as indicated.

How to use Samsung Pay. How does the payment process work?

Having figured out how to set up Samsung Pay, you can start using it, that is, start paying for purchases. The principle of operation of the application is not much different from the process of using standard bank plastic. In general, it is enough to perform sequential manipulations:

• Turn on your smartphone and the Pay app.
• Place the screen on the terminal.
• Place your finger on the fingerprint sensor.
• Wait for confirmation.

What to do if you forgot your Samsung Pay password

A situation where it is necessary to recover a password from a payment system can only arise if the user initially selects one identification method - introduction digital code. The method is determined immediately before linking the card to the system.

Unfortunately, people often forget the set PIN code, and in this case it becomes temporarily impossible to connect to Samsung Pay and use the system to make purchases. If a problem occurs, customers contact support, but it is not possible to find out the password, since such a function is not available for security reasons. The issue can be resolved in two ways:

1. Reset all settings and data through the application manager in the main menu item. To do this, just select the “Clear data” option.
2. Register in the payment system again, that is, re-enter all information about yourself and bank cards.

Once again, it is worth noting that it will not be possible to restore the PIN code, so when registering in the system it is better to choose different ways identification.

Disabling the service if necessary

Sometimes the owner of a smartphone realizes that this payment system is not suitable for him and contacts the call center with a question - how to disable Samsung Pay?

You won't be able to disable the service without deleting the entire application from your phone. At the same time, the client can choose the option to disable alerts that come to the account. To do this, you will need to go to settings and select the appropriate service. To completely remove it, you must first erase bank card data in the application, and then remove the service itself.

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Modern technologies in the banking and financial sector have made great strides, making it possible to carry out transactions without leaving home. But even this is not an aisle today, as many banks strive to issue contactless cards with certain functionality and a corresponding application for smart gadgets. This one didn’t stand aside either large company, like Samsung, offering all its users and many Russian citizens modern technologies in a contactless payment option for services and purchases.

Samsung Pay in Russia is an application that allows you to quickly make a monetary transaction and can work together with modern gadget, allowing you to use your smartphone as a card or check payments using of this device, at the time of receipt of payments or expenditure of funds.

Having entered the Russian markets, the company was able to find relevant opportunities to distribute its offer to many Russian banks. So today, payments made using Samsung Pay Visa Sberbank are very popular. The service allowed everyone to control their expenses without resorting to cash or regular cards.

Which phones support Samsung Pay

On at the moment time, the devices used can connect any card from an account serviced by Sberbank, from the MasterCard company.

What devices does Samsung Pay work on:

• Samsung Galaxy S7 edge|S7
• Samsung Galaxy A5 (2016) / A7 (2016)
• Samsung Galaxy Note5
• Samsung Galaxy S6 edge+
• Samsung S6 edge|S6 (NFC only)

Using them, you can perform all necessary operations for payment or transfer of funds from a bank card, at the time of availability cash on the account or card balance.

Each user will need to make a payment via Samsung Pay by touching the screen of their smartphone. This could be one of Samsung models Galaxy from the list above. Next, it will be enough to select the card used for payment and, after authorization and using fingerprints, carry out the payment or the required monetary transaction.

A high-quality security system has been specially developed for the user, which includes three-level protection, namely:

• fingerprint authorization is required for each calculation;
• tokenization;
• Samsung KNOX.

All transactions are accepted in all stores or shopping centers where a chip card or a card with a magnetic tape is used. Also a significant plus this application, is support for MST (Magnetic Secure Transmission) technology. And all payments made are additionally protected and processed through MasterCard.

First of all, it is worth mentioning price of use Samsung Pay. Samsung does not charge any fees, and the received Samsung service Pay is absolutely free feature . But this applies only to issuing banks, acquiring banks and trading enterprises collaborating with this technological platform.

Connection instructions

Every user of a smartphone from Samsung, taking into account the models described above, can connect this technological solution. Ensuring that Samsung Pay is used reliably and securely.

First of all, you need to download the Samsung Pay application via Android on your smartphone. This can be done completely free of charge, as mentioned above.

Operation to connect this service and opportunities for money transfers will include just 4 steps, namely:

1. We open the application, launch it using fingerprints (fingerprints will later act as identification of the user and one of the barriers to making payments);

2. Adding a card from Sberbank and adding an agreement from Samsung, after waiting for the SMS confirmation, enter the sent code on your smartphone;

3. After entering the SMS code, you will need to add a signature using your finger or stylus;

4. The card has been added and up to 10 bank cards can be added to one device.

You can read more about how to activate the Samsung Pay service through Sberbank Online on the official Sberbank website at the link: http://www.sberbank.ru/samsung-pay

After completing these operations, you will be able to secure the cards you have from Sberbank for use and allow yourself to safely and more modernly carry out all the necessary transfers or payments for purchases.

How to pay for a purchase using Samsung Pay

How does this service work? Making the necessary purchases will be even simpler and easier with it. At the same time, developers from Samsung were able to achieve a serious security system that will ensure reliable data storage and the transfer of all necessary funds transfers, within a careful time frame. Thus, allowing you to make any kind of purchases, if you did it using your usual bank card or Internet banking.

At the same time, the number of transactions performed is unlimited and no service fee will be charged for using the application.

All payment is made in three stages, namely:

• Swipe up from the bottom of the screen to activate the application on your Samsung smartphone;
• Authorization confirmation using fingerprints;
• Bring your smartphone to the terminal to make a payment and make a purchase.

After which the funds will be transferred and any kind of purchases will become available to each user. In this case, there is no need to show the front side of the smartphone; it is enough to hold it at a close distance from the terminal.

Before starting to use the proposed solution from Samsung, many people wonder how it differs from the one previously put into use on the territory Russia Apple Pay. And what Samsung Pay can provide, taking into account security or new opportunities for each user.

1 difference. For example, a significant difference will be that the Samsung application can be used on several cards and banks in Russia. And these banks will act as partners and officially allow payments without commission. Here list of banks for Samsung Pay:

• Alfa-Bank
• VTB 24
• Raiffeisenbank
• Russian Standard Bank
• Yandex

2 difference. It can also be noted that the Samsung Pay application has support for cards with magnetic stripes. More extensive model range smartphones that have access to this function and app than Apple Pay. The most cheap model for Samsung Pay, can be purchased for only 24,000 rubles, and for use Apple apps Pay will have to buy a phone, the minimum cost of which is 35,000 rubles.

See also Apple video Pay and Samsung Pay in Russia, how it works:

Date of official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! Owners of smartphones running the operating system of the same name are happy and, of course, wondering what devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over analogues that focus only on one brand.

Android Pay compatibility with your gadget

Your gadget will be fully compatible with only two components. This:

1. Operating system Android version KitKat4 and higher. This version works successfully on models of almost any brand released after 2013. View your version operating system You can go to “Settings” by selecting the “Device Information” sub-item. Read more about this here.
2. The developer version of Android won't work either.
3. The next point will be the presence on your or another Android gadget of a module that is responsible for contactless data transfer (NFC module). If you don’t know for sure whether such a function exists on, say, a phone, you can find out more information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about that in our article.
4. You do not have to have a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. So Google way strive to protect customers from scammers: devices with an unlocked bootloader are less secure. For more information, see our information. Anything is possible 😉
5. Should not be installed on the phone Samsung app MyKnox.
6. The device must be certified by Google.

And there are also some phones that seem to be suitable, but nevertheless you will not be able to use the payment service on them:

• Samsung Galaxy: Note III, Light, S3
• Elephone P9000
• Evo 4G LTE
• Nexus 7 (2012)

Well, that’s all, you’ll agree – a little. Today, there are about 40% of Android gadgets with the appropriate characteristics. That is, except for almost any smartphone or tablet latest generation, the service can be downloaded, for example, to a phone released in 2014. And they can do so at any retail outlet where contactless payments are accepted, and there are a great many of them today. If you want to know, go to the corresponding article.

How Samsung Pay works - how to pay in a store with it

Progress does not stand still; now using your phone you can not only take photographs, view email, edit documents, but also pay for purchases in a store without physically having a bank card. We will tell you below which banks and phones work with this, and how to use Samsung Pay step by step (Sberbank as an example).

Samsung Pay functions as an electronic wallet, if you have this application activated, then you don’t have to carry your wallet with you when shopping, the beach, a walk, a lunch break, entertainment events; for payments, you only need to have a phone and the appropriate program (and modern man almost never separates from his gadget).

Samsung Pay can make payments on any device that allows payment by plastic card. Payment occurs without physical presence credit card using the following technologies:

• NFC – contactless payment, almost everything modern models smartphones are equipped with an NFC port, but not all terminals support it;
• MST - magnetic secure transmission, developed by Samsung - smartphones create a magnetic field similar to that from the magnetic stripe of a card.

Some users, having learned how Samsung Pay works, are initially skeptical about this payment method, accusing it of being unsafe, but the degree of data protection is very high:

1. The application is authorized only by fingerprint or secret PIN code; no one other than the owner will be able to launch it;
2. System installed Samsung security Knox, which encrypts and protects user data from theft; when a virus gets on the device, the application is automatically blocked;
3. The application does not have access to bank account, during the purchase there is no exchange of secret data, the card number is replaced by a special cipher - a token (it is new every time, the bank generates it randomly).

Why use the service contactless payment from Samsung:

• To pay for goods and services, you do not need to carry money or a bank card with you;
• Thanks to MST, the technology works in any store, restaurant, hotel, beauty salon and other places where there are terminals for paying with a plastic card;
• Calculations are carried out without the Internet, which allows you to use the service in the metro and areas with poor coverage;
• There is no additional fee for using the technology.

What phones and cards support it?

Almost all new Samsung models (released since 2017-2018) support this technology, exception - budget models, also SamsungPay does not work on some models smart watch: gear s2 and gear s8.

What phones does Samsung Pay work on:

1. Samsung Galaxy:
   • A3/A5/A7 (2017), A5/A7 (2016), A6/6+, A8/8+;
   • J5/J7 (2017);
   • S6/S6 Edge/S6 Edge+, S7/ S7 edge, S8/ S8+, S9/ S9+;
   • Note5, Note8, Note9;
2. Smartwatch: Gear S3 classic/frontier, Sport.

Why a service connection error may occur:

• Some models of smartphones and watches only support NFC technology (S6/S6 Edge, Gear Sport);
• The application can be installed on devices that are officially released for Russia or Belarus;
• If the device has root rights, the program will be blocked; even returning to the starting settings will not help.

Supported cards:

1. MasterCard more than 46 banks: Sberbank, Alfa, VTB24, Tinkoff, MTS, Russian Standard, etc.;
2. Visa 33 banks: BINbank, Otkritie, YandexMoney, AK Bars, Gazprombank, etc.;
3. WORLD: Otkritie Bank, CB Center-Invest, Rosselkhozbank, Chelindbank.

The list is constantly expanding; which banks support Samsung Pay can be checked at https://www.samsung.com/ru/apps/mobile/samsungpay/.

• No more than 10 cards can be linked to one device;
• The card must be issued in the name of the smartphone owner, as personal data is identified.

Service activation

Samsung Pay how to use:

1. The application is not installed by default, to activate it you need to update Android (the Samsung Pay icon will appear automatically);
2. Or you can download the installation apk file from Google Play;
3. To use the program you must have a Samsung account;
4. Next, you need to configure the application and add payment cards.

The software update process step by step:

• Before starting you need good charge battery (>80%) and fast internet(>5 Mbit/s);
• In the smartphone menu you need to go to Settings/About device/Software update;
• Next you need to enable Update;
• Download and install updated software;
• The phone will reboot before the update starts.

How to register and get a Samsung account:

1. Go to Settings/Cloud and accounts/Accounts;
2. Click Add account;
3. Click Samsung account;
4. Next, select Create an account and enter: e-mail, password, city, full name;
5. You agree to the terms of use and confirm;
6. Activate your account via email.

How to install and configure

To be able to pay from your phone, you need to set up a security method and add payment cards to the program.

How to set up Samsung Pay:

1. Launch the SamsungPay application;
2. Enter your account details;
3. Decide on the identification method:
   • Come up with a reliable PIN code;
   • Place your fingerprint;
4. Click on the + icon or the card image to add payment information:
   • Take a photo of the card;
   • Correctly fill in the fields manually;
5. Agree with the rules;
6. Confirm your actions with the code from the SMS message (will be sent to your financial number);
7. Next, you need to save the real signature - simply sign on the screen;
8. The map is saved; if you use it frequently, you can add it to your favorites list.

How to pay using Samsung Pay

Making purchases with this application is not difficult - it can be done in three simple steps.

How Samsung Pay works:

1. Spend it. To open the application you need:
   • Swipe from bottom to top on an inactive or locked screen;
   • Make a swipe on the home page;
   • Click the service icon on the screen.
2. Press. Authenticate using a PIN code or fingerprint. Select a card to pay.
3. Touch. Bring your gadget to the POS terminal. A signature or PIN may be required payment card. Important: the pin code from SamsungPay does not need to be entered anywhere other than the application.

If the operation fails, wait for the process to complete and restart.

In the application you can also view the stories of 10 card purchases.

Frequently asked questions about Samsung Pay and their answers

How to recover your Samsung Pay password

If you have installed the service a long time ago and have not used it, the question may arise: where can I get the PIN code to log in? But, for security reasons, it is not possible to recover the password to enter the application; you need to either remember it or clear the application data and register again.

How to add a card to Samsung Pay

If you have a Sberbank card, you can also add it through SberbankOnline:

• Open SberbankOnline;
• Open the map that interests you;
• Click on Add to Samsung Pay and follow further instructions from the system.

You can add not only to the program bank cards Loyalty cards from retail chains:

1. On home page application or in the adding cards section, select Add club card;
2. Select the desired retail chain from the list;
3. Scan the card’s barcode or enter its number;
4. If the outlet is not on the list, you can add it manually - take a photo of the bonus card and write down the name and number/barcode;
5. Save the card, and you will no longer lose the opportunity to accumulate bonuses if you forget it at home.

How to disable Samsung Pay

You can turn off notifications in the following way:

• Go to the program settings - click on the notification and hold your finger for a couple of seconds;
• Next to the word Notification, move the slider to the Off position. Or uncheck it.

It is not possible to completely remove the application on all models (the function is available for S8/8+/9/9+, A8/8+, Note8):

1. Go to Settings-Applications-Application Manager;
2. Select Samsung Pay (you may need to display system programs);
3. In the Memory section, clear the cache;
4. Go back and click Delete.